Gaylord-Hansen Team at CrossCountry Mortgage @GaylordHansen
CA • NV • UT A personalized homebuying experience made simple CrossCountry Mortgage, LLC, NMLS3029 NMLS1437924 NMLS858979 NMLS2079383 Equal Housing Opportunity gaylordhansen.com San Diego, CA Joined July 2010-
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Although mainstream media loves a clickbait, negative narrative about the housing market, here are the facts: mortgagenewsdaily.com/news/04302024-…
Qualifying for home financing requires a healthy debt-to-income (DTI) ratio. Here are some practical tips to lower your DTI ratio and improve your financial health to increase your chances of getting approved for a loan. crosscountrymortgage.com/how-to-lower-d… #HomebuyingTips #HomeFinancing
Finance a new home without the stress of selling first! With CCM Double Equity*, you can tap into the equity of BOTH homes to make an offer — your current one & the one you want to buy. With no financing contingencies, it appears as an all-cash offer! *Avail. in California only
Market Recap - April 26, 2024 Have you ever been on a diet and you just can’t shake the last 10 pounds? That’s where we stand with inflation. But what does this mean for interest rates? youtube.com/watch?v=pt_uiA…
Forget tax returns, W-2s, pay stubs, or any income verification! We can help you get home financing with just bank statements and our Signature Expanded Bank Statement Loan — it’s your perfect mortgage solution. Get started at gaylordhansen.com/get-started! #Homebuying
Market Recap - April 19, 2024 Rates remained elevated this week largely because Wall Street is playing it safe - they'd rather err on the side of caution in the face of uncertainty. youtube.com/watch?v=iCGflz…
🏡 In the market for a home? 🏡 You may be able to alleviate some upfront expenses in the homebuying process by negotiating seller concessions with the home seller. Check out this "cheat sheet" to see how seller concessions can help you! #homebuyingtips
Exciting news for homebuyers, sellers, and REALTORS®! Fannie Mae has confirmed that they will NOT include buyer's agent compensation in the seller-paid concessions limits. This aligns with expectations and provides clarity for everyone involved!
Market Recap - April 12, 2024 Interest rates shot up this week due to higher inflation. What caused inflation to increase, and how high will rates go? youtube.com/watch?v=lih-Y3… #interestrates #mortgagemarket #homefinancing #mortgagerates #mortgageratesdaily
As a self-employed borrower, we know you hustle. And we know that you’re more than capable of purchasing a home. CCM's Signature Expanded 1099 Loan review statements instead of tax docs to give you the green light on homeownership. Send us a message to learn more! 🏡
Market Recap - April 5, 2024 Interest rates have been in the high-6% and low-7% range for some time now. Will they actually come down anytime soon? youtube.com/watch?v=zqht0A…
A down payment below 20% usually means monthly private mortgage insurance (PMI) payments. CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment! crosscountrymortgage.com/loan-types/pro…
Market Recap - March 29, 2024 Interest rates were stable this week, but new inflation data was released today while the markets were closed for Good Friday. What can we expect on Monday? youtube.com/watch?v=qjOROp…
Market Recap - March 22, 2024 Interest rates dipped back under 7% at the tail end of this week, and the FHFA released a white paper analyzing the lock-in effect of rising mortgage rates. How has it impacted the housing market? Let's take a look! youtube.com/watch?v=kDdUgS…
Market Recap - March 15, 2024 Mortgage rates jumped back over 7%, and the CPI and PPI were released this week. What did this inflation data show, and how close are we to the Fed's inflation rate target? Let's take a look! youtube.com/watch?v=eSmJ5v…
Market Recap - March 8, 2024 Interest rates dropped below 7% this week for the first time since February 13th, and two key jobs reports were released. Let's dive into the jobs data, as it is incredibly important for the direction of interest rates: youtube.com/watch?v=5gDEKu…
