FreelancerFinancials @contractorIFA
We are highly regarded and experienced Financial Advisers who provide mortgages and financial advice to Independent Professionals, Contractors and Freelancers. freelancerfinancials.co.uk London Joined August 2009-
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Ten Top #Tips for Newbie #Contractors (or for self-employed professionals who started out envisaging a better work/life balance, but somehow got scuppered by procrastination and cascading deadlines someplace along the way…) x.com/focusbristol/s…
Ten Top #Tips for Newbie #Contractors (or for self-employed professionals who started out envisaging a better work/life balance, but somehow got scuppered by procrastination and cascading deadlines someplace along the way…) x.com/focusbristol/s…
Update: An #Introduction to Freelancer Financials on Google Learn how @contractorIFA helps the professional #contractor and freelancer communities secure the #mortgages their statuses deserve: posts.gle/No1Bdu
Optimal #salary vs #dividend split for limited company #contractors, 2024-25 How to optimise drawings for maximum tax efficiency for one- and =>two-person payrolls: tables, sound #strategy and advice. freelancerfinancials.co.uk/blog/mortgages…
Want to get to know us more? Here's a brief introduction to Freelancer Financials. In it, we run through the simple premise we adopt to ensure professional #contractors and freelancers secure the #mortgage their income and status deserve. posts.gle/No1Bdu
Should I buy an investment property in my own name or via a bespoke #LimitedCompany? So many existing and would-be #BuyToLet landlords ask us this. Frequently. There's no single answer; it can get technical. I try to cover all bases on @itcontracting: ow.ly/vrR150RhfTy
Contractors still at risk of ‘double taxation’ despite fix for businesses Upcoming changes to automatic offsets leave contractors out in the cold – but previously overpaid taxes could be reclaimed, find out more: qdoscontractor.com/tax/contractor…
As a limited company contractor, it can be tricky to prioritise saving for retirement as you navigate the day-to-day expenses of running your own business while looking to optimise your income-generation, says Hrishi Kulkarni at @my_iSIPP here: buff.ly/498Q91q #SIPP
John Yerou at @contractorIFA explains everything contractors need to know about home loans, to ensure the biggest monthly bill works for you here: buff.ly/3TtBvvJ #mortgages #contractor #selfemployed
We're thrilled to be finalists in the Moneyfacts' @FinanceAwards 2024 in the 'Best Building Society Mortgage Provider' category! 🏆 Read more here: moneyfactsgroup.co.uk/awards-and-eve…… #MoneyfactsAwards
NEW on @F_Reporter: How #offset #buytolet mortgages can help landlords increase their cashflow: » Identify available options to #landlords during this market downturn; » Understand how these #mortgages work and how they benefit landlords. The guide: financialreporter.co.uk/academy/how-of…
Why #ShortMortgageLife⏱️can actually be an advantage for contractors. Contractors are perfectly positioned to secure the best deals in today's fast-paced market. How's that? We explain all in my latest post on FF: freelancerfinancials.co.uk/blog/mortgages… #Mortgages #Freelancing #Homeownership
Our March 2024 newsletter (online): ow.ly/ufkw50R14Qg » How family ownership allows @MortgageQuestUK to remain 100% independent and unbiased 2 x Blog article overview: » How BTL landlords can appeal to Gen Z tenants » Lenders pulling deals in days? Here's how we can help
Boy, do self-employed #CompanyDirectors have a tough time trying to explain their income to #mortgage advisors? There IS a better way! Here's my guide to optimising your director income for mortgage #affordability on @itcontracting: x.com/itcontracting/…
Boy, do self-employed #CompanyDirectors have a tough time trying to explain their income to #mortgage advisors? There IS a better way! Here's my guide to optimising your director income for mortgage #affordability on @itcontracting: x.com/itcontracting/…
Governor Andrew Bailey explains today’s decision to hold interest rates at 5.25%.
