Carolyn ✨ @_Caaramel

YSU 🐧| 20 linkedin.com/in/carolyn-ove… Joined September 2013

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Carolyn ✨ @_Caaramel

3 years ago

#BizTip: Social media is critical for customer service. Monitor, engage and respond quickly. It’s important that customers know they have been heard.

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Join Todd McGee, MassMutual’s Director of Advanced Sales, on Thursday, November 17 as he shares gifting strategies and opportunities to help your clients before year end. Register today! lnkd.in/gxCUKPQ3

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Carolyn ✨ @_Caaramel

3 years ago

Market volatility got you stressed? Contact me to learn more about guaranteed income with zero market risk. Click here to see current rates. fieldnet.massmutual.com/public/ann/pdf…

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Carolyn ✨ @_Caaramel

3 years ago

As you think about all of the things you’re thankful for, consider the future. What type of a legacy do you plan to leave to your loved ones? I can help! blog.massmutual.com/post/life-insu…

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Carolyn ✨ @_Caaramel

3 years ago

Through MassMutual’s newly expanded Express DI Underwriting program, you can guide new and existing clients to get the coverage they need – fast and with minimal effort. Learn more. fieldnet.massmutual.com/public/di/pdfs…

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Carolyn ✨ @_Caaramel

3 years ago

Knowing how your assets and investments impact your taxes is an important part of your financial picture. Let's discuss your tax diversification options and the possible outcomes of each. blog.massmutual.com/post/income-ta….

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Carolyn ✨ @_Caaramel

3 years ago

#BizTip: Document where your data inputs came from, and how your outcomes were achieved. Detailed documentation is critical for confirmation and replication.

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Carolyn ✨ @_Caaramel

3 years ago

In November, we acknowledge and celebrate family caregivers across the country. Contact me to learn about MassMutual SpecialCare, a program dedicated to helping special needs caregivers gain access to financial resources and long-term plans.

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Carolyn ✨ @_Caaramel

3 years ago

Many people don't think it could happen to them... don't let an illness or injury interrupt your ability to earn an income. Learn more about disability income insurance. fieldnet.massmutual.com/public/di/pdfs…

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Carolyn ✨ @_Caaramel

3 years ago

Developed in 2004, MassMutual SpecialCare is a national program with information and resources to help families secure a financial future for their loved ones with special needs. Learn more at hearsay.social/3ftWheM.

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Carolyn ✨ @_Caaramel

3 years ago

MassMutual is proud to announce that its 2023 dividend payout, estimated at $1.9 billion, will set a new record for the company for the third year in a row. The company has paid dividends every year since 1869. massmutual.com/about-us/news-…

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Carolyn ✨ @_Caaramel

3 years ago

We have seen significant market dips once every four years, on average. A fixed index annuity can help you grow your savings while protecting against market loss. Contact me to learn more. youtube.com/watch?v=MWejfU…

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Carolyn ✨ @_Caaramel

3 years ago

Your net worth is simply your assets minus your liabilities. Here are four ways you can increase your assets and decrease your liabilities (therefore increasing your net worth)! blog.massmutual.com/post/how-to-in…

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Carolyn ✨ @_Caaramel

3 years ago

Which do you prefer? Comment below: Cats or Dogs?

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Carolyn ✨ @_Caaramel

3 years ago

MassMutual’s UL Guard and SUL Guard products are a winning combination of guarantees and flexibility, all backed by the financial strength of MassMutual. They’re available in all states, including New York. fieldnet.massmutual.com/public/life/pd…

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Carolyn ✨ @_Caaramel

3 years ago

#BizTip: Test a new process by piloting it on a small scale. Running an experiment can help minimize your exposure while you work out the kinks.

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Carolyn ✨ @_Caaramel

3 years ago

The cost of consumer goods hit a 41-year high this year with no end in sight. Luckily, there are strategies to safeguard your retirement savings from rising inflation. Let me guide you in the right direction. blog.massmutual.com/post/inflation…

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Carolyn ✨ @_Caaramel

3 years ago

If you became unable to work because of an injury or illness, you might find it difficult to make ends meet. We're here to help you plan ahead for the unexpected. Get started today. fieldnet.massmutual.com/public/di/pdfs…

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Carolyn ✨ @_Caaramel

3 years ago

Join Ian Woodgate, Regional Product Specialist at MassMutual on November 2 to learn how MassMutual CareChoice products can help your clients prepare for their future long term care needs. Register today! massmutual.zoom.us/webinar/regist…