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David Jiménez Maireles @davidjmaireles

2x Digital Banks 🇻🇳🇸🇦 2x Fintech 🇩🇪🇮🇳 | Global #FinTech Leader in Digital Banking and #FinancialInclusion | Scaling up companies in #SEA es.linkedin.com/in/davidjimene… 🇪🇸🇺🇸🇬🇧🇩🇪🇻🇳🇸🇦🇮🇩🌏 Joined April 2013
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David Jiménez Maireles @davidjmaireles

11 months ago

#SMEs seeking business guidance on multiple topics from their #banks Some favored topics include #financialmanagement, legal, #compliance, and accounting buff.ly/4eSSCjO via @BCG #innovation #CX #technology #EmFi #strategy #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

#EmbeddedLending is growing in the region Providing access to instant financing products such as loans and #BNPL through daily-used #platforms buff.ly/4dztbmv via @Visa #FinancialInclusion #mobile #CX #data #EmFi #regulation #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

Once ignored for a long time, now one of the fastest-growing revenue streams for #SuperApps Ads revenue has started to scale to generate profits without having consumers spend more buff.ly/3TUBRwE via @lightspeedvp #innovation #data #CX #marketing #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

Looking for blue oceans in the cross-border #payments space #FinTech serving emerging markets provides green field opportunities for value creation buff.ly/3NrSOuw via @FlagshipAP #disruption #technology #regulation #CX #data #banking #FinancialInclusion

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David Jiménez Maireles @davidjmaireles

11 months ago

#Branches still account for the majority of new current accounts and balances Most #banks struggle to effectively acquire, advise, and serve customers through #digital channels buff.ly/3Y8XsTw via @McKinsey #disruption #CX #technology #mobile #loyalty #FinTech #banking

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David Jiménez Maireles @davidjmaireles

11 months ago

Why #loyalty programs fail? - Failure to get the economics right - Poor understanding of #customerbehavior - More distraction, little differentiation, low engagement buff.ly/3TnjtvV via @HarvardBiz #CX #data #technology #strategy #innovation #banking #Fintech

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David Jiménez Maireles @davidjmaireles

11 months ago

The #GenAI gender gap 😤 Gen #AI could exacerbate existing differences in pay and job opportunities. Usage by gender in the past year: 50% of men vs 37% of #women buff.ly/4eWjQa9 via @BIS_org #inclusion #diversity #technology #disruption #strategy #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

Innovation in many organizations is happening by heroics and exception rather than by #design There is simply no permanent place in the organization for "unscheduled" #innovation to happen buff.ly/3NgrhfR via Steve Blank #culture #strategy #leadership #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

Influencer content is capturing about 33% of all time spent on social media and content #platforms YouTube (40%), X (32%), and TikTok (30%) are the top platforms for influencer content buff.ly/4dDdpH9 via Cube Asia #mobile #eCommerce #payments #marketing #banking

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David Jiménez Maireles @davidjmaireles

11 months ago

Reimagine #product and service offerings, like the “all-in-one account” Provides a flexible, comprehensive solution tailored to evolve with the customers' changing needs buff.ly/3BBZBiM via @Accenture #CX #data #technology #innovation #lending #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

Alternative credit data provides a boost in accuracy 56% believe that including #alternativedata in risk assessment models has improved the accuracy of their #lending decisions buff.ly/3ZVlSlH via @Experian #CX #strategy #FinancialInclusion #technology #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

Through positive credit scoring in #Brazil, more than 14 million people gained access to credit Fairer credit assessments, lowering interest %, and responsible financial behavior buff.ly/3Zwifme via @AtlanticoPart #financialinclusion #CX #data #lending #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

#US #BigTech firms are involved in more European #VC rounds than ever before Google is the most active investor in European #startups from 2021-2024 buff.ly/3Y8M4YS via @Founders_Forum #talent #technology #innovation #CX #data #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

The high levels of awareness and concern for phishing are justified 63% of respondents have been or know a scam victim buff.ly/3N9aLhw via Chubb #innovation #technology #CX #security #regulation #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

Who owns #data and how to use it? New operating models have begun to emerge, allowing for the development of innovative services: 1) #Digital #banking 2) Walled Garden 3) #OpenBanking 4) #OpenData buff.ly/3XNf47c via Brankas #innovation #technology #regulation #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

30-40% of #finserv companies in the #US will be enabled to send instant credits by 2028 No rush, take your time. Will it take 15 years to reach a 75% RTP adoption level? buff.ly/3XRsyyQ via FPC #payments #regulation #strategy #innovation #CX #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

Aligning #banking #products around the moments that matter The importance of designing tailored experiences that meet customers' financial needs /aspirations in those milestone moments buff.ly/3TY7fuh via Capgemini #trust #loyalty #innovation #CX #data #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

#Banks need to take a bold vision on productivity, leveraging the full power of #digital and #AI and #GenAI buff.ly/4emTSeO via @BCG #innovation #technology #CX #data #regulation #banking #FinTech

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David Jiménez Maireles @davidjmaireles

11 months ago

No s..t! I wonder why? 🤔 Incumbents #banks are hiring more engineers and developers than the biggest #FinTech players in the last 12 months buff.ly/3TPNDIr via Finch Capital #digital #talent #technology #digitalTransformation #strategy #banking

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David Jiménez Maireles @davidjmaireles

11 months ago

Founder #talent is much more available as alumni of successful companies start their own The initial #startup mafias have begun to make an impact in #SEA buff.ly/3TUBRwE via @lightspeedvp #innovation #technology #VC #funding #banking #FinTech

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