Aditya Khandekar @MojoAnalytics

POV at intersection of #Fintech #Banking #BaaS #AI #Reg #Digital. Analytics guy with strong opinion. Listen more. Talk less. Full time geek. corridorplatforms.com Bangalore, India Joined February 2012

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Oliver Wyman @OliverWyman

a year ago

How can #GenAI be safely deployed in large financial institutions and mitigate unintended risks? Introducing Project GGX, our joint Gen AI initiative with Corridor Platforms, that aims to address these key questions > owy.mn/3Vrxgna

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Aditya Khandekar @MojoAnalytics

2 years ago

Just visited the crucible of Hindu religion at ayodhaya, sharing this beautiful reel. Gratitude and best wishes for 2024 to everyone.

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Aditya Khandekar @MojoAnalytics

2 years ago

Great trip to Dubai... The theme of family centric living is very ingrained in middle east, gives hope in these turbulent times.

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Aditya Khandekar @MojoAnalytics

2 years ago

Just 26% of Gen Z and 14% of millennials use CU, as per GOBankingRates survey. CU's need to upgrade digital decisioning tech, analytical and related processes to stay competitive! at.law.com/KRZHg1?cmp=sha… via @cookeoncus

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Aditya Khandekar @MojoAnalytics

2 years ago

India landed the lunar probe Vikram from Chandrayaan-3 on the south pole! What a fantastic technical achievement and so PROUD!

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Aditya Khandekar @MojoAnalytics

2 years ago

Based on the Fed's Q2'23 report, frequency of delinquent payments are higher (chart), but, consumers are experiencing less financial distress. The unknow lever is student loan debt, which at 9.2% of all consumer credit has a deadline as payments are set to resume in Oct'23.

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Anindya @anindyadeeps

2 years ago

Weekend cook up ........ when #recsys meets #Llama2 ... PS, @huggingface 's TRL library is soo cool ... it just boils down to the dataset format to get started with baseline fine-tuning ... blog coming soon 😁

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Aditya Khandekar @MojoAnalytics

2 years ago

Very proud of the work we have done here @anindyadeeps Bottom line: Building enterprise use cases with LLM's require balancing speed and benefit against risk of going AWOL! There are best practices to manage risk... we will present more in the next blog in the series.

Anindya @anindyadeeps

2 years ago

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Aditya Khandekar @MojoAnalytics

2 years ago

Quick GAI insight: When building highly constrained categorization use cases (ex: categorizing text to issue), consider using Encoder Transformer with supervised learning on top. We got very robust & stable results! Right tools for right tasks😀 @LangChainAI @TaoWang2218

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Aditya Khandekar @MojoAnalytics

2 years ago

Nice chart showing economic expansion duration since 1945, the LONG outlier being the 2009-2020 period of 11 years. Soft Landing? Not sure yet, 2nd half of 2023 will tell.

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Anindya @anindyadeeps

2 years ago

Wondering what these jargons like #knowledge base, and #vector DB's knowledge retrieval are? How these databases like @pinecone , @trychroma work? How it helps #LLMs to tear down #hallucinations? Check out my latest blog 👉 link.medium.com/JOZ2vfp2QBb

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Aditya Khandekar @MojoAnalytics

2 years ago

Most of 2Q'23 earnings are in. Deposits held steady, no bank runs thankfully post results. Banks are now focusing on improve NIM's (profits) by shedding low yielding assets in their portfolio. Also helps shoring up capital. Any thoughts from banker friends here?

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Aditya Khandekar @MojoAnalytics

2 years ago

Consumer sentiment back at Q321 level, VIX low, put-call ratio low, equity markets on a tear... .... we were in similar position in late 2021, market peaked and then dropped 19% in 2022.

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Aditya Khandekar @MojoAnalytics

2 years ago

Updated up to Q1'23, this FDIC chart for Net Interest Margin shows the compression trend. Blended cost of funds around 1.6% with rising rates & expectation from depositors and tapering yield on securities & loans are causing it.... .... 2Q'23 bank earning will reveal more.

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Aditya Khandekar @MojoAnalytics

2 years ago

A key insight from deep analytical work on GAI from us. Not all foundational LLM models are equal when using them for use cases. Foundational LLM will specialize as more vendors enter the fray catering to specific family of use cases, also by verticals. @AlexH_Johnson

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Aditya Khandekar @MojoAnalytics

2 years ago

While we know this adoption of GPT as 'cliche'... note... what got the 1st wave adoption will not drive the 2nd wave adoption, where use case will be more nuanced, embedded in broader workflow & need to de-risk from privacy, hallucinations, regulatory etc. concerns.

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Aditya Khandekar @MojoAnalytics

2 years ago

Sourced from Bain Capital, nice summary of contrast between Traditional AI and GAI. Banking is in the 'toe-dipping stage' of adoption. @Clagett @rshevlin @commbankerguy

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Aditya Khandekar @MojoAnalytics

2 years ago

Sometime an image is worth thousand concepts... this one is batting above avg. ! Recent market rally is broad based beyond the 'fantastic 7' as reported in WSJ. Are we in for a soft landing, thoughts from my network?

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Aditya Khandekar @MojoAnalytics

2 years ago

Are we atrophying human neurons for logical reasoning and problem solving by using the crutch of ChatGPT? I was tempted to summarize a HBS case study today with ChatGPT versus deeply understand it myself and addressing questions Who else sees this as a problem?

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Aditya Khandekar @MojoAnalytics

2 years ago

I would love to get a view of the Community FI's bankers here on this WSJ article on the impact of rising interest rates. @commbankerguy @JillCastilla @ICBA wsj.com/articles/every… via @WSJ