One of my all-time favorite anti-HOA/living code examples goes back years to my hometown in Wyoming...
Keep in mind, WY is very libertarian when it comes to live and let live. Very little consideration to upkeep in many areas and little to no HOA presence.
'Don' was on the…
One of my all-time favorite anti-HOA/living code examples goes back years to my hometown in Wyoming...
Keep in mind, WY is very libertarian when it comes to live and let live. Very little consideration to upkeep in many areas and little to no HOA presence.
'Don' was on the…
There needs a brief, albeit important online class required of borrowers.
In this class, they will be presented their proposed interest rate and loan amount along with an amortization calculator.
Until they can properly calculate interest cost over that period based upon…
There needs a brief, albeit important online class required of borrowers.
In this class, they will be presented their proposed interest rate and loan amount along with an amortization calculator.
Until they can properly calculate interest cost over that period based upon…
We've reached a point with CRM's where (at times) they do more damage than good.
Receiving an automated 'thank you' for completing your survey to 'thank you' for your product/service... Please help me understand the point in this?
'Cartel behavior?'
We're in a weird stage with housing where socialist inclinations are surfacing even amongst the libertarian population.
Like any corporation, builders maximize profitability. You don't build houses you can't make money on. This also goes for existing…
'Cartel behavior?'
We're in a weird stage with housing where socialist inclinations are surfacing even amongst the libertarian population.
Like any corporation, builders maximize profitability. You don't build houses you can't make money on. This also goes for existing…
In all reality, this isn't a terrible approach and one I *might* consider if I was serious about buying a home. A few things...
1) You're probably looking at a (relatively) newly built property. Builder buydown, which will likely be an FHA loan.
2) You need to be reasonably…
Apparently 200k in annual wages is the bare minimum to survive and houses ‘should’ be costing roughly the same amount.
I can’t make sense of this place.
One of my biggest concerns about financial literacy in America is our understanding of how lending works.
To make payments/budgeting work over a consistent, predictable basis, an amortization schedule comes into play. Because the balance is 'large' at the beginning, much more…
One of my biggest concerns about financial literacy in America is our understanding of how lending works.
To make payments/budgeting work over a consistent, predictable basis, an amortization schedule comes into play. Because the balance is 'large' at the beginning, much more…
Not to go full boomer... but if you have a time sensitive task that requires immediate attention, the usage of your phone is far more effective than sending an email and casually waiting hours for a response.
People don't speak often enough about how important the role of religion was in serving as a mental firewall. Religion was the OG firewall protecting people's minds from being corrupted by random ideologies, man-made grifts, untested philosophies, etc. It has been debugged and…
Bears cannot wrap their head around this.
Sellers can be illogical with desired pricing as long as they see fit. No one can 'make' you sell a home below what you want to accept.
If I own a home outright, or sit on one of those sub 4% mortgages, I have little incentive to fire…
Bears cannot wrap their head around this.
Sellers can be illogical with desired pricing as long as they see fit. No one can 'make' you sell a home below what you want to accept.
If I own a home outright, or sit on one of those sub 4% mortgages, I have little incentive to fire…
That's half correct.
The Fed fund rate plays a (small) part in rates, but this is more an indicator than a driver of where mortgage rates will move.
Mortgage rates are complex. You can't fix the 10 YR (which they track - most homeowner's are in their home around 10 YRS) when…
That's half correct.
The Fed fund rate plays a (small) part in rates, but this is more an indicator than a driver of where mortgage rates will move.
Mortgage rates are complex. You can't fix the 10 YR (which they track - most homeowner's are in their home around 10 YRS) when…
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皆さんがそうしなくてもいいように、私たちは金融と経済の第三レールに触れています。
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