Simon Vans-Colina @simonvc
I make banks. CTO @pave_bank previously @monzo simon.vc 1 au Joined April 2007-
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TIL that Monzo is now the 7th most popular iPhone app in the UK I wonder what percentage of current accounts opened in the UK are Monzo accounts now. We must be getting close to 50% now Either way, what an incredible accomplishment by the @monzo team!
The UK is hopelessly behind on electricity generation and desperately needs to build 20-30 clean, cheap nuclear reactors. But right now our safetyist regulatory system makes that impossible. 🧵 In fact the UK has some of the slowest nuclear approvals in the world, and, as a…
Ah the old Increase Demand To Fix A Supply Issue. Clever. Never worked before, but maybe this time will be different.
Ah the old Increase Demand To Fix A Supply Issue. Clever. Never worked before, but maybe this time will be different.
alt.cypherpunk predicted this in the mid 90s. Ghost in the shell called it a Stand Alone Complex
alt.cypherpunk predicted this in the mid 90s. Ghost in the shell called it a Stand Alone Complex
The UK OSA is kinda stupid but i wouldn't bother fighting it because i kind of think detatching "who you pay for your internet" from "who you pay/trust for privacy" is a better system and OSA will hurry the arrival of VPN/Privacy by default.
All i want is a box that can run 1T models at 2000 t/s and costs less than a house. Who's building this?
If you haven't watched both seasons of Pantheon and read Accelerando, you're not ready. #singularity
If governments want to tax options (exercised or "deemed exercised") or shares on private companies with speculative future value, they should do it by taking a portion of those shares/options as payment. Put them in a sovereign wealth fund. Align incentives with founders.
If governments want to tax options (exercised or "deemed exercised") or shares on private companies with speculative future value, they should do it by taking a portion of those shares/options as payment. Put them in a sovereign wealth fund. Align incentives with founders.
You should be able to pay your taxes on unexercised share options by remitting a portion of them to the state.
You should be able to pay your taxes on unexercised share options by remitting a portion of them to the state.
🚨 JUST IN: Monzo's 2025 Annual Report just dropped. Profit up nearly 10x from £13.9m ($18.8m) to £113.9m ($154m)! Here's the highlights --> Revenue up 48% to £1.2bn ($1.6bn) --> 67% of customers via word of mouth, up 25% YoY (!) --> Deposits up 48% to £16.6bn --> 12m customers…
VRam is the new reserve currency. A rtx 5090 w/ 32gb is 5270 sgd. 2x3090 and a new Ryzen +64gb ram is a lot less and has 48Gb
Good Luck to @ethereum today. Pectra is a huge upgrade. If you're wondering what chain we <3 the most at @pave_bank , the clues in our logo.
Pro Tip: For certain modeling tasks, generating a Javascript/Canvas app via Gemini can be more time-efficient and yield more visually appealing results compared to building a spreadsheet.
if you have a rare last name, there's this one weird trick you can do right now that will create value for your descendants for generations. 077995cb9bbb6dbf00110e5e82de124ced114643

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