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Turning 65? 💸 Learn from Greek God of Medicare about avoiding those lifetime Part B and D penalties. "They're gonna get their money back!" Don't get caught out. 🤯 #medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Considering going back to original Medicare? It's not always a clear win. $1600 hospital visits + 20% provider costs add up. #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Missed Medicare's Annual Enrollment Period (AEP)? Don't sweat it. There's still an Open Enrollment Period (OEP) January 1st – March 31st. A one-time chance to adjust your Advantage plan. #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Medicare plans flex by county. Rural residents may need Medicare supplements, which require early sign-up at 65 to qualify. Changes can be tricky once health declines. #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Not all brokers are equal. Some only offer supplement plans, but the right broker offers more: “Options,” compliance, and plans tailored for *you*, not them. #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Navigating Medicare across state lines? Knowing the difference between PPO & supplement plans could save time & money. #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Medicare doesn't cover assisted living, but it does cover skilled nursing for up to 100 days. Don't bank on advantage plans for in-home care! #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Is life insurance essential for financial planning? 100%. Imagine replacing a stay-at-home parent. Coverage is key for BOTH spouses, securing futures and replacing irreplaceable roles. Don't get caught short. #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Medicare Part B covers doctors and healthcare providers, but is it really enough? Discover why relying on Part B alone might leave you exposed when you need facility coverage. #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Medicare at 65: Penalties? Maybe, maybe not. It depends on your coverage. Credible coverage = no stress. No coverage? Penalties down the road. Don't get caught off guard! #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Thinking about calling a carrier directly for Medicare? They know their stuff, but they ONLY know their stuff. A broker cross-checks plans daily, ensuring the best fit for you. Double-check before you commit! #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Medicare's like Varsity Blues: "Back to the basics!" It's an 80/20 split. Cover that 20% with a supplement plan (a la carte) or Advantage (all inclusive). Options! #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Navigating Part D plans? A drug must be on the plan's formulary to qualify for the $2,000 max out-of-pocket cap. Cross-reference formularies to ensure meds are covered or risk high costs. #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Navigating Medicare overseas? Good news: some plans offer international emergency coverage! Expect to pay upfront & then claim reimbursement. Heads-up: call your provider before you go! #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Lost your Medicare card? Don't panic! Advantage plan? Supplement? Each requires a different path to replacement. Knowing is half the battle! #MedicareMadeEasy #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Medicare Part A covers a lot, but it isn't enough on its own. Multiple hospital stays can mean multiple deductibles. It's wise to consider a secondary plan! #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Can people use their original Medicare card if their doctor doesn't accept their Advantage plan? Showing the card won't change anything—the Advantage Plan is their Medicare. Choose wisely! #medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Annuities can play a "pretty significant role" in retirement, growing tax-deferred without contribution limits like an IRA. Could it be turned into your own personal pension? #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Talking to parents about Medicare can be tricky! Create a comfortable space—think cozy at home or relaxed coffee shop. The key? "Open up, lighten the mood," and focus on their needs. #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial
Navigating Medicare Advantage Plans? Key takeaway: confirm your hospital accepts your plan to avoid surprises! #MedicareExplained #Medicare #VossSperos #SparkAdvisors #shcsaz #SperosFinancial #MedicareAdvantage #Healthcare #Insurance #HealthTips
Paula @hnemom2
69 Followers 134 Following Supports FSU, IN native, officially a senior, follows and reads posts to seek understanding, finds joy in sunrises, sunsets, nature, animals and my children.
gery alwi @GeryAlwi
3 Followers 15 Following Wanderlust traveler sharing adventures from around the globe. Join me as I explore cultures, cuisines, and hidden gems. Let's discover the world together! 🌍✈️
Blas Rafael Algarin @BlasRafaelAlgar
2 Followers 5 Following Wanderlust traveler sharing adventures from around the globe. Join me as I explore cultures, cuisines, and hidden gems. Let's discover the world together! 🌍✈️
Piper Pinckney @PiperPnkney
76 Followers 1K Following ✨ Next-level dating — women text first & invite you 🔥
Nicole🇺🇸 @usNicole1USA
2K Followers 3K Following ✝️The Bible always brings us spiritual comfort and guidance, illuminates the way forward when we are confused, and gives us strength in difficult situations.
