Center for Responsible Lending @CRLONLINE
We are a non-partisan research, analysis and advocacy organization focused on creating #FinancialFairness and economic opportunity for all. #StopTheDebtTrap responsiblelending.org Durham, NC Joined January 2009-
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Banks Sue Federal Regulators to Avoid Accountability for Fair Lending Violations linkedin.com/pulse/banks-su…
The average APR for a loan repaid in seven to 14 days was 367%, a rate comparable to payday lending, according to a report from the Center for Responsible Lending. @cora @AP #StopTheDebtTrap apnews.com/article/earned…
Learn more in the new CRL report, Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Advance Apps - responsiblelending.org/NotFree #StopTheDebtTrap
Learn more in the new CRL report, Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Advance Apps - responsiblelending.org/NotFree #StopTheDebtTrap
ICYMI: Only 𝐨𝐧𝐞 𝐰𝐞𝐞𝐤 𝐥𝐞𝐟𝐭 to save 15% on registration for the 2024 Virtual Mortgage Conference. Join us for expert-led sessions on need-to-know topics and engage in robust Q&A discussions from your home or office! #ProtectConsumers @NACAdvocate nclc.org/event/2024-mor…
Center for Responsible Lending Report Reveals Costs and Risks of Earned Wage and Cash Advance Products @BadCreditorg badcredit.org/news/center-fo…
Just the math: The #FHLBanks spent 8.5x as much on dividends to their members than they spent on #AffordableHousing. @SenWarren @SenateBanking
Just the math: The #FHLBanks spent 8.5x as much on dividends to their members than they spent on #AffordableHousing. @SenWarren @SenateBanking
In this episode of #TheConnectorIEI, Marquita Robertson (@CollaborativeNC) and Rochelle Sparko (@CRLONLINE) discuss what it means to be unbanked and how those without traditional bank accounts can protect their money. Listen: iei.ncsu.edu/2024/04/17/fro…
#DidYouKnow @CFPB and @POTUS have taken bold steps in reducing credit card late fees which will save the families that typically pay these fees $220 a year. Read more: bit.ly/43F7sG8
Biden-Harris Administration Releases Draft Rules Proposing Student Debt Relief for Tens of Millions of Borrowers responsiblelending.org/media/biden-ha…
“The #VASP program is badly needed as #Veteran borrowers have had no meaningful alternatives to foreclosure for over a year,” said Steve Sharpe @NCLC4consumers. “The @DeptVetAffairs must extend the foreclosure pause until VASP is implemented." @CRLONLINE nclc.org/new-va-program…
If you’re a student loan borrower with a commercially held federal loan, the clock is ticking for you to consolidate your loans... Read the new article from @HerbinJaylon to learn what you need to do now: linkedin.com/pulse/idr-acco…
Webinar Tomorrow, 3pm ET/12 PT: We'll discuss CRL’s new research report-Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Advance Apps which illuminates how EWA apps negatively affect financial wellbeing. #StopTheDebtTrapRegister: us02web.zoom.us/webinar/regist…
Consumers Face Hidden Fees Using Paycheck Advance Apps, New Analysis Reveals blackenterprise.com/report-consume…
Webinar Apr 9, 3pm ET/12 PT: We'll discuss CRL’s new research report-Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Advance Apps which illuminates how EWA apps negatively affect financial wellbeing. #StopTheDebtTrap Register: us02web.zoom.us/webinar/regist…
Take 1 minute NOW to stop fintech payday lenders from landing in MD. @CASHMD @naacpbaltimore @1199SEIU_MDDC @NCLC4consumers @CRLONLINE #MDGA2024
Take 1 minute NOW to stop fintech payday lenders from landing in MD. @CASHMD @naacpbaltimore @1199SEIU_MDDC @NCLC4consumers @CRLONLINE #MDGA2024
The Debt Collective �.. @StrikeDebt
101K Followers 11K Following The nation’s first debtors’ union, organizing to build power with debt as leverage. You are not a loan! Press: [email protected]
Student Borrower Prot.. @theSBPC
17K Followers 809 Following SBPC is a nonprofit organization fighting to protect people from predatory student lenders and end the student debt crisis. Media: [email protected]
Mike Pierce @millennial_debt
4K Followers 5K Following I tweet about debt. Now: ED @theSBPC & @borrowersaction, co-founder @UC_SLLI | Then: @CFPB @RepSarbanes | ♥️‘s @rpierc13 B&N (He/Him)
Student Debt Crisis C.. @DebtCrisisOrg
63K Followers 4K Following Nonprofit centering the needs and voices of borrowers to end the student debt crisis. A people-powered movement with over 2 million supporters. RTs≠endorsements
Matthew Bruckner @Prof_Bruckner
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AFR @RealBankReform
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melissa “cancelled .. @mcbyrne
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NCLC @NCLC4consumers
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National Fair Housing.. @natfairhouse
8K Followers 1K Following NFHA is the country’s only national civil rights organization dedicated solely to eliminating all forms of housing and lending discrimination.
