Kevin Conrad - Insurance West @kevinconrad
Insurance simplified. I help you understand coverages & navigate claims seamlessly. My mission: no one feels lost like I did after my 8-month car accident claim you.com Seattle Washington Joined March 2009-
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Does business insurance cover natural disasters? 🌪️ Depends on the policy—standard ones might not. Add disaster coverage if you’re in a risky zone! #BusinessInsurance #DisasterPrep
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What’s errors and omissions (E&O) insurance? 📝 It shields you from lawsuits over mistakes or bad advice in your services. Essential for advisors! #BusinessInsurance #EOInsurance
Can I insure my equipment as a freelancer? 🛠️ Yes! Get inland marine or business property insurance to cover your gear on the go. #FreelancerLife #InsuranceTips
Does insurance cover employee theft? 🕵️ Not always—add commercial crime insurance to protect your business from internal theft! #BusinessInsurance #TheftProtection
What’s professional liability insurance? 💼 It protects against claims of negligence or errors in your work. A must for pros like doctors or consultants! #BusinessInsurance #ProLiability
How fast is a life insurance payout? ⏱️ Typically 30-60 days after a claim, depending on the insurer. Keep records handy! #LifeInsurance #ClaimProcess
Can I buy life insurance for my parents? 👴 Yes, with their consent. It’s a sweet way to cover their final expenses—get approval first! #LifeInsurance #FamilyCare
What’s a rider in life insurance? 🎟️ It’s an add-on (e.g., for critical illness) to boost coverage. Customize your policy with one! #LifeInsurance #RiderBenefits
Can I change my life insurance beneficiary? 👨👩👧 Yes, anytime! Just update your policy with your insurer to reflect life changes. #LifeInsurance #UpdateYourPlan
What’s a network, and why should I care? 🌐 It’s the doctors/hospitals your plan works with. Staying in-network saves you money—pick wisely! #HealthInsurance #NetworkTips
Does health insurance cover telemedicine? 📱 Yes, many plans now cover virtual visits—perfect for quick consults. Confirm with your provider! #Telemedicine #HealthInsurance
Can I keep my doctor with a new health plan? 🩺 Check if your doctor is in-network. PPOs offer more flexibility than HMOs for keeping your doc! #HealthCare #DoctorChoice
What’s a premium, and why does it matter? 💸 It’s your monthly insurance cost. Lower premiums might mean higher out-of-pocket costs—balance it right! #HealthInsurance #KnowYourPlan
Does health insurance cover dental and vision? 🦷👁️ Not always—most plans exclude them or offer limited coverage. Look into separate dental/vision plans! #HealthInsurance #DentalCare
Can I get a discount for home security systems? 🔒 Yes! Insurers often lower rates for alarms or cameras. Install one and save! #HomeInsurance #SecurityHacks
Does renters insurance cover roommate damage? 🏢 Only if they’re on your policy. Each roommate should get their own to avoid disputes! #RentersInsurance #RoommateTips
What’s loss of use coverage in home insurance? 🏠 It pays for living expenses (hotels, food) if your home is uninhabitable after a covered loss. A lifesaver! #HomeInsurance #KnowYourCoverage
Can I insure my jewelry with homeowners insurance? 💍 Yes, but high-value items need a separate rider or schedule for full coverage. Get it appraised! #HomeInsurance #JewelryProtection
Does home insurance cover earthquake damage? 🌋 Nope, standard policies don’t. You’ll need separate earthquake insurance, especially in risky areas! #HomeInsurance #EarthquakePrep
Can I get a discount for a safe driving app? 📱 Yep! Some insurers offer discounts for using telematics apps to track safe driving. Try it out! #AutoInsurance #SaveMoney
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