Ron Butler @ronmortgageguy
The big, old, overly opinionated mortgage broker is worried about the future of housing for average Canadians butlermortgage.ca Toronto Joined August 2010-
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2K Followers 2K Following Solution based Real Estate Professional , sold to hundreds of investors , high profile clients , human rights activist.@ronmortgageguy In simple terms, we just need to survive US and Canadian elections. Until then, it will be political and financial reckoning.
Food banks rely on donations from the very people now needing to turn to them for food.
Thank You Federal Government & Bank of Canada For Making More Canadians HUNGRY Canadian food banks are on the brink: ‘This is not a sustainable situation’ Batshit Crazy House Prices, Sky Rocketing Rents & unaffordablity 2/ | Globalnews.ca globalnews.ca/news/10447112/…
This is so important. Legalizing fourplexes is necessary to get them built, but it isn't sufficient. Lots of supporting policies and incentives are needed.
Thanks to @ShaneDPhillips and @profchapple for discussing the example of California’s ADUs. I think this point from Shane is crucial:
If you saw a lady walking around today with two different shoes 👠 on - chances are it was me 🤦🏼♀️. WTF. Didn’t even realize until I got home. Well they were kind of the same looking down on them. LOL 😆🤣. Anyone ever done that ? 🤷🏼♀️
I wonder why both the CMHC and Bank of Canada abandoned their housing bubble models? 🤷♂️
@ronmortgageguy It’s a global issue
@ronmortgageguy Who would have ever suspected that shutting down an economy would have long term consequences😱 And anyone who thinks net lives were saved had skin (financial or political) in the lockdown response or is clueless about the relationship between poverty and life span
@ronmortgageguy Canada needs an adult to make decisions.
@ronmortgageguy Supply is skyrocketing now in gvrd, my guess is amateur investors trying to bail since their monthlies have gone up with increased rates. Building more million dollar homes solves nothing when decent income earners can't afford it. A re crash is best case scenario.
@ronmortgageguy Spoke at length with a chef at a shelter back home in #MTL. His usual trips to the food bank are stressful as the shelves are bare now. Never used to be like this. Thankful to their supporters to fill the gap but most are not as fortunate. 🙏
@vansk24 @ronmortgageguy It may be global but worse in countries that have our climate, less fresh food = higher prices or am I wrong. Adding carbon and other consumer taxes just exacerbates the problem, or am I wrong on that too? Many countries are freezing prices on essentials, we’re doing opposite!
@SammyS96153084 @ronmortgageguy Sounds like comments that he repeatedly made in print, his latest book, and in public. When someone tells you they want more of the same thing regardless of outcome, believe them.
Too much @preetbanerjee?
@CREdebtDorian We don’t have 30yr mortgage terms. Only amort of that length. Most popular is 5yr term. Rates are around 5.2% @ronmortgageguy that sound right?
And this free spending government is going to make it worse.
Thank You Federal Government & Bank of Canada For Making More Canadians HUNGRY Canadian food banks are on the brink: ‘This is not a sustainable situation’ Batshit Crazy House Prices, Sky Rocketing Rents & unaffordablity 2/ | Globalnews.ca globalnews.ca/news/10447112/…
"Affordable to local incomes" is the supply needed, not what's been offered. MOAR supply is now constrained by Devs to keep prices high, since offshore & corp investors have dried up; & high prices and higher interest rates are difficult for local residents #MissingMiddleClass
And as falling Housing Starts in BC & Ontario continues, this will only get worse Because everyone agrees more, Housing Supply is vital And in 2024 in the 2 most impacted provinces, we will have fewer Housing Starts than last year
Broker with $2 billion, and 200 transactions tells building owners what their property is worth today. They laugh. Their cousin who sells condos and townhouses tells them their property is probably worth 20% more. They hold onto this number and never sell missing the market.…