Nikhil Gupta @ChFrameworkOff
Chief Framework Officer | Living for match days, maximizing reward points. You'll find me talking Man Utd, cricket, travel hacks, and all things finance. Joined August 2012-
Tweets1K
-
Followers117
-
Following760
-
Likes12K
Seems like American Express Platinum Travel card applications are live now. For anyone looking for it, click on the link below to apply: americanexpress.com/en-in/credit-c… #americanexpress #creditcards
Planning to use reward points for travel? ✈️🏨 Your strategy must include these 3 non-negotiable ecosystems for their elite airline & hotel transfer partners: 1️⃣ American Express 2️⃣ Axis Bank 3️⃣ HDFC Bank Keep an eye on emerging players like HSBC, ICICI & IndusInd! #TravelHacking…
Ever wonder how banks afford credit card rewards on top of an interest-free period? They're funded by interchange fees—the ~1-3% cut merchants pay on every transaction. By giving you points, they encourage you to spend more, earning them more from those fees. #CreditCards…
Stop letting the annual fee scare you. The real credit card math is simple: (Rewards + Welcome Bonus + Lounge Access + Perks) > Annual Fee For the right person, a paid card isn't a cost—it's a high-value tool. Stop chasing "free," start chasing value. #CreditCardTips #FinTwit…
Well curated list! Using the right credit card can turn foreign spends into amazing earning opportunities 💵
Well curated list! Using the right credit card can turn foreign spends into amazing earning opportunities 💵
Massive devaluation on the Swiggy x IndiGo partnership! The earning rate has been slashed from 1 BluChip per ₹100 to just 1 BluChip per ₹250 spent. That's a 60% drop in the reward rate, from ~1% to a meager 0.4%. Disappointing move. 📉 #IndiGo #Swiggy #Devaluation #6ERewards…
The 4th & most crucial pillar of investing: VALUATION. 📈 A great company is a bad investment if overvalued. Don't just use the lagging P/E ratio. The PEG ratio is key as it includes future growth. A PEG ratio < 1 often signals an undervalued stock. #Investing #Valuation…
Was this the worst super over? PS. Good for us though #AsiaCup2025 #India
Even at their maximum potential, the IndiGo SBI credit cards are underwhelming. On a ₹10L annual spend: ✈️ ELITE card maxes out at a ~4.3% reward rate. ✈️ Regular card barely hits ~1.8%. Honestly, the rewards are too low. #CreditCards #TravelHacks #IndiGo #SBI
Another important reason to stay diversified and keep part of your savings / investments in dollars! #investing #frameworkgyan
Another important reason to stay diversified and keep part of your savings / investments in dollars! #investing #frameworkgyan
Pillar #3: Free Cash Flow (FCF) 📈 Forget just profits, follow the cash! FCF is the real cash a business generates after all expenses & investments. It's the ultimate fuel for future growth, innovation, and shareholder returns (dividends/buybacks). Steady FCF = a competitive…
Part of my day to day life. A steal at that price! @amazonIN #Thegreatindianfestival #BigBillionDays2025
Part of my day to day life. A steal at that price! @amazonIN #Thegreatindianfestival #BigBillionDays2025
The sad truth! 🤐
Pillar 2: Smart money follows financial health. Look for companies with a low Debt-to-Equity ratio. It means they're built for growth, not just servicing debt. Your portfolio will thank you. #ValueInvesting #Stocks
What's my name? What's my name? What's my name? 🎧🎧🎧 #PersonalFinance #creditcard #travel #framework #football #ManUtd
A core investment pillar: Business Growth. History shows consistent top-line growth is the #1 driver of long-term share price. You can't achieve exponential returns by investing in stagnant businesses. #Stocks #Investing #Wealth #personalfinance #frameworkgyan
I've learned that a personal framework is your guiding light. Mine is built on 4 pillars: 1️⃣ Growth: Is the business consistently growing? 2️⃣ Stability: Is the company financially sound? 3️⃣ Moat: Does it generate strong FCF vs competitors? 4️⃣ Valuation: Am I paying a fair price?
