Efren Ll. Cruz, RFP® @efren7962
Husband. Father. Chairman and CEO of Personal Finance Advisers (PFA). Seasoned Investment Adviser. Best-selling Author. personalfinance.ph Philippines Joined June 2010-
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The joy of the Gospel, when truly embraced, triggers in us the movement of discipleship. It provokes a real exodus from ourselves and sets us on a path to encounter the Lord and experience the fullness of life.
Jesus gazes at everyone with an intense love that does not judge but knows how to be close and encourage. Art teaches us an outlook that is not possessive and does not objectify, but neither is it indifferent or superficial. Art teaches us a contemplative gaze.
Faith in Jesus, our connection with Him, opens us to receive the sap of God’s love, which multiplies our joy. He cares for us and brings forth shoots even when the soil of our life becomes arid. #GospelOfTheDay (Jn 15:1-8)
Let us #PrayTogether for martyred Ukraine, for Palestine and Israel, for the Rohingya, and for many people who suffer due to war and violence. May the God of peace enlighten hearts, so that the desire for dialogue and reconciliation may grow in everyone.
Second installment, Debt Management, of EnRich™️ CD-RW for Don Bosco scholars of AMCHAM. 😃
Faith is born of the compassionate gaze with which God looks upon us. It softens the hardness of our hearts, heals our wounds, and gives us new eyes to gaze upon ourselves, others, and every situation we experience, even the most painful.
EnRich™️ Cash, Debt, Risk & Wealth personal finance management - in that particular order of execution. It works every single time!
If time were mere gold... you could perhaps afford to squander it. —But time is life, and you don’t know how much you have left. - St. Josemaria Escriva
Pride is a potent poison: a single drop is enough to spoil an entire life filled with goodness. A person may have performed a mountain of good deeds, but if we did them only to exalt ourselves, then we cannot call ourselves virtuous.
If we open our hearts to the Holy Spirit, He will revive the theological virtues within us. If we have lost trust, God will reopen us to faith. If we are discouraged, God will reawaken hope within us. If our heart is hardened, God will soften it with His love. #GeneralAudience
Our generation has bequeathed many riches, but we have failed to protect the planet and we are not safeguarding peace. We are called to become artisans and caretakers of our common home, the Earth which is "falling into ruin." #EarthDay
I continue to follow the situation in the Middle East with concern and sorrow. I renew my appeal not to succumb to the logic of retribution and war. May the path of dialogue and diplomacy prevail, which can achieve so much.
I pray every day for peace in Palestine and Israel, and hope that these two populations can soon stop suffering. And let us not forget martyred Ukraine, which suffers greatly because of the war.
Jesus, the #GoodShepherd, knows us and calls us by name. When we are lost, He seeks us until He finds us (Lk 15:4-5). Jesus not only shares the life of the flock, He is the Good Shepherd, who sacrificed His life for us and, having risen, has given us His Spirit. #ReginaCoeli
The World Day of #PrayerForVocations invites us to reflect on the precious gift of the call that the Lord extends to each of us. May we participate in His loving plan and incarnate the beauty of the Gospel in all states of life.
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源義経アイヌJap.. @98C92Q8SMn3XKCU
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18 Followers 301 Following The hunger virus kills about more than 8000 a day in Africa,and the vaccine for it exists, Is called food but you won’t here that in the media, do you know why?
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ABS-CBN News Channel @ANCALERTS
5.2M Followers 758 Following News updates and breaking news from the Philippines. Like our Facebook page: https://t.co/74AowFhQ8O.
Philstar.com @PhilstarNews
1.0M Followers 141 Following The official digital arm of the STAR Group of Publications. We provide credible breaking news, in-depth reports, fact-checks, and contextual real-time coverage.
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18.6M Followers 63 Following Welcome to the official Twitter page of His Holiness Pope FrancisThe joy of the Gospel, when truly embraced, triggers in us the movement of discipleship. It provokes a real exodus from ourselves and sets us on a path to encounter the Lord and experience the fullness of life.
