Financial Bunny @ImcocoMash
FinEdu|Coco The Money Bunny creator |https://t.co/44F4PoAhkn …| MC|Author| BOOKINGS [email protected]| no advice here financialbunny.co.za Johannesburg Joined November 2009-
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My new book Quiet Moves, Loud Returns: smart money moves today to win tomorrow is available on pre-order. A continuation from where we left off with What’s your move. Pre-order here and get free shipping (delivery) financialbunny.co.za/quietmovesloud…
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Oh my😔
Here’s the breakdown for a R200 000 car over 5 years at 12% interest: Normal finance (no balloon): • Instalment +|- R4 449/month • Total paid +|- R266 933 30% balloon (R60 000 deferred): • Instalment +|- R3 714/month • End of term lump sum = R60 000 • Total paid +|- R282…
A balloon on car finance lowers your monthly instalment, but you pay interest on the deferred lump sum throughout the term. The instalment looks lighter and the car seems more affordable, but the total cost of credit ends up higher.
The balloon on a car financing deal is essentially a deferred capital portion: no reduction during the term, but full interest charged, with a lump sum still payable at the end😊
Should and must mean two different things You should…. You must….. Ok thanks, bye
I am happy to share that my new book, Quiet Moves, Loud Returns: Smart money moves today to win tomorrow, is officially here! A continuation of What’s Your Move, this book is about the small, deliberate financial decisions we make today that compound into powerful results…
Weeeeeeee
As a leader try to award behaviour and not accomplishments- because teams who try aren’t always going to win
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Interest rate week is here....The FED today and the SARB tomorrow. Markets need to take a deep breath in or out💚❤️
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Empathy is the art of being concerned about the human being not just their output Simon Sinek
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