Shaneslewn @ShaneslewnjxJg
51 Followers 623 Following
Kellie Hannum @kelliehannum00
399 Followers 7K Following
Lisa To @nkechiose
17 Followers 159 Following Smile is the most beautiful decoration, and mentality is the best scenery
Nancy Dastrup @AZChildproofers
193 Followers 362 Following
Tyson Gaylord @DiddyWoods
586 Followers 4K Following Practicing Stoic | Polymath in Training | Helping People On Their Journey Towards Self Transformation #YourHealthIsYourResponsibility #SocialChameleonShow
Anne McGurty @AnneMcGurty
190 Followers 98 Following Integrative Wellness Coach | Bio-hacker | Lifestyle Entrepreneur | Productivity Consultant | Author
A Paradise for Parent... @HalCranmer
16K Followers 950 Following We have 4 10-bed assisted living homes near Phoenix AZ. We want to start a movement to make seniors so healthy they never need assisted living!
Anders Berg @swedeclean
709 Followers 2K Following Anders Berg It's not clean - Until It's SwedeClean 480-759-5120
Henry @vacmarketing
45 Followers 116 Following Bilko is your man for Off Market Hotel Sales in Ireland
Chilam @Chilam1994
84 Followers 846 Following i am chilam Li, chian cicada company marekting managers, we are manufacture of dental endo motor.if you learn more information , please call me :+8613119689256
Andrew Kolikoff @AndrewKolikoff
3K Followers 4K Following Fractional (PT) Chief Culture and Chief Experience Officer, Servant Leadership Coach, Consultant, Speaker, Business Growth Virtuoso
Holomos @Holomos
466 Followers 4K Following I am a catalyst for change, connecting with the office of coincidence control, I foment. Hail Persephone! I am Grateful to be Married to my person, Melissa B
kemo @kemo03511629
9 Followers 23 Following
Jenny @AdmnJBDE
168 Followers 343 Following Admin +, LLC, Digital Excellence, LLC, and Jenny's Basketique, LLC. Company branding, marketing, gift baskets, special event services, virtual admin services.
Katie Raml @katieraml
48K Followers 35K Following On a journey for #joy. Focused on fam & friends. #Mom of Mila + Isella + Tavo. #IndieJournalist. #Phoenix. #Travel #Hiking #RealEstate #ColdBrew
Shawna Culp @ShawnaCulp
4K Followers 5K Following President @Skinnyrecipes Little Choices Matter @LucasJohnCulp Foundation
Endeavor Home Care @EndeavorInHome
51 Followers 126 Following Endeavor provides the highest quality of care in the greater Phoenix area. We pride ourselves on bringing love and joy into the lives and homes of our clients.
Frank Avrett @A12043
13 Followers 25 Following
Hany Ana @HanyAna5
4 Followers 34 Following
michael serna @michaelserna6
4 Followers 45 Following
Mari Smith @MariSmith
528K Followers 258K Following Premier Facebook Marketing Expert | Top Social Media Thought Leader | Keynote Speaker | Course Creator | Human Design Enthusiast! | 🇨🇦🏴🇺🇸
Galens Refined Art @galen_singer
14 Followers 93 Following Im an Artist. My skills are sketching, portraits, painter, tattooing, airbrush, cartoonist, also murals. - Open for Commission. #gsrefinedart
TheHolmGroupAZ @TheHolmGroupAZ
864 Followers 2K Following Based in Scottsdale Arizona, The Holm Group is a nationally recognized team of real estate specialists and a valued member of 72 Sold.
