Coder 🤖 | 1.5+ Cr Portfolio | Like talking investing | ❤️ Travelling |
ANY WEALTH THAT DOES NOT LET YOU HAVE MORE TIME IS NOT WEALTH.
2H: 3-7-25
3H: 23-8-25youtube.com/@relearnfinance IndiaJoined May 2021
"I'll start investing after I get a pay hike."
But expenses also increase by the same amount.
The key is to increase your savings rate, not just your income.
Pay yourself first, no matter what.
In the quiet of a Sunday evening, after your 9–6 hustle, ask yourself:
Are you building a freedom or just chasing paychecks?
Budget and take your first step towards wealth.
My friends: "Bro, how do you save so much?"
Me: "I don't buy ₹500 worth of Starbucks every day."
Budgeting is simple.
The ₹10K you save monthly can become ₹1 crore in 20 years.
Most start SIPs to 'get rich quickly.'
Wrong mindset.
SIPs are boring wealth builders.
They work because:
- You forget about them
- Markets reward patience
- Compounding happens while you sleep
Parents saved in FDs at 6% and bought a house.
You're investing in equity at 12% and still can't afford rent in the same area.
The problem isn't your strategy.
But inflation makes assets unaffordable.
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Student of markets since 2001,
Some multibaggers, many lessons, always learning.
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