USFirst Credit Union @Schecking
A credit union for the people by the people. schecking.com California Joined January 2009-
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Buy in bulk! A membership like Costco can really pay off when you bring a buddy w/ you grocery shopping. Split the food and you save $!
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Instead of going out for a group dinner-stay in and make food w/ friends! If each person brings an item, you can have an inexpensive meal!
A great way to save money? Swap books, DVDs & music on the internet. A great place is PaperBackSwap, you can enjoy a new read for free!
Pressed for time and $? Make a casserole! Easy to prepare & you can make a large amount and freeze the rest. Simple and cost effective!
Anytime you sign up for a service of any kind & there are fees, ask for them to be waived. It's worth the effort and can save u extra cash!
Join a volunteer program! It's a great way to meet new people, get excersise, and do something positive-either at a low cost or for free!
Save $ and switch to a financial insitution that respects you-like U.S. First! You can earn some serious interest rates! www.usfirstcu.com
Play host and invite friends over instead of going out! Have a potluck, play some cards and have some drinks. Staying in will help save $!
Utilize your local library! It's not just a place to get books-you can use the internet, rent movies/DVDs & keep up on community events!
Your Thursday money saving tip is simple: Carpool! Save on gas AND the daily wear and tear on your car!
Buy generic items of what you would normally buy. It consists of the same ingrediants, and is less expensive than the store-brand kind!
Utilize online bill pay w/ your financial institution. This helps keep you in closer contact w/ your $ and you can also save on stamps too!
Interest rates are low, so consolidate your student loans into one low-rate package. A 1% reduction on a $10K loan saves you $100 a yr.
Tuesday Tip: Learn how to sew! By learning how to mend your own clothes, this will save you a trip to the seamstress,in turn saving you $!
Monday $ Tip: Buy staples in bulk, especially items that dont perish. This saves multiple trips to the store-which in turn,saves you money!
Cancel unused club memberships! If you aren't using it, then save some money & cancel. You can always go back and renew @ a later time.
Remove credit card info from online accounts.It's too easy to "click & buy". If you ARE tempted to spend,you have to hunt for your card.
Don't spend $ to de-stress.Oftentimes we spend $ to make ourselves feel better. Get creative in finding ways to unwind: walking,yoga,etc..
Check out your community calendar! There are often tons of events-free of charge-that you most likely dont even know about!
Make sure that all your electronics are on a surge protector. A power surge can ruin items, costing you tons of $ to replace them.
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