Dan Immergluck @DanImmergluck
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The Leadership Confer.. @civilrightsorg
136K Followers 999 Following The Leadership Conference on Civil and Human Rights — the nation’s oldest, largest, and most diverse civil and human rights coalition. Led by @mayawiley.
Jesse Van Tol @jessevantol
4K Followers 5K Following CEO @NCRC. Advocate & organizer for race & class equity in banking, housing, business. Memphis to Madison to DC. Co-owner of the Green Bay Packers
Ed Mierzwinski, #Prot.. @edmpirg
4K Followers 5K Following Once "appeared" on Conan, yelling at the banks. @uspirg #digital rights, corporate crime, @cfpb, @USCPSC @FTC #bicycles UConn Husky & @UConnWBB fan!
Josh Delaney @jddelaney
17K Followers 3K Following Legislative/Policy Director for @senatorwarnock. My views. Previously w/@senwarren. He/Him. Proud ATLien.🍑🥜 #GoodTrouble #GoDawgs
Consumer Federation o.. @ConsumerFed
8K Followers 1K Following The Consumer Federation of America is an association of more than 250 nonprofit consumer organizations established to advance the consumer interest.![Milo and Tobin's dad, NYRangers fan, banking @blaw, ex-Law360, Vassar grad. eweinberger[at]https://t.co/4I1BFceywA. DM for Signal.](https://pbs.twimg.com/profile_images/724656411192528897/NLBWRCUB.jpg)
Evan Weinberger @reporterev
2K Followers 769 Following Milo and Tobin's dad, NYRangers fan, banking @blaw, ex-Law360, Vassar grad. eweinberger[at]https://t.co/4I1BFceywA. DM for Signal.
Fines and Fees Justic.. @FinesandFeesJC
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Brian Highsmith @bd_highsmith
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ATLANTA HAS A PROBLEM.. @AKCamardelle
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Lisa Rice @ItsLisaRice
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latinofarmers @fbdb147700ec4ba
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269 Followers 550 Following Director of Multifamily Research @FreddieMac. Economist following & tweeting rental housing & finance. Tweets are my own.
The Southern Group - .. @tsg_nc
17 Followers 128 Following Every Industry. Every Interest. Powerful Advocacy Begins Here.
Matt Janiga 💥♻�.. @regulatorynerd
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D l`arine @sashablackV
26 Followers 64 Following
Shyrooth @shyrooth17065
40 Followers 2K Following
Luis_CigarCityLender @CigarCityLender
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Sharon Cornelissen @sjccorn
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Win-Win Solutions @WinWinSol24
29 Followers 37 Following Win-Win Solutions is a consulting firm dedicated to assisting lenders mitigate fair lending risk, especially redlining risk.
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895 Followers 2K Following Public Affairs/Advocacy/Communications plus rants. 30+ years inside DC bubble. NY Giants & Nationals believer.
donhee1985 @donhee1985
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1 Followers 25 Following
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trickybobgrundy @trickybobgrundy
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108 Followers 640 Following
California Policy Lab @CAPolicyLab
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Angela Hanks @AngelaHanks
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John Sinclair Foley @johnsfoley
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Mariam Whitelle @MWhitelle
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Heather Ansert @hjansert
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National Alliance on .. @nasld010124
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C Evans @KansasStCarter
227 Followers 2K Following
Vickie Johnson @VickieJohn7379
3 Followers 144 Following
Financial Technology .. @fintechassoc
823 Followers 1K Following We are the community for fintech innovators. We represent industry leaders shaping the future of finance. Learn more at https://t.co/nn71TPcb0N. #Fintech
JLMorin @JLMorinWrites
38 Followers 41 Following Responsible investment journalist, author of six award-winning books on many school and university course syllabi, including NATURE'S CONFESSION, and LOVEOID.
