SmartBiz @SmartBizBank

We’re on a mission to empower small businesses to thrive by enabling access to the financial services they need. Member FDIC. smartbizloans.com San Francisco, CA Joined August 2013

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SmartBiz @SmartBizBank

3 weeks ago

Q: Does SmartBiz require a business plan to apply? A: No. While some traditional lenders might ask for one, our streamlined process focuses on the essentials: your financials, credit profile, and business history.

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SmartBiz @SmartBizBank

4 weeks ago

These hidden slowdowns can quietly hold your business back, even when everything looks like it’s running smoothly. The good news? Once you spot them, you can typically fix them. hubs.ly/Q03zD4HR0 Member FDIC

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SmartBiz @SmartBizBank

4 weeks ago

If high-interest debt is holding your business back, an SBA loan may help you refinance with lower rates, longer terms, and smaller monthly payments, giving you more room to grow. hubs.ly/Q03zCYfw0

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SmartBiz @SmartBizBank

a month ago

If you're just getting started and don't have much (or any) credit history, you're not alone. Many entrepreneurs face the same challenge: needing credit to grow, but needing credit history to get approved. hubs.ly/Q03zC-5_0 Member FDIC

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SmartBiz @SmartBizBank

a month ago

Behind every step of our streamlined process is a team of real people ready to guide you, answer your questions, and help you move forward with confidence. You’re not just a number in our system. You’re a business owner with goals, and we’re here to help you reach them.

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SmartBiz @SmartBizBank

a month ago

Understanding key business terms may make a big difference in the decisions you make. Even if you work with an accountant, having a solid grasp of financial and operational language helps you stay in control. hubs.ly/Q03vhwYR0

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SmartBiz @SmartBizBank

a month ago

Our process is simple, streamlined, and backed by real people who know what it takes to support growing businesses. From the first question to the final approval, we are there to help every step of the way.

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SmartBiz @SmartBizBank

2 months ago

For many new small business owners, limited personal or business credit history may feel like a dead end when trying to access financing. But the truth is, building business credit may be possible, even if you're just starting out. hubs.ly/Q03vhxlJ0

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SmartBiz @SmartBizBank

2 months ago

Not every small business initially meets the requirements for an SBA loan. That’s okay - It does not need to be where the journey ends. Whatever stage your business is in, SmartBiz Bank is here to help with tips to find a path forward.

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SmartBiz @SmartBizBank

2 months ago

As a small business owner, it’s easy to feel like you need to do it all, from operations to forecasting to strategy. But the right banking partner may make a big difference. hubs.ly/Q03vhmj60

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SmartBiz @SmartBizBank

2 months ago

As business grew, so did the challenges. Matt McClean found himself behind financially and turned to a high-cost loan with daily payments. That experience pushed him to search for a smarter solution. Read more: hubs.ly/Q03vhjtv0

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SmartBiz @SmartBizBank

2 months ago

When it comes to financing that actually works for your business goals, we’ve got your back. Let’s fund that future. hubs.ly/Q03vhfj00

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SmartBiz @SmartBizBank

2 months ago

Every business is different, with its own challenges, goals, and financial requirements. That’s why one size doesn’t fit all when it comes to banking. As a small business owner, you want a partner who understands and is committed to your success. hubs.ly/Q03vhdJz0

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SmartBiz @SmartBizBank

2 months ago

This 4th of July, we’re honoring the independent spirit of America’s small business owners. From family-run restaurants to local tech startups, small businesses are the heartbeat of our economy and the true embodiment of the American dream. #IndependenceDay

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SmartBiz @SmartBizBank

2 months ago

From the boutique on the corner to the family-owned shop downtown, independent retailers fuel local economies, create jobs, and bring heart to every purchase. This month (and every month), we encourage you to support small businesses. #IndependentRetailerMonth

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SmartBiz @SmartBizBank

2 months ago

For small businesses, email marketing isn’t just about promotions. It’s about building relationships, staying top of mind, and delivering value directly to your customers without fighting an algorithm. Read our blog for email tips: hubs.ly/Q03qcLy40 Member FDIC

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SmartBiz @SmartBizBank

2 months ago

Your credit score plays a bigger role than you might think: It can shape your access to funding, influence loan terms, and signal the overall health of your business. hubs.ly/Q03qcCXn0

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SmartBiz @SmartBizBank

3 months ago

Securing funding may feel overwhelming, but you don’t have to go it alone. Our team is here to guide you through every step with clarity, care, and expertise. That’s how we help small businesses move forward.

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SmartBiz @SmartBizBank

3 months ago

Understanding your profit margin means knowing how much of your revenue actually stays in your business after expenses. If your margins need a lift, consider streamlining costs, adjusting pricing or doubling down on your most profitable offerings. hubs.ly/Q03qcDtz0

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SmartBiz @SmartBizBank

3 months ago

Your business isn’t cookie-cutter. That’s why working with a lender who offers personalized customer service matters. According to our Industry Pulse, small business owners are looking for that personalized element - a core part of our mission. hubs.ly/Q03qczt30