Charterfields Limited @CharterfieldsX
Specialists in insurance reinstatement cost assessments, asset valuations and general advice for property and plant. charterfields.com Manchester/London Joined December 2011-
Tweets325
-
Followers213
-
Following183
-
Likes4
How often should you review your declared values? We suggest every 3-5 years, but significant changes may require an annual review. Regular updates ensure your coverage remains accurate. 📊 #InsuranceValuation #Insurance #Valuation #AssetAdvice
Reinstatement costs can vary due to regulations and guidelines based on property type, sector, and location. 📍 ➡️ Take a look at some of the key regulations and guidelines that can impact reinstatement costs: 🔗 charterfields.com/what-to-expect… #valuation #insurance #underinsurance
Our expert surveyors follow a structured methodology to prepare your report.; consultation, data gathering, site inspection if needed, report prep and submission. Larger risks can take around 6-12 weeks. #valuation #insurance #insurancevaluation #underinsurance
Tariffs on imported materials like steel, aluminium, and timber increase costs for businesses, causing supply chain disruptions, project delays, and higher prices for housing and infrastructure. 🔗 charterfields.com/will-trade-tar… #valuation #assetadvice #insurance #underinsurance
Did you know insurance valuation reports exclude depreciation? ❌ They focus on current reinstatement costs, ensuring policyholders have enough coverage to restore their property without financial shortfalls. 💰 🔗 charterfields.com/what-to-expect…
Declared Value (DV) = cost to rebuild/replacement at policy start. Sum Insured (SI) = DV + inflation for full coverage. Consult an insurance broker for value calculations. #InsuranceValuation #Underinsurance #AssetAdvice #Insurance
💡 The data that we gather for our Insurance Valuation Reports can have additional benefits for you! These insights can prove valuable for broader business planning and operational efficiency. 👏 #Valuation #AssetAdvice #Insurance #InsuranceValuation #UnderInsurance
Did you know? 🔍 Stay informed and ensure accurate values are declared to your insurers by having regular assessments and tracking capex movements!💡 #valuation #assetadvice #asset #insurance #insurancevaluation #underinsurance #assetsurveys
🔎 Insurance valuations focus on the rebuild cost, while market valuations reflect what someone would pay to buy or sell an asset. The difference? One protects your investment, the other reflects its market worth. #InsuranceValuation #MarketValuation #Insurance #AssetAdvice
Check out our latest article release discussing "What to Expect from an Insurance Valuation Report" 💯 🔗 charterfields.com/what-to-expect… #valuation #assetadvice #asset #insurance #insurancevaluation #underinsurance #assetsurveys
We attended the excellent Insurtech Insights Europe 2025 event last week. Some fascinating innovations being showcased and insightful panel discussions. #valuation #assetadvice #asset #insurance #insurancevaluation #underinsurance #assetsurveys
Our 2025 underinsurance report reveals that over 80% of locations have underdeclared property damage values, with 37% insured for 50% or less of true reinstatement costs. It's clear that indexing values isn't sufficient - policyholders should review their coverage closely.
A local business is left in ruins after a devastating storm, but their insurance won’t cover the costs. Years of hard work are gone, and now they’re left struggling to rebuild. This may be a fictional story, but the reality is that disaster can strike anyone at any time.