Chris Ware @Ol93010151Chris
2K Followers 3K Following Life is short! Enjoy every moment you have. I am lucky to be alive. I enjoy hiking at GC.
Shane Koehler @shanekoehler
368 Followers 397 Following Follower of Christ, Tara's husband, Dad to Benjamin, Mercy, David, and Sophie, and Teaching Pastor at Faith Community Church, Woodstock, GA. PhD in NT
Zach Drucker @Zach_Drucker
184 Followers 2K Following Avid LA sports fan living behind enemy lines in SF | CAL ‘16 🐻 | CA Politics 🥑 | Powder Junky ⛷ | Bass Head 🕺 | Sci-Fi 🚀 + Thrillers 👻
kelsey moore @kelseysmoore_
529 Followers 606 Following comms @VitalStrat previously @ceprdc @fentonprogress @BerlinRosen @ewarren @nyuniversity she/her opinions my own :)
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1K Followers 156 Following We are a diverse coalition shining a spotlight on the ways this Supreme Court is impacting our families, our communities, our freedoms, and our democracy.
Climate United @climate_united
167 Followers 585 Following 110 years of combined experience. $30 billion in capital directed across 50 states. Climate United is committed to creating a decarbonized economy for all.
Responsible Business .. @TheRBLC
126 Followers 153 Following Cross-sector coalition advocating for US #smallbiz owners' right to fair & transparent access to credit ✍ Author: Small Business Borrowers' Bill of Rights
Lee Hepner @LeeHepner
4K Followers 1K Following anti-monopoly law and policy at @econliberties. sf, ca. 🏳️🌈🍃
BigShoots @biggshoooter
23 Followers 613 Following
Caleb Washington @washidashi681
66 Followers 142 Following
Zoe Han @zoeyuqhan
616 Followers 920 Following Personal Finance Reporter @MarketWatch Always confused, so I ask a lot of questions dm / [email protected]
roriv2 @roriv2113409
0 Followers 95 Following
Lilly Solomon @Lilly__Solomon
86 Followers 185 Following Policy & Advocacy @econliberties | previously @gretchenwhitmer | views are my own
Kuber Financial @KuberFi
11 Followers 26 Following Revolutionizing the FinTech Landscape With Advanced Lending Products.
The Debt Collective �.. @StrikeDebt
101K Followers 11K Following The nation’s first debtors’ union, organizing to build power with debt as leverage. You are not a loan! Press: [email protected]
Student Borrower Prot.. @theSBPC
17K Followers 809 Following SBPC is a nonprofit organization fighting to protect people from predatory student lenders and end the student debt crisis. Media: [email protected]
Mike Pierce @millennial_debt
4K Followers 5K Following I tweet about debt. Now: ED @theSBPC & @borrowersaction, co-founder @UC_SLLI | Then: @CFPB @RepSarbanes | ♥️‘s @rpierc13 B&N (He/Him)
Student Debt Crisis C.. @DebtCrisisOrg
63K Followers 4K Following Nonprofit centering the needs and voices of borrowers to end the student debt crisis. A people-powered movement with over 2 million supporters. RTs≠endorsements
David Dayen @ddayen
88K Followers 1K Following Executive editor, @TheProspect. Author, Chain of Title and Monopolized. Tips/pitches at ddayen at prospect dot org.
Rohit Chopra @chopracfpb
16K Followers 15 Following Official account of @CFPB Director Rohit Chopra. Member of @FDICgov Board. Former @FTC Commissioner. Retweets, Follows & Likes ≠ Endorsement.
Diane Yentel @dianeyentel
45K Followers 30K Following President and CEO, National Low Income Housing Coalition @nlihc. Formerly: @enterprisenow @hudgov @oxfamamerica @mahomeless & @peacecorps
Matthew Bruckner @Prof_Bruckner
5K Followers 4K Following tweets on bankruptcy, bicycles, baking, student loans, and consumer protection. But also random stuff from a husband and dad in DC. Aprendiendo español
AFR @RealBankReform
12K Followers 2K Following AFR is a coalition of over 200 organizations campaigning for real reform in our banking & financial systems. We want to #ProtectConsumers and #StopTheDebtTrap
NCLC @NCLC4consumers
6K Followers 952 Following Fighting Together for Economic Justice. RT are not endorsements.
