Personal Finance is the Name | Building Wealth is the Game || Mechanical Design Engineer posing as a Mobile App Developer…art-flow-finances-jrdbeach.replit.app San Diego, CAJoined July 2025
A life of inaction is just fear in disguise
Nothing changes if you don’t move
Be the change you want to see in your own life - no one else is going to do it for you
Something to Remember:
🗓️ Missing the 10 best days in the market could cut an investors return by ~50%
And major Green Days 📈 can commonly come after major red days 📉
So don’t mess around and just stay invested
$VOO $SPY $QQQ $GOOGL $AAPL $TSLA $M $GOOG $HIMS
Been at this about a month now and still pushing on!
Slower than many and still trying to get the hang of it, but enjoying the ride.
About a 50% split of verified followers but a smaller engagement rate than I’d like
Almost 1/3 of the way there!
The productivity routine “gurus” will feed you is not a hack
It’s fluff to make you feel productive when you’re not being productive yet
Hence the dopamine hit
Just do the thing
~Productivity~
How often do you fully fund your retirement accounts before moving money to a taxable investing account?
Are the tax savings the draw? 💰
Or are you trying to build wealth quickly in an account you can draw from before retirement? 👴
$VOO $SPY $SCHD $NVDA $TSLA $QQQ $UNH $O
Cutting out the Starbucks isn’t going to make you rich
It’s never going to be difference between “making it” and being stuck in a rut
But if you cut the daily $7 coffee, that’s $35 a week (only weekdays)
$140 a month
$1680 a year
Invest that and it could be something more…
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