David Hearne, CFP™ @dontdelay
Certified Financial Planner. Independent Financial Adviser. Specialising in Retirement Planning, Investment Management and Estate Planning. Posts are not advice Maidenhead Joined December 2009-
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A few people upset with my suggestion here to reconsider salary sacrifice on pension contributions to save NI But let’s go back to basics We get income tax relief on pension contributions because we pay income tax on pension withdrawals later If you want to get NI relief on…
A few people upset with my suggestion here to reconsider salary sacrifice on pension contributions to save NI But let’s go back to basics We get income tax relief on pension contributions because we pay income tax on pension withdrawals later If you want to get NI relief on…
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New Secretary of State for Work and Pensions appointed. Here's my wish list on the pensions part of their remit. Scrap triple lock. State pension should go up by earnings or inflation. Not the best of both, or 2.5% when both are low. Complete state pension age review. Press…
New Secretary of State for Work and Pensions appointed. Here's my wish list on the pensions part of their remit. Scrap triple lock. State pension should go up by earnings or inflation. Not the best of both, or 2.5% when both are low. Complete state pension age review. Press…
Look at the stars, look how they shine for you @coldplay at Wembley about to begin ❤️
Haven't even completed this year's 50 km ultra marathon yet, and I've already entered a 50 mile one for next year.
Do architects have favourite children? Why else do so many houses have 2nd and 3rd bedrooms of such different sizes.
Lens 1 or lens 2 Clearer with 1 Or 2 When you go to the opticians and get asked this, are you actually seeing a difference? Because I find it really difficult And I don’t think they like me keep saving ‘about the same’
British runner just won the world’s biggest ultra marathon @UTMBWorldSeries And there’s nothing on the @BBCSport website 😔
British runner just won the world’s biggest ultra marathon @UTMBWorldSeries And there’s nothing on the @BBCSport website 😔
Why do you have to pay £1.4m in tax, to buy a £12m home? savills.co.uk/resources-and-…
More and more of our new clients, are newly widowed, or newly divorced, women. Sometimes making their own investment decisions for the first time. This from @carolinebinham raises some excellent points about the challenges and opportunities these women, their families, and…
I don't think it's appreciated enough, just how much our energy prices were subsidised in the 2022/23 winter. People saw the increases, but not the savings from what the increases could've been. From bbc.co.uk/news/articles/…
David Hearne, CFP™ retweeted
Keep banging this drum, but this is not only bankrupting local govt but deterring construction of care homes and retirement housing because older people are seen by councils solely as a fiscal negative.
Keep banging this drum, but this is not only bankrupting local govt but deterring construction of care homes and retirement housing because older people are seen by councils solely as a fiscal negative.
This really needs to be better understood Council tax is a social care tax Because we haven’t been willing to deal with it centrally. Trouble is because most people don’t need social care, most people don’t see it, they only see the bins and the roads
This really needs to be better understood Council tax is a social care tax Because we haven’t been willing to deal with it centrally. Trouble is because most people don’t need social care, most people don’t see it, they only see the bins and the roads
Duncan points out the problem with inheritance. Which is also the problem of older generations who think saying 'all this will be yours one day' pays the rent, gives job security, buys a house, or enables you to start a family. Money and inheritance isn't about £ and % it's…
Duncan points out the problem with inheritance. Which is also the problem of older generations who think saying 'all this will be yours one day' pays the rent, gives job security, buys a house, or enables you to start a family. Money and inheritance isn't about £ and % it's…
Tragic The leader of the opposition reacting to annual press speculation and fear mongering as if it's actually government policy.
Tragic The leader of the opposition reacting to annual press speculation and fear mongering as if it's actually government policy.
Bad stats here. Sadly many of those third who don't make it to 70 don't even make it to working age. Many working lives are tragically short. These are not the stats on which to decide whether a 55 year old should wait until 67, 68 or 70 to receive their state pension. And is…
Bad stats here. Sadly many of those third who don't make it to 70 don't even make it to working age. Many working lives are tragically short. These are not the stats on which to decide whether a 55 year old should wait until 67, 68 or 70 to receive their state pension. And is…
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