Nikitra Bailey @NikitraBailey
507 Followers 171 Following Race+Economic Justice Advocate. Executive Vice President @natfairhouse. Views are my own. https://t.co/ZP0NVgalKr…
Ben Kaufman @kennybauf
2K Followers 1K Following A. Wayne Johnson (‘19) Memorial Fellow @theSBPC @njgov | ⚡💀🌹
National Fair Housing.. @natfairhouse
8K Followers 1K Following NFHA is the country’s only national civil rights organization dedicated solely to eliminating all forms of housing and lending discrimination.
Kate Davidson @KateDavidson
17K Followers 3K Following Federal Reserve editor @business. Former Morning Money @politico. Also: @WSJ @cqrollcall @ConMonitorNews. Tips, research, jokes: [email protected].
Chi Chi Wu @ChiChiWu8
2K Followers 491 Following Consumer advocate tweeting about #finjustice, AAPI issues, Brookline & random stuff. Loud Asian Woman (so ofc all Tweets my own). Retweets =/= endorsements
The Leadership Confer.. @civilrightsorg
136K Followers 999 Following The Leadership Conference on Civil and Human Rights — the nation’s oldest, largest, and most diverse civil and human rights coalition. Led by @mayawiley.
Jesse Van Tol @jessevantol
4K Followers 5K Following CEO @NCRC. Advocate & organizer for race & class equity in banking, housing, business. Memphis to Madison to DC. Co-owner of the Green Bay Packers
Legal Defense Fund @NAACP_LDF
151K Followers 4K Following America's premier civil rights law organization fighting for racial justice through litigation, advocacy, & public education. Established in 1940.
Federal Reserve @federalreserve
1.2M Followers 29 Following The official Twitter channel of the Board of Governors of the Federal Reserve System. Privacy Policy: http://t.co/pbRRCfwyou
U.S. House Committee .. @FSCDems
30K Followers 737 Following U.S. House Committee on Financial Services - Ranking Member: @RepMaxineWaters | Facebook: https://t.co/0Nx9ypUJ8V | YouTube: https://t.co/REOcViGZ5w
The Capital Times @CapTimes
37K Followers 5K Following Madison's source for news, opinion and cultural coverage since 1917. In print every Wednesday, published daily on https://t.co/Xds1qSggcj. Host of Cap Times Idea Fest.
Black Enterprise @blackenterprise
329K Followers 9K Following Info. about entrepreneurship, #tech, personal finance & other business resources.
National Employment L.. @NelpNews
11K Followers 3K Following NELP's mission is to build a just and inclusive economy where all workers have expansive rights and thrive in good jobs.
Daniel Hornung @DanielHornung46
1K Followers 218 Following Deputy Director, National Economic Council
Accountable.US @accountable_us
33K Followers 3K Following We empower the American people by exposing the special interests that hold unchecked influence in DC and beyond.
The Institute for Eme.. @emergingissues
5K Followers 3K Following The Institute for Emerging Issues at @NCState connects North Carolina to ideas and North Carolinians to each other.
Innovation Ohio @innovationohio
10K Followers 2K Following #Ohio's progressive politics and policy hub. @TimsDesiree President/CEO. Heartland Hype: https://t.co/yUkjrCQqiQ #OHpol
Daniel Lippman @dlippman
47K Followers 5K Following Reporter @Politico covering the White House and Washington. Email tips to [email protected]. Text or Signal: 413-854-8628. Repped by @LAIspeakers
California Policy Lab @CAPolicyLab
4K Followers 5K Following The California Policy Lab translates research insights into government impact. Sign up for updates: https://t.co/K5JioqBsAm Press [email protected]
John Sinclair Foley @johnsfoley
7K Followers 3K Following I write and edit stories about finance for Reuters' opinion section, Breakingviews. Based in NYC; I got here via London, Beijing and Hong Kong.
