This is going to be my first ever thread here. IDFC First bank is one of the most loved and most hated stocks on twitter. I have been studying IDFC First bank for past few weeks. Let's try to understand the bank in detail. A Thread 🧵(RT if beneficial)

1/ 𝗛𝗶𝘀𝘁𝗼𝗿𝘆: IDFC First bank was started with the name of IDFC bank in 2015 by Dr. Rajiv Lall. Since then if you look at the stock price it has given no returns, infact it has given negative returns. But investing is done by looking where the puck is going, not where it is.

@_thephysicsguy How will Cost to income ratio decrease? Whats ur estimate on CI ratio 2-3 years down the lane? Why is CI ratio high? Have u checked on employee cost per branch? And compared with rest of peers? Also, did u like the retail division performance this qtr?