Jesus gazes at everyone with an intense love that does not judge but knows how to be close and encourage. Art teaches us an outlook that is not possessive and does not objectify, but neither is it indifferent or superficial. Art teaches us a contemplative gaze.
Faith in Jesus, our connection with Him, opens us to receive the sap of God’s love, which multiplies our joy. He cares for us and brings forth shoots even when the soil of our life becomes arid. #GospelOfTheDay (Jn 15:1-8)
Let us #PrayTogether for martyred Ukraine, for Palestine and Israel, for the Rohingya, and for many people who suffer due to war and violence. May the God of peace enlighten hearts, so that the desire for dialogue and reconciliation may grow in everyone.
Faith is born of the compassionate gaze with which God looks upon us. It softens the hardness of our hearts, heals our wounds, and gives us new eyes to gaze upon ourselves, others, and every situation we experience, even the most painful.
Let us never lose sight of the Father's saving embrace. It is the paradigm of life, the heart of the Gospel, our model of radical love. May we allow Him to embrace us as children, so that we may embrace our brothers and sisters with the same charity.
Pride is a potent poison: a single drop is enough to spoil an entire life filled with goodness. A person may have performed a mountain of good deeds, but if we did them only to exalt ourselves, then we cannot call ourselves virtuous.
If we open our hearts to the Holy Spirit, He will revive the theological virtues within us. If we have lost trust, God will reopen us to faith. If we are discouraged, God will reawaken hope within us. If our heart is hardened, God will soften it with His love. #GeneralAudience
Our generation has bequeathed many riches, but we have failed to protect the planet and we are not safeguarding peace. We are called to become artisans and caretakers of our common home, the Earth which is "falling into ruin." #EarthDay
I continue to follow the situation in the Middle East with concern and sorrow. I renew my appeal not to succumb to the logic of retribution and war. May the path of dialogue and diplomacy prevail, which can achieve so much.
I pray every day for peace in Palestine and Israel, and hope that these two populations can soon stop suffering. And let us not forget martyred Ukraine, which suffers greatly because of the war.
Jesus, the #GoodShepherd, knows us and calls us by name. When we are lost, He seeks us until He finds us (Lk 15:4-5). Jesus not only shares the life of the flock, He is the Good Shepherd, who sacrificed His life for us and, having risen, has given us His Spirit. #ReginaCoeli
The World Day of #PrayerForVocations invites us to reflect on the precious gift of the call that the Lord extends to each of us. May we participate in His loving plan and incarnate the beauty of the Gospel in all states of life.
Let us awake, set aside our indifference, and open the bars of the prisons in which we have sometimes shut ourselves. May each of us discover our #Vocation in the Church and in the world, becoming pilgrims of hope and artisans of peace!
Let us travel as pilgrims of hope towards the Holy Year. As we rediscover our #Vocation and share the various gifts of the Spirit, may we bear witness to Jesus’ dream: that we may be a single family, united in the love of God.
God is peace and He desires #Peace. Those who believe in Him should reject war, which only worsens conflicts. War is always and only a defeat. It is a road leading nowhere; it opens no horizons but extinguishes all hope.
May we learn to cultivate the virtue of temperance. By controlling our words and actions we can avoid useless conflicts and promote #Peace in our society. #GeneralAudience
Let us #PrayTogether for millions of children who live in conditions bordering on slavery. Every child who has been abandoned, marginalized, or left without healthcare or schooling is a cry that rises up to God!
Jesus has triumphed over evil. He turned His cross into the bridge to the resurrection. Raise your hands to Him daily to praise and bless Him. Tell Him the hopes of your heart and share with Him your deepest secrets. God loves this kind of living, concrete, and heartfelt #Prayer.
No more war, no more attacks, no more violence! Yes to dialogue and yes to peace! Let us #PrayTogether for peace.
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