PaymentsJournal.com @paymentsjournal
This account is no longer active. For the latest updates about PaymentsJournal, follow us on LinkedIn: https://t.co/66ADnnlCvy paymentsjournal.com www.paymentsjournal.com Joined June 2014-
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We’ve decided to sunset our activity on @paymentsjournal and focus our attention on LinkedIn. We appreciate your support & engagement over the years. To continue receiving the same insights, please follow us here: ow.ly/SAJQ50V77Py Thanks for being a part of our community.
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As we shift our social communications to focus on LinkedIn, we’ll no longer be active on X starting in March. Thanks for engaging with us and being part of our journey. Stay connected and continue receiving great insights here: ow.ly/bS1O50V77LI
We’re winding down our activity on X to focus our attention on LinkedIn. While we’ve valued the support of our audience here, follow us on LinkedIn for all the latest industry updates and thought leadership. Let’s stay connected: ow.ly/ZreM50V77CG
Mike Kosak of @LastPass, spoke with Tracy (Kitten) Goldberg of @JavelinStrategy about the emergence of nation-states as threats, the rise of #deepfakes, and why information-sharing may be the effective defense. Read more: paymentsjournal.com/the-looming-cy… #fraud #cybercrime #malware
The Justice Department has shut down a Pakistan-based network that had been openly selling #hacking and other #cyberfraud tools online. The group, known as Saim Raza or HeartSender, had been in operation since at least 2020. Read more: ow.ly/92tj50USt2c #fraud #phishing
#Realtimepayments are bringing millions of people into the financial ecosystem, opening new markets for FIs, and bringing lower costs and higher efficiency to consumers, businesses, and governments. Read more: paymentsjournal.com/transforming-e… #payments #RTP #globalpayments #banking
#Travelpayments continue to shift to #digitalwallets, especially among younger travelers. More than half of Gen Z and millennial travelers booked their recent trip on a #mobile device, while a third used a laptop or desktop computer. Read more: ow.ly/cpty50URntF #payments
Most consumers in #Canada use #instantpayments and will continue to do so, but #fraud remains a top concern. Read more: ow.ly/GS2350URniX #payments #rtp #realtimepayments
#Fintechs worldwide are launching apps that leverage #artificialintelligence to provide #wealthmanagement services to high-net-worth individuals. Read more: paymentsjournal.com/new-ai-powered… #AI
Michael Herd of @nacha, and Elisa Tavilla of @JavelinStrategy, discuss the growth areas for the #ACH Network, the continued rise of #SameDayACH, and the future of the platform. Read more: paymentsjournal.com/ach-has-best-y… #payments #paybybank #subscriptions
As the Year of the Snake begins, merchants in China are optimistic about a prosperous Chinese New Year. Payments giant Alipay+ is partnering with #merchants to make sure the holiday is both smooth and profitable through special promotions. Read More: ow.ly/AtaC50UPFpq
The way businesses pay and get paid is still evolving. Complex, manual systems continue to be replaced by smarter, more automated and integrated tools that save time, generate cash back, cut costs, and improve security. Read More: ow.ly/ciaw50UPvkt
Most businesses still rely on manual processes to handle at least part of their payments, contributing to a growing problem with failed #payments. Read more: ow.ly/jCsM50UOFOb #automation #manualprocesses
Q4 spending by American Express’ more affluent customer base rose by 8% year-over-year, driven particularly by strong shopping activity among millennial and Gen Z consumers. Read more: ow.ly/vPxf50UOFCt #payments #credit #creditcards #spending #wealthmanagement
Glenn Fratangelo of @NICE_Actimize, and Jennifer Pitt of @JavelinStrategy, discuss the evolving ways #moneymules are deployed, impacts on #banks, and ways financial institutions can protect themselves from this threat. Read more: ow.ly/Rosg50UOEO3 #payments #fraud
Two UK financial organizations are planning to establish an independent firm, Open Banking Limited, designed to foster the adoption of variable recurring payments (VRPs). Read more: ow.ly/577v50UO3HO #payments #VRP #VariableRecurringPayment #openbanking
The promise of stablecoins to facilitate #crossborder #payments has taken an important step. DP World, a logistics company based in Dubai, announced its #stablecoin, developed in collaboration with several global financial institutions. Read more: ow.ly/Ch7o50UO3EV
A year ago, @HSBC launched a cross-border payments app, Zing, to show #fintechs what Europe’s largest bank could accomplish. Zing has shut down, leaving many to question whether an international bank has any role in #crossborder #payments. Read more: ow.ly/s30E50UMFsP
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