Riley Hale @Techwealthfp
Fin. Planner | Incentive Stock Options | Owner at Tech Wealth | Tweets ≠ Advice techwealth.co Joined April 2022-
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Only 7% of people w/ HSAs invest a portion of their their funds🤯 cnbc.com/2022/03/29/con…
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Pick one: - Being wealthy - Looking wealthy It takes a whole different level of wealth to be able to pick both.
Does an HSA remain an HSA upon one's death? - Spouse beneficiary: Yes - Nonspouse bene.: No Nonspouse beneficiaries have to pay tax on FMV of account without 20% penalty.
The most important dollars you ever save are your first. - More time to compound - Builds the behavior of saving/ investing
Spread between exercise price & FMV: ISO: Bargain Element NSO: Compensation Element
How stock Options are like mortgages: Exercise Price = Mortgage Even if the value increases, The cost is the same
Concentrated positions (stock options) can build wealth. Diversified positions can keep wealth.
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