Just got paid? Don’t let your salary slip away! Do these 3 things before you spend a rupee: 1. Build your emergency fund (3–6 months of expenses, keep it in a liquid fund/FD). 2. Clear high-interest debt (credit cards, BNPL, costly loans). 3. Invest early (EPF/NPS, ELSS, index funds via SIPs). Salary isn’t just for spending, it’s for building your future. Start today. Your future self will thank you. #PersonalFinance #MoneyTips #WealthBuilding #FinancialFreedom