On International Women’s Day, we celebrate the power, resilience, and innovation of women in business. Women are not just part of the workforce but shaping the future by breaking barriers, leading change, and redefining success. #valuation #assetadvice #asset #insurance
Underinsurance can leave businesses vulnerable to financial strain; reassessing reinstatement cost assessments in 2025 is crucial to ensuring adequate coverage against unforeseen risks. #valuation #assetadvice #asset #insurance #insurancevaluation #underinsurance #assetsurveys
We will be attending Insurtech Insights Europe in London on March 19th/20th. Please drop our team a note if you would like to catch up at the event. 👋 #insurtechinsights2025 #insurtech #exhibiting #underinsurance #insurance
Many property owners mistakenly assume that the insurance valuation of their property is the same as its market value, but this is not the case. #underinsurance #assetsurveys
Total property claims in 2024 across the UK were £5.7 billion – the largest amount paid out in any year on record - according to the Association of British Insurers. abi.org.uk/news/news-arti… #valuation #assetadvice #asset #insurance #insurancevaluation #underinsurance
Check out our latest article release discussing 'What are the implications of incorrect declared values in insurance?' 💯 charterfields.com/what-are-the-i… 🔗 #blog #surveyor #charteredsurveyor #asset #insurance #insurancevaluation #underinsurance #assetsurveys
Legislation significantly impacts insurance costs for heritage properties. Regulatory requirements and the need to use traditional methods increase both time and expenses for repairs, with higher professional fees for specialists in heritage restoration. #AssetSurveys

Petra @GregoriaCr84105
50 Followers 2K Following
Braxerl @Braxerl3259859
44 Followers 1K Following
Virjooq @Virjooq681180
31 Followers 1K Following
Sinuo @Theseaujrf
16 Followers 33 Following Girls who love to laugh will never have bad luck. I also hope to meet my prince charming.
AlgoTradeEdge🇺🇸 @Weeva66947
72 Followers 2K Following 15-30% Monthly | 2 High-Conviction Stocks.Short-Term Gains: 15-20% in Days/Weeks.DM "JOIN" for WhatsApp Alerts. Live Trade Signals • Market Analysis
Brooklyn Williams @olgkq24135459
16 Followers 128 Following Building communities, one meme at a time.
Sheffield United Comm... @sucw1st
411 Followers 201 Following Sheffield United Community Women 1st - North East Regional Women’s League (Southern Division) https://t.co/tmz0JQxq5w
Emily Barker @x_emzyy_x
97 Followers 237 Following
The Insurance Charity @InsCharity
2K Followers 2K Following We offer financial support and practical guidance to current and former insurance professionals in the UK and Ireland.
Ciera Taylor-Smith @ciera_ts
0 Followers 12 Following
Tismeaus @tismeaus79087
34 Followers 545 Following
ESA Risk @ESARiskUK
6K Followers 5K Following One of the UK's fastest-growing risk management and business consulting practices. Risk Management | Consulting | Investigations
TMS-Maritime @TMSMaritime
285 Followers 202 Following
Ramskill Martin @Ramskill_Martin
154 Followers 2K Following Ramskill Martin is a Multi-Disciplinary Construction Consultancy operating throughout the UK.
Next Level @BeyondNextLvl
99 Followers 811 Following We support clients and injured workers alike by providing transparency and clarity to an otherwise complicated world of claims management.
Just Quote Me @JustQuoteMeUK
166 Followers 725 Following COMPARE BUSINESS INSURANCE QUOTES ONLINE TODAY Call FREE on 0800 084 2325
@oconnors_law @oconnors_law
511 Followers 5K Following Business lawyers & advisers providing corporate, commercial insurance & regulatory advice and legal services, financial services and sport sector expertise.
Insurance Business UK @InsuranceBizUK
9K Followers 886 Following Insurance Business UK is a website with multiple daily updates focused on insurance industry news, interviews with brokers, expert columns, podcasts and videos.
Steve Tunstall @TunstallAsc
46K Followers 45K Following Director | CEO | Investor | Co-Founder https://t.co/5efGTajoHH https://t.co/HgeyCMKtpw https://t.co/FcxDmO5kS6…
Prestige Lifestyle @PrestigeLifeS
47 Followers 854 Following Prestige Lifestyle is a well-regarded, reliable and trusted supplier of great value, high quality and luxury brands.
Aviva Broker UK @AvivaBrokerUK
4K Followers 353 Following Aviva’s dedicated X feed for UK General Insurance brokers. Hear more from us on our LinkedIn channel (Aviva Broker UK). For UK customers, follow @avivauk
Ben Woolrych @BenWoolrych
35 Followers 155 Following Chartered Accountant, Insolvency Practitioner and Investor
JW Software @JwSoftware
172 Followers 373 Following The Industry Leading Software for #claimsmanagement and #policyadministration designed to help streamline and automate workflows for the claims and risk market.
