sunlightwithkruse @lightwithkruse

Fan of Dr. Jack Kruse 🌞 Sharing insights on light, water & magnetism 🧬 ❌ Jack just inspired. Join the convo & dive deep 💬 jackkruse.com El salvador Joined June 2018

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sunlightwithkruse @lightwithkruse

22 hours ago

If slide one is true it is due to slide two based on ubiquitous nature of how blood glucose and insulin is raised. Food gurus remain ignorant

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sunlightwithkruse @lightwithkruse

a day ago

Another angle: MSTR hit an all-time high of $543 on November 20, 2024, when BTC was at $94,300. That was almost one year ago. At the time, MSTR owned approximately 331,200 BTC. They have since acquired an additional 305,305 BTC and now hold 636,505 BTC total.

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sunlightwithkruse @lightwithkruse

a day ago

END OF THE SAVAGE LESSON. Learn to think for yourself and be authentic. Never accept less than you deserve from anyone.

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sunlightwithkruse @lightwithkruse

a day ago

The Leptin Rx version of Orange Fire is my Rx. This Venti version of “financial independence, retire early” is for people who want a substantial cash flow and to live life right when they stop working. I think this is what got my Barista fired on this vacation.

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sunlightwithkruse @lightwithkruse

a day ago

There is an Orange Lean FIRE: The Fast Track to Early Retirement – If You Can Stomach a Small Budget. Lean FIRE enthusiasts aim for early retirement by curating a lifestyle that works on less than $40,000 a year, or about $3,300 per month, which is a brutal budget for some.

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sunlightwithkruse @lightwithkruse

a day ago

Financial independence culture absolutely loves hustle. The more hustle, the better! But what about when you’re ready to withdraw all that saved money ahead of retirement schedule — then what? Enter the Roth conversion ladder.

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sunlightwithkruse @lightwithkruse

a day ago

Remember this thread is not financial advice. It is intended for educational purposes only to teach you about time dilation and contraction. Consult with your financial advisor or a certified financial professional for guidance on investment choices.

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sunlightwithkruse @lightwithkruse

a day ago

This thread is important for all of you who are forced out of your lanes by jobs, educations, families, and spouses who do not understand how TIME MACHINES operate.

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sunlightwithkruse @lightwithkruse

a day ago

How to begin each day is also a TIME HACK. Today's day was gorgeous. But losing Christopher to the Orange Barista Fire drill bothered me.

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sunlightwithkruse @lightwithkruse

a day ago

A savings account is more than just a place to stash your cash; it’s an integral part of your financial growth strategy. Different types of savings accounts offer different features that can significantly affect your personal savings rate.

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sunlightwithkruse @lightwithkruse

a day ago

If you want to Build Wealth Without Feeling Broke? Here's Your No-BS Guide to a Killer Savings Plan! Listen up: Building a personal savings plan isn't some boring chore, it's like laying the bricks for your dream future castle.

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sunlightwithkruse @lightwithkruse

a day ago

Budget Like a Decentralized Boss: Tips to Make It Effortless. Budgeting doesn't have to suck. It's your secret weapon for financial freedom. First, get crystal clear on your spending habits. Figure out how much you can sock away after covering the must-haves like rent, groceries,

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sunlightwithkruse @lightwithkruse

a day ago

Calculating your own personal savings rate can help you shut out the online noise and focus on what you can actually save each month. What you can do is part of your N=1.

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sunlightwithkruse @lightwithkruse

a day ago

Personal Savings Rate = PSAVERT It is rapidly expanding by Bitcoin CAGR. 20 coins in 2013 cost 4000, and now they are worth over 2 million. That is how PSAVERT became a time machine. In biology, melanin renovation is our human time machine.

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sunlightwithkruse @lightwithkruse

a day ago

Close the Gap between your new life and your old one. To completely retire earlier than planned, I knew I'd almost certainly need to be saving thousands of dollars per month. Cutting out medical expenses and buying Bitcoin was my superpower.

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sunlightwithkruse @lightwithkruse

a day ago

NEXT, Reverse-Engineer Your Savings Plan Now we have to figure out how you’ll get to that number. You could just do some flat division, but remember that money you have saved in your bank account will grow and compound if you have it invested in different CAGR assets.

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sunlightwithkruse @lightwithkruse

a day ago

I attacked this via first principle thinking because I knew some assumptions had to be made in my N=1. My estimate, at this time, was very rough and not entirely accurate.

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sunlightwithkruse @lightwithkruse

a day ago

For example, if your Expected Annual Expenses are 80K and your Annual Withdrawal rate is 4% your fire number is 2,000,000 dollars. In 2013, to get there you only needed 20 Bitcoin at a cost of 200 dollars per coin.

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sunlightwithkruse @lightwithkruse

a day ago

The Rules of Financial Independence, Retire Early No. 1: Calculate Your Estimated ORANGE FIRED Number To achieve financial security, you first need to determine how much money you’ll need to consider yourself financially independent.

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sunlightwithkruse @lightwithkruse

a day ago

The results of the Trinity study were first published in the American Association of Individual Investors Journal in 1998. This research led to my reframe: If you could grow your nest egg large enough that the interest alone covered annual expenses and other medical expenses,