Stephen Colucci @StephenColucci4

Happy New Year! 🎉 We wish you an abundance of new adventures, good fortunes, and happy memories in the coming year.

Lighting the tree 🎄swapping gifts 🎁 and meals with family 🍗…you do A LOT on Christmas. But there’s one place that brings everyone together – HOME 🏡 . So wherever you find yourself this Christmas, I hope it’s in a home filled with warmth, joy and togetherness.

Don’t be disappointed. We’re a mortgage company, so we’re not going to fill your head with holiday movie montages of fancy people carrying shopping bags from the finest department stores. 🛍 First of all, department stores?? You’re doing your shopping online. Second of all, altho

ROLL CALL 📢 Movement School Freedom Elementary? ✔️ Freedom Middle? ✔️ Eastland? ✔️ And our Movement School newcomer...Southwest?! ✔️ Four schools open and many more to come. Have a great year, scholars! #MovementSchools #MovementMortgage #firstdayofschool

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WAIT! You have to guess the answer before reading! (Not really.) Multiple hard inquiries on your credit won’t necessarily lower your credit score. If you have good credit, shopping offers from 3-4 lenders within a 45-day period won’t have a significant impact on your score.

The headline this month is that mortgage demand is at its lowest level in 22 years. It might be more accurate to say that demand isn’t the issue, rather it’s affordability. Find out more in our latest Market Update: blog.movement.com/2022/06/10/ano…

The housing market seems to be moving toward stabilizing as the homebuyer pool has shrunk and supply is on the rise. Find out more in our latest Market Update: blog.movement.com/2022/06/03/slo…

Today we pay respect to those who’ve paid the ultimate price while answering the call of duty. May your day be filled with gratitude, pride and memories of the fine men and women who gave us everything they had.

Homebuyers are feeling the acute pressure of rising prices as they put bids in on homes. The continued hope is that rising prices and rising interest rates will slow down demand enough to let the market settle down. Take a closer look: blog.movement.com/2022/05/20/hom…

We make it our mission to celebrate our military members not only today, but every day. Through our partnerships with the USO & The Warrior’s Journey, we’re proud to provide support, funding & resources to service members & their families. For more visit: go.movement.com

City or small town? Like most choices we're faced with, there are pros and cons to both. But one thing is for sure: No matter which you prefer, you can always catch the midnight train goin' anywhere. 🚂 PS. Sorry that song will now be stuck in your head for 72 hours. . . . #Movem

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The silver lining for first-time homebuyers is that the mortgage industry is very cyclical and even this stretch is not expected to last much longer. Get the details inside our latest Market Update: blog.movement.com/2022/05/13/inf…

How much you put down on a home loan is up to you. Naturally, the more you can put down at closing, the lower your monthly mortgage will be. Decide on a down payment amount you feel confident you can save, calculate how far away from hitting that target number and start saving.💰

Dragging around student loan debt? Your credit score isn’t doomed. Here’s a few ways you can improve your credit score while paying off a degree. - Pay attention to monthly bills - Watch your credit utilization - Don’t close inactive accounts - Maintain a healthy credit variety

For the first time in 16 years the Federal Reserve raised the federal funds rate at consecutive meetings. How it affects you plus a look at a mortgage option for borrowers that can help offset rising rates. ⤵️ blog.movement.com/2022/05/06/fed…

Student loans and borrowing for a home are NOT mutually exclusive. Here's few ways to increase chances of getting approved with student loans: ▪️ Reduce spending on non-necessities ▪️ Put away all you can for a down payment ▪️ Focus on how much you make and time spent at your job

To the leaders, the healers, the supporters, the forever friends and the HERoes in all of our lives – Happy Mother’s Day! #MothersDay #MovementMortgage

Thinking of turning a property you own into a rental? Here are a few things you'll want to do to set yourself up for long-term success. 1️⃣ Know the law 2️⃣ Thoroughly screen applicants 3️⃣ Create a lease agreement 4️⃣ Consider a property manager 5️⃣ Keep records of everything

With demand seemingly cooling off, interest rates potentially hitting a plateau and home prices hopefully slowing down, it’s possible we could start to see some stabilization in the housing market. Check out our blog for more. #MovementMortgage #MarketUpdate #RealEstate #HomeB

While getting pre-approved before starting your home search is important, having accurate numbers should be your priority. Make sure to pay any money owed during tax season first so your lender has the most up to date information when guiding you through the pre-approval process.