Long Term Investor @lt_investor_
561 Followers 2K Following
Karan Narang @karan_narang
76 Followers 452 Following
UnitedAnalyst @UnitedAnalyst7
12K Followers 765 Following MUFC Stretford End Season Ticket Holder | Account to follow for #MUFC Academy content - goal videos, highlights and opinions
Shaily @shaily_3
16 Followers 42 Following
Tarushi Jha @tarushi_jha
10 Followers 25 Following
Althea Dreamsmith @ADreamsmit
666 Followers 7K Following Connecting you with the universe, one reading at a time 🔮.
Sangam Chopade @sangamchopade
117 Followers 180 Following Avid Listener | Tech Follower | Eccentric Reader | Firm Belivever of 'Talk less Do More' & 'Live to Eat' | #VJTI MECHie | #MBA #SJMSoM #IITian | #ButterChicken
Saraswati @leo45diego
146 Followers 1K Following I am a girl from Mumbai currently working in the financial industry
Jenny boo @jenny_boo29078
174 Followers 3K Following Wet, wicked, and waiting for the right hands to play... I don’t just satisfy cravings—I create them. Ready to spoil you with pleasure 💦💦💦💦
Akash Gupta @AkashGupta26427
1 Followers 1 Following
aim trader @aim_trader05
1K Followers 2K Following 📈 Swing Trader | Stocks & Crypto | 🏏 Cricket Fan | 📚 Book Addict | tweet only education purpose l
. @iamakeshbansal
595 Followers 6K Following 25+ years in stock market I. let's work together to make your money work for you. Ph. 956088422 WhatsApp: 999616187
Ronit @Ronit1507
135 Followers 746 Following C&I analytics analyst McKinsey and Company Email- [email protected]
Adiaya Kondayar @Soniasfi63
29 Followers 468 Following Partner, Vice President @Compcircle National Bestseller Author - https://t.co/Juian9ggIO I simplify Equities & Finance "Be yourself. Everyone else is alread
Penelope @Srik19852958
0 Followers 104 Following In her free time, I enjoys meaningful conversations, creative pursuits, and spending quality time with loved ones.
Atulkrishan @iAtulKrishan1
98K Followers 66K Following Journalist -- @uniindianews ex- @TheNewIndian_in, @ians_india, @republic , @DeccanChronicle , @mid_day & @TheStatesmanLtd
Sumil Jain @sumiljainrec
401 Followers 2K Following
James k mendy✝️ @JamesMendy84801
162 Followers 2K Following Matthew 4:10: Get thee hence, Satan: for it is written, Thou shalt worship the Lord thy God, and him only shalt thou serve.❤️🙏✝️
Rebelography @SadhuInSneakers
2K Followers 3K Following 🕉 सत्य • प्रेम • ध्यान • बेबाक दिल, शांत आत्मा 🕊️
Excel For Freelancers @Excel4Freelance
52K Followers 16K Following Excel For Freelancers mainly focuses on building applications that businesses can use. Helping you turn your Excel passion into a passive income.
KA_ito @KaushikArya13
1 Followers 166 Following
priyank jain @priyank_11
6 Followers 26 Following
Netra @ng_netra
1 Followers 7 Following
Shubhendra Chauhan @soccershashank
18 Followers 91 Following
Amit @AmitGoenkaRA
357 Followers 2K Following SEBI Registered RA || F&O Trader ALGO Trader || Ex Banker (SME Credit) SEBI Reg no INH00001793 TG https://t.co/OHezmnXbYB
retard-artist @Indoorzzi
2 Followers 59 Following $olana memecoin trader and NFT artist creating memecoins based on trend…. follow me on this journey to become the best at what I do 🤝
Braylon @DannyOrtiz1
14 Followers 222 Following Altcoin adventurer | Bitcoin believer | Market strategist 📈
Daxton @csupeene25