Market Recap - March 1, 2024 Mortgage rates remained steady this week after the release of a major inflation report. Inflation is a big driver of interest rates. But how accurate are these inflation reports & can we rely on them to predict future rates? youtube.com/watch?v=Tw4uLP…
Market Recap - February 23, 2024 Mortgage rates have been over 7% for more than a week, and they will likely hover in this area for a while. However, there is some good news for qualified buyers! Watch to learn more about this silver lining: youtube.com/watch?v=kU1kSQ…
Market Recap - February 16, 2024 Higher-than-expected inflation reports caused interest rates to fluctuate this week. However, with credit card debt at a record high, consumers might start curbing spending. What does this mean for future rates? youtube.com/watch?v=8vI2XW…
Homebuyers are often focused on the here and now. However, data indicates that real estate tends to pay off in the long run. It's important to stay educated with the facts so you can make informed decisions when buying a home! Watch to learn more! youtube.com/watch?v=TVUhH3…
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In honor of Presidents' Day, whether you are honoring the founding fathers, all presidents or none of the above, think of today as Leaders day. A day to honor the leader in you & the leaders who have changed your life. We all have the ability to be the leader of our own story🤩💪
Alternative Sources of Down Payment Funds: Where can you get funds to put toward your down payment? #tuesdaytips #tacticaltuesday #mortgage #mortgagetips #mortgageexpert #homebuyer #homebuyingtips #homebuying101 #homebuyertips #downpayment #giftfunds #retirementfunds
Not everything online is as it seems!! Know the truth about advertised mortgage interest rates 🏠🏠 #mortgage #mortgagetips #mortgageexpert #mortgageindustry #mortgageprofessional #mortgagelife #homebuyer #knowyouroptions #homebuyingtips #homebuying101 #mortgagerates
Debunking the 20% down payment myth! #Downpayment #mortgage #mortgagetip #mortgageexpert #homebuyingtips #homebuying #homebuyers
Just posted a photo instagram.com/p/CZfM8mdP_sJ/…
Simplifying the loan process into 5 steps! #mortgage #mortgageexpert #mortgageprofessional #mortgagetips #homebuying101 #homebuyingprocess #homebuyers #homebuyertips #loans #mortgageloans #loanprocess #homeloans #homeloan #loan
Understanding the Escrow Process: What does the process mean & how long does it last #mortgagetips #mortgage #mortgageexpert #mortgageprofessional #mortgageloans #homebuying101 #homebuyingtip #homebuyingprocess #homebuyers #homebuyertips #escrow #escrowprocess
Home financing is NOT a one size fits all scenario. Reach out to us to run the numbers! #homefinancing #mortgagetips #mortgageexpert #mortgage #creditscore #financing #homebuyers
Inflation & Interest rates: Understanding the Fed rate decision & the fast-moving market #marketupdate #marketupdatemonday #mortgagemarket #mortgage #mortgageexpert #mortgageprofessional #mortgageloan #interestrates #inflation #federalreserve #fedrate #market
Any blip in income, assets, or credit should be reviewed & executed in a way that ensures your home loan can still be approved. The best plan is to fully disclose & discuss your intentions with your loan officer before you do anything financial in nature.
No Sunday scaries here, only Sunday sillies allowed‼️𝕃𝕒𝕦𝕘𝕙 𝕠𝕗𝕥𝕖𝕟, 𝕝𝕒𝕦𝕘𝕙 𝕒𝕝𝕨𝕒𝕪𝕤
Story time! we're all business, but we like to have fun too. A positive attitude makes a difference! • #mortgage #mortgagelife #mortgageexpert #mortgageprofessional #mortgageloans #homebuying101 #positiveattitude #storytime #positivity #fridayvibes #fromourhousetoyours
What to know about a HELOC #mortgage #mortgagetips #mortgageexpert #homeequity #homebuyer #knowyouroptions #homebuying101 #homebuyertips #equity Disclaimer: Failure to pay on your HELOC could damage your credit standing and result in the loss of your home through foreclosure.