Just Clear ® @justclearuk
3K Followers 4K Following Make more room for you. National 'House Clearance' Franchise. Rated 5/5 on Trustpilot. Featured in Forbes, Sunday Times, Guardian, Metro & MailOnline.
SD Waste Paper Recycl... @SdWaste
469 Followers 2K Following A family run business est. 1988 with over 30 years of experience. We're experts in the safe handling of wastepaper, cardboard & plastics. https://t.co/pJnKhRzBa3
Antonia Gimenez @BisArchitecture
2K Followers 5K Following The Architect of Business® - Consultant, Speaker and Author #Strategy; #Transformation; #AI; #Digitalisation
Bubble Design @weareteambubble
175 Followers 204 Following One of the UK’s leading design and marketing agencies with a team of dedicated, creative, marketing professionals.
Acrisure Re @AcrisureRe
699 Followers 918 Following Acrisure Re is a premier (re)insurance broking & advisory firm with a reputation for innovative reinsurance placements for complex & technical books of business
Zurich Insurance UK �... @ZurichInsUK
16K Followers 2K Following One of the UK's leading #Insurance companies, providing general & #LifeInsurance products. #ZurichAboutTime https://t.co/QQm8nu5QgO
Marek Handzel @Hazemachine
745 Followers 758 Following Editor of Institutional Real Estate Europe by day, novelist by night.
StrategicRISK @StrategicRISK
4K Followers 1K Following StrategicRISK is the independent voice of the risk management community and supporting the development of the profession through analysis, research and events.
CIR Magazine @CIR_Magazine
1K Followers 466 Following News & insight for risk, insurance and resilience professionals | In print & online | Risk Awards | Business Continuity Awards | National Insurance Awards
Insurance Today @InsTodayNews
472 Followers 273 Following The website & daily newsletter for the UK general insurance market | Home of the #NationalInsuranceAwards https://t.co/or65itvuWV
Luke Gallin @lukegallin
96 Followers 389 Following Senior journalist/analyst at https://t.co/TbKMTS5wyG & https://t.co/fMQlEOERoE. All things ILS and reinsurance. MUFC, Murray, Hamilton, & Joshua. Views my own.
Sagar Aggarwal @SagarAreness
113 Followers 1K Following Lawyer by Profession. Strong believer of Objectivism. Overzealous for #India Shining & Rising.. RTs may be endorsements!
tim chapman @timxchapman
31 Followers 369 Following Auctioneer, environmentalist, find me live music.
Mike Wright @MikeWrightESA
8K Followers 6K Following Consultant @ESARiskUK. Risk Management | Business Advisory | Cyber Security | Global Investigations #2 in the Refinitiv UK Top 30 Influencers (Risk) 2017.
DTM Legal LLP @DTMLegal
2K Followers 2K Following DTM Legal are a Top Tier specialist law firm. 📍Locations: Liverpool - 0151 321 000 || Chester- 01244 354 800
City Tower, Mancheste... @Citytowermcr
2K Followers 2K Following #BackingTheBold. A place that encourages innovative, energised and bold organisations who challenge and change our future.
Auction News Ltd @AuctionNewsUK
2K Followers 849 Following Find the latest #OnlineAuctions all over the UK and Europe across the full range of industry sectors including #Construction, #Manufacturing and more.
mikhail_charles @mikhail_charles
1K Followers 3K Following Barrister (5 Pump Court Chambers, England) (Eastern Caribbean - St Vincent, BVI, St Lucia, St Kitts, Nevis and Grenada). Views all my own.