Annie Harper @harper_annie
386 Followers 545 Following Researcher at @YalePsych focusing on banking, debt, and mental health. Published in @APAPubPsychSvcs @SocReview. Based in New Haven. She/her.
Christian Paz @realcpaz
5K Followers 1K Following I cover national politics for @voxdotcom. alum of @TheAtlantic and @thehoya
Anchorage Daily News @adndotcom
97K Followers 6K Following Alaska news when, where you want it📱💻 🗞 • Pulitzer Prize for Public Service: 1976, 1989, 2020 • Subscribe now https://t.co/fU4KM4XYzK
tony romm @TonyRomm
41K Followers 6K Following economic policy and accountability reporter @washingtonpost, tracking corporate influence in politics. he/him. comments/tips: tony dot romm at washpost dot com.
Financial Technology .. @fintechassoc
823 Followers 1K Following We are the community for fintech innovators. We represent industry leaders shaping the future of finance. Learn more at https://t.co/nn71TPcb0N. #Fintech
Yale School of Medici.. @YaleMed
162K Followers 750 Following The official Twitter feed for Yale School of Medicine, a world-renowned center for biomedical research, education, and health care founded in 1810.
Hartford Courant Opin.. @CourantOpinion
4K Followers 1K Following We're the @HartfordCourant opinion department. We’d like to hear your thoughts: [email protected] ✉️
Erin Witte @ErinWitteCFA
226 Followers 365 Following Mom, partner, dog mom. Likes consumers, hates injustice.
Senator Tim Kaine @SenTimKaine
4K Followers 1K Following Official account of U.S. Senator Tim Kaine.
Senate Veterans' Affa.. @SVACDems
3K Followers 245 Following Ensuring our veterans receive the care and benefits they've earned | Chairman @SenatorTester
Arab American Institu.. @AAIUSA
16K Followers 2K Following Representing the interests of #ArabAmericans since 1985. (Tweets are not necessarily official positions of AAI. RT≠endorsement.) #YallaVote
James J. Zogby @jjz1600
52K Followers 56 Following Founder @AAIUSA; https://t.co/oJuLOo4FRg; Jackson ‘84 & ‘88 alum; Sanders ‘16 & ‘20 alum;Tweets are my own.
Jewish Currents @JewishCurrents
53K Followers 3K Following Founded in 1946, Jewish Currents is a magazine committed to the rich tradition of thought, activism, and culture of the Jewish left. Subscribe today!
Capital Good Fund @cgfund
2K Followers 2K Following We're a nonprofit with a mission to create pathways out of poverty and advance a green economy through inclusive financial services.
Washington Post Opini.. @PostOpinions
107K Followers 817 Following Editorials, columns, cartoons, guest op-eds: we have them all! Follow us also on Facebook, Instagram, Threads and Bluesky: @PostOpinions.
American Fintech Coun.. @FintechPolicyUS
488 Followers 207 Following AFC To Host 8th Annual Fintech Policy Summit in Washington, D.C. on November 19, 2024! Get information at https://t.co/2TXEMvkgrh
KC CDFI Coalition @cdfikc
180 Followers 223 Following (ARCHIVED) For more information follow us on LinkedIn, Facebook, or at https://t.co/DoTUuVqUlJ. Join our mailing list: https://t.co/tpycQWC9qs
Mo Weeks @mo87mo87
13K Followers 4K Following NOW - Fellow @interruptcrim - HOST of Indebted (link below) THEN - founder of @acrecampaigns; SOONISH - book about debt and race; ALWAYS - Detroit
United For Democracy @WeAreUFD
1K Followers 156 Following We are a diverse coalition shining a spotlight on the ways this Supreme Court is impacting our families, our communities, our freedoms, and our democracy.
20/20 Vision DC @2020_VisionDC
127 Followers 54 Following 20/20 Vision is an economic policy research and advocacy firm participating in the national economic policy making process.