Theodora Zarkas. @TheodoraZarkas
6 Followers 54 Following
Ursula Neal @KalinowskiNeal
24 Followers 38 Following Business Manager and Partner at Kalinowski Neal & Associates.
TECH in AMERICA @TechinAmerica
552 Followers 909 Following Sharing America’s Tech News From The Valley To The Alley
ildikó fazekas @szerelem1133
2K Followers 2K Following
Juan Mendez @mendezforaz
8K Followers 6K Following First generation. Chicano. Father. Former AZ State Senator
Jennifer Brown @azjennjenn
27 Followers 129 Following
Douglas Teitel @DouglasTeitel
476 Followers 1K Following 🦸🏻♂️: Harlow 👱🏼♀️ ('10) & Dashel 🧒🏼 ('14) | 📸: @dougteitel | 🏦: Manager, Donor Relations @GoldwaterInst
Pup Kali @spamdaddy8
816 Followers 947 Following Dm’s are open. Piss lover/Pits / cock sucker/ 18+ only Az living https://t.co/aYOnWDFbGk
Jose @Josebumm_
1K Followers 1K Following Mexicali 🇲🇽 fluffy but hot 🥵 You don’t have to be one to support one 🏳️🌈
Nicole🇺🇸 @usNicole1USA
2K Followers 3K Following ✝️The Bible always brings us spiritual comfort and guidance, illuminates the way forward when we are confused, and gives us strength in difficult situations.
Savvy @kuntservation
281 Followers 130 Following take nothing at face value. there is a constant layer you are not aware of. enjoy the messy puzzle my friend.
Peter Navarro @RealPNavarro
365K Followers 61 Following Senior Counselor for Trade and Manufacturing | 45 & 47
kgsmyers @kgsmyers
296 Followers 197 Following Mom of 3 girls, married to Mark. Not a fan of idiot drivers.
Packwolf @Bertholomey
604 Followers 307 Following Competition brings me to the fieId but if you can't be a good sport, Don’t Play! -Packwolf ♿️🦾-The 1 Arm Warrior- Proud Chicago native #MaddenNation ESPN 2005
Nicole Chavez @LamujerChavez
716 Followers 1K Following 29 year old Disney fanatic 🎢🐭 Die Hard 49ers Fan 🏈 Navy Vet ⚓️
Billy Shaw Jr @BillyShawJr
4K Followers 4K Following B🎻LLY SHAW JR B🤓ND Tucson, Arizona New Album Available Now https://t.co/pJzIMvbkXT for booking!
Joe Manna 🌵 @JoeManna
5K Followers 846 Following 👨💻 Content and SEO Practitioner. 📝 Enforcer of Oxford commas, em dashes, and concise copy. 🖍 Chases around a 6-year-old.
Sen. Martín Quezada @SenQuezada29
20K Followers 4K Following Recovering AZ #StateSenator; Former Director, @AZ_ROC; 2022 Dem. #StateTreasurer nominee; Tío; #Chicano; Attorney, not always in that order. #FreePalestine🇵🇸
Jenn Duff @MesaDistrict4
869 Followers 37 Following The official Twitter account for Jenn Duff, District 4 Councilmember of Mesa, Arizona.
Christina ✨✨ @tantrachristine
2K Followers 290 Following Authentic Tantra Provider based out of Arizona, Minnesota and Tucson. 🏜️🏝️❄️
☘️𝕃𝕦𝕔�... @LuckyMcGee
69K Followers 3K Following 👑 The Original White Trash Princess🍸☘️💅 🇺🇸 Lover of Liberty ♥️🤍💙 2A absolutist 🔫 Snarky, and sarcastic AF. 😏
M2 @Amer1can_Barbie
232K Followers 2K Following Pro-Gun 🔫 Pro-America 🇺🇸 Pro-Toxic Masculinity 🥵 Anti-Communist 🖕🏻 Anti-Feminist 🖕🏻
Nicole Grigg @NicoleSGrigg
14K Followers 3K Following Investigative reporter for @abc15 📺 Proud of my Emmy award 🏆 AZ native 🌵Mama x 🧒🏽🧒🏽👧🏽 ASU Cronkite grad ☀️ 👿 Previous stations 🎤 MT:OH:FL:AZ
A Paradise for Parent... @HalCranmer
16K Followers 950 Following We have 4 10-bed assisted living homes near Phoenix AZ. We want to start a movement to make seniors so healthy they never need assisted living!
