Justin Pritchard, CFP® @PFBasics
Fee-only CFP® practitioner (also @ApproachFP). Retirement planning enthusiast. Montrose, CO Joined November 2011-
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I was also impacted by the @WSJ layoffs. I was laid off after mat leave for some extra salt in the wound. All the working moms out there know that this is a worst nightmare scenario. I’d love any help from former colleagues, friends, social media connection, etc.! 🙏
I was also impacted by the @WSJ layoffs. I was laid off after mat leave for some extra salt in the wound. All the working moms out there know that this is a worst nightmare scenario. I’d love any help from former colleagues, friends, social media connection, etc.! 🙏
just learned about recency bias and its my favorite thing ever
"Money and the Momentous Decision to Retire." Readers weigh in on financial issues they're concerned about when they think about retiring - as reflected in the blogs they are reading: crr.bc.edu/money-and-the-… #retire #financial #socialsecurity #401k #Babyboomers #boomers #aging
Perfect timing. Very excited to dig into @kylascan's new book, out today! Get it here: amzn.to/3XinBR1
Fine: You screwed up and you're in trouble. Avoid repeating the mistake. Fee: A cost of admission that's worth paying to get something worthwhile in return. Market volatility is a fee, not a fine.
This applies to a lot more than just art. There’s almost always more money to be made in selling the thing than doing it yourself.
This applies to a lot more than just art. There’s almost always more money to be made in selling the thing than doing it yourself.
Total digitization of medication subscribing is a complex adaptive system waiting for a downfall. There is no resiliency built into how medications are dispersed. People, always keep extras of your important medications. Would love to see a story on this @KFFHealthNews
New Blog Post - How to Find the Right Financial Advisor For You! This is one of the more comprehensive resources for understanding how to find a financial advisor. Hat tip to @MichaelKitces for providing a framework on laying out the industry history. quietwealth.com/insights/finan…
“People assume that a good financial plan has to be complicated. I think there’s room to talk about simplifying it.” – @christine_benz Why is that idea so hard for us to get our heads around? buff.ly/3sIKQWM
Periodic reminder that I was able to cut down my hospital bill SUBSTANTIALLY by asking if there was a discount for paying within 30 days. There was. I can't remember if I saved 1/4 or 1/3, but it was a lot. I am forever grateful to the person who passed on this info to me.
What can happen if you deposit a fraudulent check? - The bad guys would have your bank account information and signature. - The scammer will ask for some money to be returned. That money will be gone forever. -Other payments could bounce when the bank subtracts the money. (END)…
Everyone knows the standard 3-6 months of emergency fund advice. When advising clients on how much cash to keep, I tailor it to how risky the household's income is. - Dual income ➡️3-6 months - Single income➡️ 6-9 months - Entrepreneur ➡️6-12 months
Bronnie Ware's top five regrets of the dying: 1. I lived a life that was expected of me. 2. I worked too much. 3. I didn't express myself. 4. I lost touch with my friends. 5. I didn't allow myself to be happy. You still have time. meaning.blog/life #life #money #meaning
(queuing this up in March 2023) If you think you might need a CPA/tax professional to do this year's taxes, FIND ONE NOW. Searching for one early next year is just *asking* to be frustrated.
There are so many benefits to working "in" retirement. Socialization, better financial stability, better health. Most of our clients choose to do this - of course, only doing work they love. @barronsonline barrons.com/articles/worki…
Sobering but important message of what we have to be mindful we may lose at retirement: - Income <duh> - Identity - Purpose - Structure - Community - Relevance - Power Many can be replaced in retirement, but only if you're intentional w/ a plan to do so? humbledollar.com/2023/08/what-w…
5 tips to enhance your returns in the stock market: 1. Stop 2. Looking 3. At 4. Your 5. Investments Use automation to invest and go spend time doing things you love.
.@SocialSecurity's Office of #Retirement and #Disability Policy has released an annual chartbook that highlights statistics on the most important aspects of the Social Security and Supplemental Security Income programs. Read the publication here: bit.ly/3EAMzR3 #SSI
I LOVE my aftertax 401(k)! Heavy savers, you're missing out if you're not badgering your employer to add this feature, along with automatic in-plan conversions. It's a wonderful, easy way to get way more $ into the Roth column. morningstar.com/personal-finan…
Fascinating!

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