AlexGangitano @AlexGangitano
8K Followers 1K Following White House correspondent @TheHill, previously @RollCall, DC-area native, Villanova alum
Taylor Giorno @taylorgiorno_
1K Followers 1K Following business & lobbying reporter @thehill | tips & dog pics to 📧 [email protected]
Aris Folley @ArisFolley
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Andy Kaczynski @KFILE
419K Followers 9K Following CNN investigative reporter, co-founder of @TeamBeansFund, raising money for childhood cancer in my daughter's memory. 🎗️🇦🇱🇵🇱[email protected]
The Freelance Beat @Freelance_Beat
4K Followers 3K Following A blog for independent journalists. Run by @Tati_WM. 📧: [email protected] Newsletter: https://t.co/MpUnIANBBX
Tatiana Walk-Morris @Tati_WM
3K Followers 4K Following A journalist who blogs: @Freelance_Beat Amplifying unheard voices. Use your words wisely. The keyboard is mightier than the sword.
Miriam Cross @MiriamSCross
1K Followers 652 Following Technology reporter @AmerBanker, covering bank tech. Former: Associate editor @Kiplinger, covering travel+more. Toronto, Canada and Washington DC are both home.
Kansans for Payday Lo.. @ks_paydayreform
61 Followers 33 Following Kansans for Payday Loan Reform is a grassroots movement that supports bipartisan legislation reform that will protect Kansans. #StopTheDebtTrap #TakeBackPayday
Rep. Roger Williams @RepRWilliams
20K Followers 877 Following Chairman of @HouseSmallBiz. Conservative fighting for lower taxes, less regulations & more freedom for Texans. Honored to serve #TX25.
Patrice Willoughby @PatriceWillobee
323 Followers 881 Following Lawyer, Advocate, Ice Skater, Boater and Beach Bum, Animal Lover, Board Member. All Opinions Mine.
Neale Mahoney @nealemahoney
8K Followers 690 Following Professor @StanfordEcon. Incoming Director @SIEPR. Former @WhiteHouse National Economic Council. Watches soccer, reads history, listens to all types of music.
Erie @Erie
12K Followers 9K Following America’s foremost technologist named after a Great Lake. Consumer protector.
NAACP Youth & College @NAACPYC_
2K Followers 275 Following Since 1936, the @naacp Youth & College Division has grown to become one of the largest groups of organized young people in the country. (RT ≠ Endorsement)
Maya Wiley @mayawiley
453K Followers 4K Following Prez & CEO @civilrightsorg. Former @msnbc. Ran 4 Mayor of NYC; IG @Maya4CivilRights RT ≠ endorsement. Views are mine. She/Her
Janet Lorin @JanetLorin
12K Followers 5K Following Higher ed finance reporter at Bloomberg @business -- student loans, admissions and more. contributor @BW and @BloombergRadio George Polk Award winner
Bloomberg Equality @BBGEquality
7K Followers 389 Following The latest on how companies, institutions and governments are confronting gender, race and class. ✉️ Newsletter: https://t.co/bmsokdnxeu 🎧 Podcast: https://t.co/lexCz3m1Bm
Ann Choi 최주연 @annjychoi
2K Followers 960 Following @business data reporter 📩 [email protected] 💌 [email protected]
Barron's @barronsonline
330K Followers 37 Following The world's premier investing publication since 1921. For customer support, visit https://t.co/HkyUtq6BNrOur annual Consumer Advocacy Week kicks off today! Together with @RealBankReform @CRLONLINE @consumeraction @ConsumerReports @NACAdvocate @NCLC4consumers @ncl_tweets @Public_Citizen @uspirg @WeAreUnidosUS We are calling on #Congress to support the @CFPB and #ProtectConsumers
@CRLONLINE To anyone who believes that corporations give you “free”advances on your pay. They want your money-they might try to confuse you but…take a closer look!
TOMORROW - Learn more about the impact of #BNPL loans and potential regulatory solutions with experts from @CRLONLINE @CaliforniaDFPI @lgbtq_economics & CFA's own @AdamRust9 in our latest #webinar! Register Here: app.etapestry.com/onlineforms/Co…
Our President & CEO, @marisacalderon opens up our panel today by talking about the economic power of Latinos. Latinos are essential to #entrepreneurship & the #laborforce. We’re eager to discuss with our partners how we build an economy that works for everyone, including Latinos!
Fair Housing matters. Learn about the Fair Housing Act, call @HCSINC at 202-681-8386 or send an email, [email protected].
The homeownership gap between Black and white families in America is bigger today than it was when refusing to sell someone a home based on their skin color was legal.