The latest @FreelancerFinancials newsletter is out, with #mortgage news for #contractors... Why #lenders are offering rates for such a short time, how to attract GenZ #renters and where umbrella company & PAYE workers can go for unbiased mortgage advice. mqbrands.moosend.com/show_campaign/…
John Yerou at @contractorIFA homes in on Jeremy Hunt’s key announcements affecting UK housing, including implications for your own bricks and mortar. Read here: buff.ly/49H5nM7 #mortgage #contractor #springbudget
Here's my wishlist for #SpringBudget2024 (rather than any real expectation) on @itcontracting TL;DR: "There's as much chance of the budget being good for the #mortgage and housing industries as there is of BoJo developing a conscience." x.com/itcontracting/…
Here's my wishlist for #SpringBudget2024 (rather than any real expectation) on @itcontracting TL;DR: "There's as much chance of the budget being good for the #mortgage and housing industries as there is of BoJo developing a conscience." x.com/itcontracting/…
Lenders are scrutinising every single #mortgage application, especially from people with non-standard income, like: • #contractors, • freelancers, and • ltd company directors. Here's what lies ahead in 2024, and how to mitigate exposure to the most punitive interest rates:
Lenders are scrutinising every single #mortgage application, especially from people with non-standard income, like: • #contractors, • freelancers, and • ltd company directors. Here's what lies ahead in 2024, and how to mitigate exposure to the most punitive interest rates:
As a professional #contractor, having the right #documents ready is key to you securing a #mortgage: • Copy of your contract • Current CV • 3 months' bank statements • Proof of ID & address Our breakdown of what, how & why is *new* on @itcontracting: contractoruk.com/money/what_doc…
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Update: An #Introduction to Freelancer Financials on Google Learn how @contractorIFA helps the professional #contractor and freelancer communities secure the #mortgages their statuses deserve: posts.gle/No1Bdu
John Yerou at @contractorIFA reveals the key buy-to-let query contractors eyeing an investment property are understandably asking right about now. Read here: buff.ly/3Q4816P #limitedcompany #property #landlord
Contractors still at risk of ‘double taxation’ despite fix for businesses Upcoming changes to automatic offsets leave contractors out in the cold – but previously overpaid taxes could be reclaimed, find out more: qdoscontractor.com/tax/contractor…
As a limited company contractor, it can be tricky to prioritise saving for retirement as you navigate the day-to-day expenses of running your own business while looking to optimise your income-generation, says Hrishi Kulkarni at @my_iSIPP here: buff.ly/498Q91q #SIPP
We're thrilled to be finalists in the Moneyfacts' @FinanceAwards 2024 in the 'Best Building Society Mortgage Provider' category! 🏆 Read more here: moneyfactsgroup.co.uk/awards-and-eve…… #MoneyfactsAwards
John Yerou at @contractorIFA explains everything contractors need to know about home loans, to ensure the biggest monthly bill works for you here: buff.ly/3TtBvvJ #mortgages #contractor #selfemployed
John Yerou at @contractorIFA homes in on Jeremy Hunt’s key announcements affecting UK housing, including implications for your own bricks and mortar. Read here: buff.ly/49H5nM7 #mortgage #contractor #springbudget
The UK housing market desperately needs a fillip, but chancellor Jeremy Hunt won’t roll out the very big guns until just before contractors go to the polls. John Yerou at @contractorIFA discusses here: buff.ly/3IpJuoD #springbudget2024 #springbudget #mortgage
There’s so much speculation around the housing market right now it’s hard to see what truth lies behind the headlines on house prices, interest rates, and inflation in 2024, says John Yerou at @contractorIFA here: bit.ly/3vy2rlQ #mortgage #contractor #interestrates
Revealed: the paperwork bound to impress your contractor mortgage lender. As told by @contractorIFA -- bit.ly/3GHKWSz #contractors #mortgage
Rishi Sunak drops his Christmas single just in time for tonight's Rwanda vote. Stay (Till Polling Day) - East 17 feat. Rishi Sunak and David Cameron.
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Another day, another Winter pic of my hometown.. York Minster in the snow is stunning 😍 (I am a bit bias) #Snow
Northern lights over Stonehenge v. @ST0NEHENGE
The chancellor used Autumn Statement 2023 to promise to speed up the planning process, potentially making it simpler to convert houses into flats, says John Yerou at @contractorIFA here: bit.ly/40UrICq #autumnstatement #mortgage #buytolet
If your going to hire an electric car it has to be from Hertz surely?
Today’s a big acid test for our well-heeled chancellor. But for the good of your home loan, property, or investment, will he pass it? John Yerou at @contractorIFA discusses here: bit.ly/3QOaWA9 #autumnstatement #mortgage #property
Slow and steady is inflation’s new trajectory, helped massively by a sharp drop in October -- which should now ease contractors’ interest rate fears. John Yerou at @contractorIFA discusses here: bit.ly/47iIdKP #mortgage #inflation #contractor
At Bradford Moor Park. @bradford2025 @visitBradford
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