The Stack Project @TheStackPr11719

We provide accessible, digestible, financial information for the youth and young adults. Stack your bread and your knowledge. New York Joined May 2023

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The Stack Project @TheStackPr11719

a month ago

Heard of assets? That’s the stuff that makes you money—stocks, crypto, even your phone if it runs your hustle. Liabilities?That’s the stuff that drains you, like car notes or designer fits that lose value fast.Stack up what pays you back.Stop chasing drips, build wealth instead.

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The Stack Project @TheStackPr11719

a month ago

Heard about compound interest? 👀 It’s money that makes more money. 🔁 Put in $100, earn 10%, now you’ve got $110. Next year? You're earning interest on that $110. 💰📈The earlier you start, the harder your money works. ⏳💼 #thestackproject #compoundinterest #buildingwealth

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The Stack Project @TheStackPr11719

a month ago

💳 Making just the minimum payment on your credit card? It’s better than missing it—but here’s the catch: interest stacks up fast, and that means more debt over time. 👀Pay what you can, but try to go above the minimum whenever possible!💸 #thestackproject #moneytrap #CreditCards

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The Stack Project @TheStackPr11719

a month ago

💳Wanna level up your credit score and skip the interest? It’s not just how much you pay — it’s when. ⏰ Pay before your statement drops to keep that usage low 📉, then pay it off in full by the due date to avoid a negative credit report and save your wallet from interest. 💸

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The Stack Project @TheStackPr11719

2 months ago

⏳ Don’t wait until the grind isn’t an option. You’re young, capable, and time’s on your side. Strike while the iron’s hot—the earlier you stack, the sooner you’re financially free. 💸🔥 #thestackproject #stackyourmoney #stackyoung #financialfreedom #buildwealth #youngmoney

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The Stack Project @TheStackPr11719

2 months ago

That $12 meal on DoorDash? 🍔🍟 After fees + tip, it's a smooth $25 😳 Do that 3x a week and you’re dropping $300+ a month! That’s the convenience tax in full effect. Ain’t nothing wrong with treating yourself, but be mindful. 👀💸 Stay woke, stack smart! #thestackproject

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The Stack Project @TheStackPr11719

2 months ago

💵 CASH STUFFING 101 Old school? Maybe. But it works. 💯 Take your cash, split it into labeled envelopes: rent, food, fun, savings. Once it's gone—it's gone. No overdrafts. No surprises. Just vibes + discipline. 🧠💸 #thestackproject #cashstuffing #moneymanagement

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The Stack Project @TheStackPr11719

2 months ago

You did great, and yeah, a reward sounds nice. But don’t blow your hard-earned savings for a flex. Delay that gratification. Stack now, shine later. That’s how you buy freedom and financial security. 💸🔥 #thestackproject

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The Stack Project @TheStackPr11719

2 months ago

🛍️ Just because it’s on sale doesn’t mean you need it. That 30% off? Still 70% you didn’t plan to spend 😅Don’t fall for the “I saved money by spending money” trap. Stay sharp, not broke. 💸 #thestackproject #MoneyTrap #FinancialGlowUp #smartshopping #budgeting #financialtips

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The Stack Project @TheStackPr11719

3 months ago

Scammers be lurkin’ —don’t let ’em slide. Always make sure the website is secure 🔒 before you shop, keep your card info safe 💳, and check your statements for anything sus 👀. Spot something off? Report it ASAP 🚨. #thestackproject #smartshopping #personalfinance #spotscams

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The Stack Project @TheStackPr11719

3 months ago

Miss a credit card payment? That “I’ll pay later” mindset can cost you big. Pay on time or get hit with: ⏰ Late fees 📈 Sky-high interest 📞 Debt collectors blowing up your phone 📉 A crushed credit score Paying on time = peace of mind. #thestackproject #creditcard101

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The Stack Project @TheStackPr11719

3 months ago

Not sure if you should save or pay debt? Think of debt like a leaky bucket—keep filling your savings while debt leaks money through interest. Fix the leak first by paying off debt! Then save stress-free. 💥💰 #thestackproject #payingoffdebt #moneytips #savingtips #savingmoney

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The Stack Project @TheStackPr11719

3 months ago

Still confused about debit cards? It’s your money, not the bank’s. 💳 When you tap it, the cash comes straight from your account—no borrowing, no debt, no drama. Just spend what you got. 💸 #thestackproject #debitcard #debit101 #personalfinance #financialliteracy #moneytips

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The Stack Project @TheStackPr11719

3 months ago

Sup NYC students! Tuition got you stressin’? TAP’s got you—this free grant chips in on your in‐state school bill if you meet the income rules. No payback needed! Hit up NY State HESC, submit your FAFSA + TAP forms, and start ballin’ on savings! start saving big! #thestackproject

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The Stack Project @TheStackPr11719

3 months ago

If the 50/30/20 budget ain’t vibin’ with your wallet, that’s cool.💁‍♀️Not every money plan fits everyone. Try the 60/30/10 budget instead: 💸 60% = needs (rent, food, bills) 🛍️ 30% = wants (fun, fashion, chill) 💰 10% = goals (savings, debt, future you) Find what works for you. 💸

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The Stack Project @TheStackPr11719

3 months ago

Thinking of getting a credit card? 💳 Cool—if you got a stable job, pay bills on time, and won’t go crazy with spending, you might be ready. But if you’re broke, forgetful, or swipe like it’s free money—nah. You don’t want another headache. #thestackproject #creditcardtips

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The Stack Project @TheStackPr11719

3 months ago

Ever wonder how long it takes to build credit?🤔 It usually takes about 3 to 6 months to see your credit score start climbing! 📈 Here’s the secret: ✅ Pay bills on time ✅ Keep your credit usage low ✅ Stay consistent, and watch your credit grow! 💳💰 #thestackproject #credit

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The Stack Project @TheStackPr11719

3 months ago

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The Stack Project @TheStackPr11719

3 months ago

We get it. You wanna fit in and stay on trend. 😎 That $10 shirt might seem like a steal, but if you’re buying new stuff every week? 💸That adds up quick! Don’t let fast fashion break your wallet. #thestackproject #budgeting #shopping #smartshopping #budgettips #savingtips

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The Stack Project @TheStackPr11719

3 months ago

Thinking of closing that old credit card? Don’t! 💳Let it chill.🧊 Use it once in a while, buy something small, pay it off. That way it stays active and boosts your credit history. 📈💳 #thestackproject #creditcards #credit #creditcardtips #moneytips #moneymanagement #credithack