Brian Gilmore (@buildcommwealth), Rochelle Sparko (@CRLONLINE), Perry Wright (@advncdhindsight) & Ashley Ruffin (@civicfcu) explore how new technology affects our financial wellness and resilience. #2024EIF
Mariel Beasley (@advncdhindsight), @jdgailliard, Ralph Gildehaus (@MDCinc) & Rochelle Sparko (@CRLONLINE) lead a session on how households can manage debt. #2024EIF
In a recent op-ed, the @NCLC4consumers and @CRLONLINE demonstrate a categorical misunderstanding of earned wage access (EWA) products... Our response in @AmerBanker @BankThink! americanbanker.com/opinion/recent…
For decades, Woodstock has found consistent evidence that actions like Townstone’s have a negative impact on Black and Brown households’ ability to access financial opportunity. The 7th Circuit should use this case to take a firm stance against credit discrimination.
Consumer Groups Call on the 7th Circuit to Uphold Fair Lending Law responsiblelending.org/media/consumer… "The district court’s ruling flies in the face of decades of settled law and regulation. This wildly misguided ruling should be reversed,” said Mitria Spotser, CRL Vice President.
"Policymakers have an obligation to protect people from predatory lending that regularly causes debilitating debt," said Annie Harper @YaleMed. "They took a valuable step toward fulfilling this mission by making clear that our interest rate limits apply to cash advances."
Annie Harper: CT must stop cash advance companies from trapping people in debt trib.al/lkgZWh7
Shoutout to Mark (@Miercoles_Hays) for bringing AFR's perspective to the buy now, pay later products panel at the @ConsumerFed conference last month. Mark shared his insights alongside @CRLONLINE, @CFPB, & @Affirm. It's crucial to understand the impact of these financial tools.
Through no fault of their own, thousands of vets & servicemembers were facing foreclosure. I’m encouraged to see VA answering my call to halt those foreclosures and ensure our vets can stay in their homes. I’ll keep holding VA’s feet to the fire on this. npr.org/2023/11/17/121…
This is a victory for our veterans. @SenSherrodBrown @SenatorTester @SenJackReed and @SenTimKaine successfully pushed @DeptVetAffairs to protect thousands of veterans from unnecessary foreclosures. npr.org/2023/11/17/121…
“The foreclosure pause is badly needed,” said Steve Sharpe @NCLC4consumers. “We applaud @DeptVetAffairs and the @POTUS Administration for taking necessary steps to protect #Veteran families, and we look forward to the release of VASP.” @CRLONLINE nclc.org/va-foreclosure…
Five Democratic Senators betrayed small business owners Wednesday by voting with Republicans to rescind recently finalized small business lending data rules known as Section 1071, leading consumer advocacy groups said. hubs.ly/Q025_wx80
CAC Chief Counsel @BrianneGorod's letter to the editor in @washingtonpost explains that rejecting CFPB's funding structure would give unelected judges "a new power to second-guess funding decisions made by the people’s representatives." washingtonpost.com/opinions/2023/…
WE OBJECT!
If payday lenders are so important that the Supreme Court would torpedo the financial system, then WE OBJECT! As long as payday lenders can supersede our rights, WE WILL OBJECT! -CRL VP Mitria Spotser on CFPB v. CFSA
Student debt cancellation is essential. TY @NEAToday, @NAACP, and @CRLONLINE for this critical call to action today at #CBCF #ALC52. This is a pressing issue for Black America and we aren’t letting up.
Thanks @MBAMortgage @urbaninstitute @CRLONLINE @natfairhouse & @nardotrealtor for a great discussion on the need & benefits of #SPCPs. We encourage creditors w/Qs about #ECOA & #RegB special purpose credit programs to consult OCC or their regulatory agency. Video coming soon!
"California is not banning the product, but it is making clear they are loans, that they are generally subject to California financing laws and they must comply with fee and rate caps including tips and donations," said @lsaundersnclc. #ProtectConsumers @CaliforniaDFPI @CRLONLINE
"It's important that a regulatory regime treats [these services] as loans and there are appropriate consumer protections that go along with other loan products," Yasmin Farahi, deputy director of state policy at the CRL. via @MiriamSCross @AmerBanker americanbanker.com/news/state-eff…
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