14 Followers 227 Following Crypto isn’t just currency—it’s a revolution. Join the movement. 🌍
Donte @c26855022
26 Followers 660 Following Exploring crypto so you don’t have to—alpha drops incoming 📢
Aedan @bigdaddy791977
10 Followers 246 Following Crypto: where FUD meets FOMO, and I’m somewhere in between 🤖
Grady @berfederici
18 Followers 225 Following Charts, candlesticks, and caffeine—my trading essentials ☕
Maverick @areilza35
15 Followers 280 Following The future is digital. The currency is crypto. The time is now ⏳
Dominique @benoscar2002
13 Followers 278 Following 🚀 Crypto Enthusiast | Blockchain Believer | Riding the Waves of Web3 🌊
Brice @ahadbd786
30 Followers 1K Following Altcoin adventurer | Bitcoin believer | Market strategist 📈
NEHUL GUPTA @nehulgupta21
1 Followers 2 Following
Kyleigh Beahan @BeahanKyle55173
32 Followers 2K Following
Downloads XA @DownloadsX52711
0 Followers 3 Following
abhishek singh @abhisingh22222
29 Followers 7 Following
Jai @Ja5090
52 Followers 372 Following Eager to travel the world | Constantly learning about credit cards | Miles and Rewards
Socials xa @SocialsXa
2 Followers 15 Following
Satwik Gupta @7wik_gupta
126 Followers 720 Following Angelite VITian ग्वालियर वासी । हिंदी प्रेमी ।।
Ankur Mittal @ankurmittal
15K Followers 144 Following Co-Founder of https://t.co/59EFg18lZ5 & @cardinsider | Digital Marketer
Karan Aggarwal @karanaggarwal86
3K Followers 386 Following Travel Advisor & Points Hacker 💳✈️ | FORA Pro | Luxury Travel on a Budget | Itineraries & Redemptions Expert
Vivek Raju @vivekraju93
26K Followers 2K Following Strategic Narrative Consulting for Founders. Building McKinsey for Investor Pitch Decks. 💼 Past: IIM-B, Goldman Sachs, Simplanations
AI Frontliner @AIFrontliner
427K Followers 584 Following From product launches to real world impact of AI, we highlight the moments that matter, so you stay ahead || DM for collaborations || 📩 [email protected]
Rakesh @GyanTherapy
260K Followers 22 Following Tech YouTuber/Creator - India 🇮🇳 I don't Know why par mai Gyan bahut deta hoon !
TechnoFino @TechnoFino
31K Followers 59 Following Welcome to TechnoFino! We are the #1 online platform related to Credit Cards and Banking products in India. @CreditPedia
UnitedAnalyst @UnitedAnalyst7
12K Followers 765 Following MUFC Stretford End Season Ticket Holder | Account to follow for #MUFC Academy content - goal videos, highlights and opinions
Shaily @shaily_3
16 Followers 42 Following
Tarushi Jha @tarushi_jha
10 Followers 25 Following
Sangam Chopade @sangamchopade
117 Followers 180 Following Avid Listener | Tech Follower | Eccentric Reader | Firm Belivever of 'Talk less Do More' & 'Live to Eat' | #VJTI MECHie | #MBA #SJMSoM #IITian | #ButterChicken
Gajender Yadav @imYadav31
16K Followers 932 Following Design homes @Vasthetics7 🏠 Credit Cards Optimizer 💳 Collects Points & Miles✈️ Tech & Gadgets💻 Athlete 🏃♂️ Loves Dhoni 💛
Amit Chopra | Every P... @EvryPaisaMatter
7K Followers 136 Following YouTube-1.9L Subs📺 | Finance💰 | Credit Cards💳 | Travel🧳| Deals🤑| [email protected] | https://t.co/zo13gO0KSP
Akash Gupta @AkashGupta26427
1 Followers 1 Following
Excel For Freelancers @Excel4Freelance
52K Followers 16K Following Excel For Freelancers mainly focuses on building applications that businesses can use. Helping you turn your Excel passion into a passive income.