Venture Recruitment P... @VRPartners
1K Followers 4K Following Specialising in Finance & Accountancy Recruitment - full-time, part-time, interim & temporary. Hampshire | Dorset | Berkshire | Wiltshire |Surrey |West Sussex
ChilworthPartnership @ChilworthP
1K Followers 4K Following Hampshire based Finance Recruitment Agency | Executive Finance & Accounting Specialists | Creating a more personable recruitment process for all
Castle Hill Insolvenc... @CastleHillBR
169 Followers 489 Following Licensed Insolvency Practitioners based in South Devon, advising on all aspects of corporate and personal insolvency and business recovery - 01626 510020
Sheffield United Comm... @sucw1st
411 Followers 201 Following Sheffield United Community Women 1st - North East Regional Women’s League (Southern Division) https://t.co/tmz0JQxq5w
Adam Williams @Adam___Williams
2K Followers 851 Following Head of Football Finance and Governance Content at GRV Media | Trying to make sense of the business of football for fans | [email protected]
Sheff United Communit... @SUComLadiesFC
3K Followers 2K Following The 13 Junior Teams (U9 - U18s) and Ladies Team at Sheffield United Community Foundation. Supporters and new players always welcome. PM for details.
InsureTV @insure_tv
834 Followers 1K Following A community video platform for research and learning; reaching brokers, underwriters and risk management professionals globally.
drlindasalvinmphphd @psychiclindaphd
3K Followers 5K Following Former Epidemiologist MPH Michigan turned PhD Metaphysical Clinician. Psychic, healer,radio host; had 3 Near Death Experiences in the 80s b4 internet was craze
It Gets Better @ItGetsBetter
169K Followers 67K Following 🏳️🌈🏳️⚧️ Empowering LGBTQ+ youth to define their own journey! 🌎 Español: @ItGetsBetterES #ItGetsBetter
PGA Championship @PGAChampionship
230K Followers 758 Following Scottie Scheffler is the 2025 PGA Champion 🏆 The 2026 #PGAChamp returns to Aronimink Golf Club in Newtown Square, Pennsylvania, May 11-17, 2026.
ArtCan @artcanorg
2K Followers 1K Following ArtCan has moved to another platform, follow us here: https://t.co/k3OsI5tyjN
SEO Scholars - NYC @SEOScholarsNYC
888 Followers 637 Following A free eight-year academic program that prepares motivated public high school students to get to and through college - with a 90% college graduation rate.
Food on Foot L.A. @foodonfootla
918 Followers 198 Following Food on Foot assists our unhoused and low-income neighbors in Los Angeles with nutritious meals, clothing, life-skills training, jobs, and permanent housing.
Spectrum Designs Foun... @SpecDesigns
1K Followers 597 Following Non-profit custom apparel and promo items printing company offering vocational and employment opportunities to individuals on the Autism Spectrum.
WTW @WTWcorporate
8K Followers 89 Following WTW provides perspective that moves you in the areas of people, risk and capital. #WTWPerspective #WTWLife
Ghassan Baroudi @BaroudyBaroudi
11 Followers 1K Following
PMD Business Finance @pmdbizfinance
692 Followers 360 Following Providing #funding solutions to support UK #SME growth Winners of the NACFB Asset Finance Broker of the Year '21, '22, '23 & '24 #BusinessFinance #SMEFunding
Inspektor_Gee @Inspektor_Gee
38 Followers 108 Following
J e s e u s @jeseussss
5 Followers 270 Following
Armis @ArmisSecurity
3K Followers 512 Following Armis, the cyber exposure management & security company, sees, protects and manages all physical and virtual assets - from the ground to the cloud.
Rust Consulting, Inc @RustConsulting
336 Followers 119 Following Rust provides the services that clients in the legal, public, and business sectors need most to accomplish program goals.
JC Gaillard @Corix_JC
11K Followers 10K Following Founder & CEO @CorixPartners @Transform_Sec | Top #Cybersecurity ThoughtLeader on @Thinkers360 | Board Advisor & Non-Exec Dir | Author https://t.co/nKc9wB4cjL
marymac @bestwebstrategy
44K Followers 47K Following Content Strategist, Copywriter & Global Social Media Manager. #demandgen #SaaS #cybersecurity #datastorage #copywriter #socialmedia
Terrence Yang @TerrenceYang
287 Followers 980 Following Seeking startups WITH legal risk. Often wrong. Learning. Talk my book. Not advice. I only look like an engineer. Buy, hodl, steak, moon.
