Kirk Sanders @kirksanders

Mortgage Loan Originator for residential and investment real estate. Purchase/Refinance loans. Conventional, Jumbo, FHA, VA, DPA & ARMs. Quick closes as needed. idealhomeloans.com Denver, CO Joined August 2008

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Kirk Sanders @kirksanders

5 months ago

Email me at [email protected] and share your objective and let’s see how much cash you can access. Free Estimate. No obligation.

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Kirk Sanders @kirksanders

5 months ago

off high-interest debt, and would benefit from having more cash-in-hand, then let’s discuss a debt consolidation, cash-out refinance loan today while home values are high and the loan-to-value ratio is attractive.

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Kirk Sanders @kirksanders

5 months ago

4.1% to 8.6% by year-end. Which leads me to my last point. If you’re thinking it would be good for you to build a financial cushion to help with an unexpected life event (health issue, medical need, temporary job loss, tuition, etc.) or even to make home improvements or even pay-

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Kirk Sanders @kirksanders

5 months ago

In fact, this trend is already unfolding in several U.S. markets. In some of the hardest-hit areas, home prices have dropped by as much as 20%, with many others seeing 8–10% declines over the past six months and more price softening expected. Some forecasters have Colorado from

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Kirk Sanders @kirksanders

5 months ago

Looking ahead, we’re likely to see an increase in housing inventory over the coming months. That could offer more choices for buyers. However, if mortgage rates stay elevated and affordability remains out of reach, sellers may be forced to lower prices to attract interest.

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Kirk Sanders @kirksanders

5 months ago

Widespread Uncertainty: Economic instability further discourages movement. Whether it's a first-time buyer, a growing family looking to upgrade, or empty nesters seeking to downsize, uncertainty keeps people from making big decisions—like buying or selling a home.

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Kirk Sanders @kirksanders

5 months ago

Affordability Crisis: The result? Many potential first-time buyers are staying out of the market entirely, while current homeowners are choosing to stay put. After all, trading in a 3–4% mortgage rate for one nearly double that isn’t an appealing prospect.

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Kirk Sanders @kirksanders

5 months ago

Increased Property Taxes and Homeowner’s Insurance. Add these two additional ingredients of a typical mortgage payment together and the financial burden has made owning a home unaffordable and prospective homebuyers on the sidelines.

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Kirk Sanders @kirksanders

5 months ago

and interest payments for buyers. Elevated Home Prices: Sky-high property values, coupled with these higher mortgage rates, have created a challenging environment. This one-two punch has made homeownership unaffordable for a growing number of would-be buyers.

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Kirk Sanders @kirksanders

5 months ago

fueled in part by trillions of dollars added to the money supply - the market now finds itself in a state of uncertainty. Some key factors at play: High Interest Rates: Mortgage rates have hovered between 6% and 7% since 2022, significantly increasing the monthly principal

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Kirk Sanders @kirksanders

5 months ago

A Closer Look at the Housing Market The housing market has been weighed down by soaring home prices and persistently high mortgage rates for the past couple years. After a surge in home values and aggressive interest rate hikes aimed at curbing inflation -

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Kirk Sanders @kirksanders

a year ago

Lara Logan outs Corporate Media-Government Collusion open.substack.com/pub/rwmalonemd… I would encourage everyone to listen to this video or read the transcript of Lara Logan's testimony to Sen. Robert Johnson recently. It should be heard. It almost got by me.

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Kirk Sanders @kirksanders

3 years ago

If you’re attending the Surfaces event in LasVegas next week be sure to stop by! app.gleanin.com/rails/active_s…

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Kirk Sanders @kirksanders

3 years ago

The honey badger labor market will still bite housing housingwire.com/articles/the-h…

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Kirk Sanders @kirksanders

3 years ago

Rents are starting to drop, but the way we measure inflation means that we could still end up in a nasty recession next year businessinsider.com/next-recession… via @BusinessInsider

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Kirk Sanders @kirksanders

3 years ago

7 tips for answering real estate questions in today’s market realtrends.com/articles/tips-…

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Kirk Sanders @kirksanders

3 years ago

At the peak of 2005, we had about 2.24 million housing completions in the monthly report. Today, we are at 1.342 million. housingwire.com/articles/housi…