Arizona New Home Real... @ArizonaNew
8 Followers 1 Following
Nancy Dastrup @AZChildproofers
193 Followers 362 Following
Biel Fit @BielFitUSA
10 Followers 24 Following
Amy Hoster @amyhoster
152 Followers 271 Following Quasi expert on marketing to boomers, seniors & the mature market.
antonio @BotoxSpa
44 Followers 135 Following
Stephen Cheetham @stevecheetham12
13 Followers 60 Following
Ursula Neal @KalinowskiNeal
24 Followers 38 Following Business Manager and Partner at Kalinowski Neal & Associates.
Sammie Kali @SammieKali
109 Followers 318 Following I help small business owners sell 4 and 5 figures programs and courses so you can focus on delivery and content.
CareyPenaTV @CareyPenaTV
30K Followers 30K Following Emmy award-winning Journalist & Host • Founder Inspired Media 360 • Co-founder of The Center For Positive Media • Content Creator
Nick Huntington @workwithnicknow
234 Followers 463 Following Chief Hope Officer - Feeding Kids on a global scale to end malnutrition. We can do it with YOUR HELP!
Katie Raml @katieraml
48K Followers 35K Following On a journey for #joy. Focused on fam & friends. #Mom of Mila + Isella + Tavo. #IndieJournalist. #Phoenix. #Travel #Hiking #RealEstate #ColdBrew
Stephanie @stephliebold
2K Followers 2K Following Very silly or very serious. Question asker. She/her. Tweets approximately quarterly. Kindness≠endorsement. | See also: @TravelcraftJrnl + @boldavenue
Sandra Carpenter @insure2health
238 Followers 202 Following Bachelors of Business Administration July 2020-American International University Sales & Marketing Thinking outside the Box Independent Insurance Extraordinare
Shawna Culp @ShawnaCulp
4K Followers 5K Following President @Skinnyrecipes Little Choices Matter @LucasJohnCulp Foundation
Kristi Hall @0ad359a5e0f449a
156 Followers 261 Following CC is a playground for conscious business women to come together to learn, grow, and create more beauty, meaning and value in their lives and in the world.
Heather Pearson @HLPearson13
98 Followers 446 Following Founder-Pearson Placement Services CSA®-Certified Senior Advisor; REALTOR®, SRES®-Senior Real Estate
Artsy Smartsy @ArtsySmartsyAZ
402 Followers 2K Following Winner of 2019 Phoenix Mayor’s Art Award & 2018 Mesa Maker’s Fest Social Impact Award, serving hundreds of students from 5-105 each month in all art mediums!!
Steve L. @DesiredResource
154 Followers 171 Following A strong advocate for the elderly, Steve has become a wealth of information and unselfishly offers what he has learned for the benefit of the senior population.
Martin U Waltz @martinuwaltz
2K Followers 433 Following Photographer • Writer • Educator Street Photography Workshops and Photo Coaching in Berlin
Roseann Higgins #Phoe... @RoseannHiggins
4K Followers 4K Following Fdr SPIES America’s # 1 Relationship Search Firm. 🏹 We FIND perfect matches at 100s of events since 1994. 🎯 #Scottsdale #Matchmaking 602-241-1800
NateMartinez @NateMartinez
3K Followers 2K Following Owner of REMAX Professionals and a REALTOR for almost 30 years. I enjoy life and all it brings. Living Learning and having fun.
Patrick Audley @paudley
158 Followers 127 Following Freelance hacker looking for the secrets of the universe...
Sylvia Howard Realtor... @SylviaHoward
2K Followers 2K Following Amateur Photographer, full time Realtor, Certified Instructor, & Author. 🌵🏠🌞🏜🌵 Proudly serving Phoenix Area since 2003 https://t.co/DYQniiDAHS
Stewart Greenberg @StewartGreenbrg
39 Followers 11 Following Dad to 4 wonderful kids, Grandpa to 3, boating enthusiast, and am always up for a good thriller novel. I've been a Florida P.I. Lawyer for 30+ yrs. Go Heat!!
EVOC @EVOC_Excellence
143 Followers 303 Following We help business leaders achieve their personal and professional best with our in-depth understanding of psychology, business & communication. @CoachTroyHenson
DΞTLΞV ΛRTΞLT @voice_compass
14K Followers 14K Following Detlev Artelt : CEO, @aixvox & Co-Founder #NeuWork & #Investor - Senior #consultant #keynote #speaker #author #moderator #Communications #Digitalisierung
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