Michael Hammond @Michael_Hammond
463 Followers 2K Following Chartered Civil Engineer. Climate and water management specialist, with a focus on flood risk and hydrometeorology.
Maria Theodori @_maria_fire
254 Followers 502 Following Human being, fire protection engineer, PhD student. Wildland-urban fire modeling and risk. Stoked to be here: 🌌
Justin Voss @justinvoss
557 Followers 318 Following Trying to predict the future by inventing it. Software Engineer at Apple. Tweets are provided at your own risk. See also: @[email protected]
soumen bandyopadhyay @kichmich
1K Followers 2K Following lay about...chartered engineer(India), B.Sc., risk management consultant, blogger and layabout!
Colin Ho @ohcolinho
446 Followers 473 Following Engineering for existential risks. Co-founder & CTO @hgenenergy Ex-@spacex lead engineer, imploded robots at #openrov. Husbando to @pinkcloud
gary watkinson @WatkinsonGary
919 Followers 2K Following Hard working Corporate Investigator and Risk Manager
MQ Trading @MQTrading
678 Followers 664 Following Risk Manager, Full Time Dad Trader, Marathoner, Humanitarian. Lehman 02' - 08' One Team One Dream
Shaeffer Steward @sstewardag
2K Followers 1K Following Ag commodity broker, risk manager & trader. Interested in agriculture - Professional twitter account. Trading futures involves risk & tweets not solicitations
Jonathan Moxon @JonathanPMoxon
1K Followers 615 Following Leeds City Council Flood Risk Manager. Working with others to reduce flood risk, raise awareness and promote a focus on innovation and people. Views are my own.
Juliano Capital 🤌�... @JulianoCapital
4K Followers 460 Following Derivatives // Full-Time Risk Manager
Sandy Baby @sandybabyonyii
29K Followers 2K Following |Risk Manager | Real Estate | Msc Business Management| PhD in view| Lab scientist| Hot Mama|Soft lifestyle| Lover of reality shows|
Skylar Romines @skylarromines
23K Followers 508 Following ATW + MCR | author | pretty okay human | Larry David memes are my love language
Michelle Theriault Pe... @racerMichelleT
3K Followers 1K Following GA / NC Real Estate Broker / Agent / Insurance Broker / Professional Race Car Driver. Racer turned REALTOR®️!
Kyle Lauletta @kylelauletta
8K Followers 549 Following • Licensed Insurance Broker @ MDP • [email protected] • Founder @QBHeadquarters • Retired NFL QB • @URichmond Alum • Father • Husband
Ashley Miranda @imashleymiranda
12K Followers 2K Following Mgmt|🎶🎵 i❤️Artist| Insurance Broker|💰🏃🏾♀️| Vibe Creator 🤞
Philip Beckett @norwich_broker
2K Followers 2K Following follow our main account @ins_centre general insurance broker/director/personal /commercial insurance quotes available
Steve P. | Franchise ... @BrokerSteve412
950 Followers 360 Following Insurance Broker | Consulting | Certified Risk Manager | Helping companies identify, control, finance, and reduce their risk | Dad to twin girls 🎀 🎀
Ryan Whybrow (Insuran... @InsuranceRyan
655 Followers 397 Following If you need business insurance, contact me! Your contact for #Business #Insurance - Client Director at Konsileo - views are my own https://t.co/U2G4hl0BtJ
MR. INSURANCE ADVISOR @ThatGuyC
5K Followers 4K Following Insurance Broker /FCA Regulated Financial Protection Advisor💼 📌|https://t.co/isMcf0kcWw
The Insurance Charity @InsCharity
2K Followers 2K Following We offer financial support and practical guidance to current and former insurance professionals in the UK and Ireland.
Geospatial Insight @geo_insight
924 Followers 582 Following Geospatial Insight is a leading provider of independent research derived from the analysis of satellite, aerial and drone imagery.
Mike Wright @MikeWrightESA
8K Followers 6K Following Consultant @ESARiskUK. Risk Management | Business Advisory | Cyber Security | Global Investigations #2 in the Refinitiv UK Top 30 Influencers (Risk) 2017.