Netra @ng_netra
1 Followers 7 Following
Rupesh Sinha @sinharrupesh
10K Followers 128 Following A New Journey Begins with @Sillycorns 😇Former Director of Videos at Beebom
Shubhendra Chauhan @soccershashank
18 Followers 91 Following
Gautam @gautam888
2K Followers 147 Following Aviation Geek | Investment Banking | Love the game of Credit Card Miles & Points | Spreading knowledge on #PersonalFinance #CreditCards
NEHUL GUPTA @nehulgupta21
1 Followers 2 Following
Cassie Lee @CassieLee
668K Followers 300 Following Mum 💕 Professional Wrestler 🤼♀️ Actress 🎥 FKA Peyton Royce🏆 Australian 🇦🇺
Sharan Hegde @financewsharan
70K Followers 388 Following Founder and CEO @getonepercent | Forbes 30U30 2023
Jai @Ja5090
52 Followers 372 Following Eager to travel the world | Constantly learning about credit cards | Miles and Rewards
Socials xa @SocialsXa
2 Followers 15 Following
Satwik Gupta @7wik_gupta
126 Followers 720 Following Angelite VITian ग्वालियर वासी । हिंदी प्रेमी ।।
Statman Dave @StatmanDave
448K Followers 799 Following Football analyst seen on Sky Sports, BBC & elsewhere ⚽️ │ Enquiries: [email protected] ✉️
Akash @ccg33k
16K Followers 209 Following Here to spread awareness, tips, tricks, hacks on credit cards. #SpendsOptimization #MaximizingPoints #ccgeek #creditcards #technology #investing #gurgaon
Cards Wizard @cards_wizard
21K Followers 348 Following ✨ Welcome to the magical world of credit cards! ✨ Sharing tips, tricks, and insights to help you become a true Cards Wizard. 🧙♂️💳✨ @bohra_harshit
Professor Cardz @ProfessorCardz
10K Followers 179 Following Credit card enthusiast with 13+ years and 35 Credit cards of Experience. Masters in Aeronautical Engineering. Cybersecurity guy. Find me on YouTube for videos.
Subhankar @CenturionGuy1
11K Followers 63 Following Former Civil Servant | Entrepreneur | Credit Card Enthusiast 💳 | Travel The World 🛩🌏 | Co-Founder @TechnoFino & @Creditpedia
Tejas Ghongadi @tejasghongadi
25K Followers 39 Following Co-Founder of @ThePointsCode - Simplifying the #CreditCard #Points & #Airmiles Space to some amazing rewards & luxury travel.
Emirates @emirates
1.7M Followers 55 Following #FlyBetter. Need help? Send a comment or DM to @EmiratesSupport.
Utsav Agrawal @coachutsav
400 Followers 104 Following Helping people transform through fitness, mental health & mindful living 🧠💪 | Travel junkie 🌍 | Credit card & points geek 💳 | Coaching with purpose.
Anirban chowdhury @VoyageBliss
10K Followers 375 Following Chasing horizons 🌍 | Crafting journeys with miles, points, and travel hacks | Passport dreams and endless adventures #Wanderlust #VoyageBliss
Arnav Gupta @championswimmer
70K Followers 2K Following Startups | Engineering | Product ✉️ https://t.co/LUamZRseZq 🎙 https://t.co/BjdvqMkErZ 💼 build AI datacenters @ Meta 🌆 citywalks w/ @SayaniBh
Viszapp @viszapp
3K Followers 5 Following Official Support handle for Viszapp || DM open for all your Visa related doubts & queries
SpendWisely @spendwiselyx
18K Followers 195 Following 💳 An ardent credit card user | Sharing tips, hacks & recommendations | Helping you unlock maximum value from your credit cards
🔰 Flex 🔰 @FlexUTD
239K Followers 963 Following Presenter/CEO @unitedviewtv | SJA Award Winner | Contributor : @talksport | @drsportsmedia | @skysportsnews | Views are my own | Enquires : [email protected]
Mukul Varshney @MukulIetlucknow
12 Followers 16 Following
Money Theory @money_theory
32K Followers 523 Following I help you make better money decisions through my posts and products.
Sergius Barretto 🇮... @SergiusBarretto
4K Followers 255 Following Managing Editor at Autocar India. Auto enthusiast by birth. Auto engineer by education. Auto journalist by profession. https://t.co/SfAKYQ0JPP
Rich Fay @RichFay
51K Followers 1K Following ✍️ Manchester United reporter 🎟️ Wrexham season-ticket 📧 [email protected] | 🎙️ @RobRyanRed podcast Views my own
Rudy Galetti @RudyGaletti
157K Followers 787 Following ✒️ Sports journalist 🤝 Transfer market expert 🗞️ @TEAMtalk @tribalfootball 📩 [email protected]
indykaila News @indykaila
680K Followers 1K Following Award winning football account. Team of 5 elite reporters. Contact @indykbusiness or [email protected]. 18+ https://t.co/UvrNCdPdJv @Rainbetcom
Trends for United States
You might like
