David Gourley, M.Ed @DavidG_CSLP
$15 million in student loan forgiveness for teachers. Former teacher who now specializes in financial planning and student loan planning for other educators. k-12planning.com/links Check out my links page Joined January 2022-
Tweets4K
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Followers1K
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Following345
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Likes2K
One of the biggest misconceptions with big tech/AI trying to reform education practices is that they assume every student is motivated to learn the material. It takes a special teacher to reach some of the students who aren't. AI can't replace that.
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Going to be doing a podcast today on the new repayment plan (RAP) and student loan changes moving forward. What are the questions you think are most important to address?
Teachers often confuse Public Service Loan Forgiveness and Teacher Loan Forgiveness. Teacher Loan Forgiveness caps your total forgiveness at either $5,000 or $17,500 depending on what you teach and you have to work in Title 1 schools for 5 consecutive years. PSLF is uncapped…
I registered as an IAR in California in March of 2025... I thought that my 12 hours of CE requirement started right away... But it looks like it doesn't start until Jan 1 of the following year (aka 2026). I just got back 12 hours of my time!!!
Busy day today with three student loan consultations and a client meeting! Love these kind of days!!!
Teachers have been leaving the profession in massive numbers... And when they move to the private sector, businesses know what Nick is talking about! One of the most incredible things I found when I left education is how slow everything moves in the corporate world. Teachers:…
Teachers have been leaving the profession in massive numbers... And when they move to the private sector, businesses know what Nick is talking about! One of the most incredible things I found when I left education is how slow everything moves in the corporate world. Teachers:…
Here's a scenario that I see: Filed taxes as MFJ Can save THOUSANDS of $$$ by filing MFS What can you do? Contact your loan servicer and request a forbearance (usually 6 months) until you can file MFS as early as possible in 2026. Then recertify your income!
4 years ago I started my career in financial planning... Yesterday I got the chance to speak to many other financial planners at the FPA Kansas City annual symposium. It was an honor to share my experiences of student loan planning with such a great audience!
OBBBA people with children in daycare edition: Did you know that the Dependent Care FSA contribution limit increased from $5,000 per year to $7,500 per year starting in 2026. Open enrollment is coming soon. Take advantage!!!
OBBBA Teacher Edition: Starting in 2026, the original $300 "educator expense deduction" remains untouched, but... You can still get a deduction (now uncapped) on all additional expenses but only if you itemize! My assumption is that this won't impact too many educators, as…
This is almost exactly what I did when I left teaching high school to get into financial services. 1. Created a niche website (teacher finance) 2. Started a podcast interviewing others in the teacher finance space 3. Got multiple job offers to become a financial…
This is almost exactly what I did when I left teaching high school to get into financial services. 1. Created a niche website (teacher finance) 2. Started a podcast interviewing others in the teacher finance space 3. Got multiple job offers to become a financial…
When you submit a new Income-Driven Repayment (IDR) request... Your servicer can place you in up to a 60 day "processing forbearance". This is different than general forbearance or SAVE forbearance and does qualify for PSLF! studentaid.gov/announcements-… (see section "how does…
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