Thought Machine @thoughtmachine
The foundations of modern banking. thoughtmachine.net London Joined July 2014-
Tweets558
-
Followers3K
-
Following323
-
Likes623
🚀📰 Top News of the Day!🌎💰 @Zopa Bank has partnered with @thoughtmachine to launch its flagship current account, Biscuit, introducing a next-generation banking experience to the UK retail market. Powered by Thought Machine’s core banking engine, Vault Core, Biscuit represents…
We're proud to support @AfinbankUK as they secure full authorisation from the PRA & FCA. Built on Vault Core, they're revolutionising mortgages & savings for diaspora communities, starting with the UK's African diaspora: ffnews.com/newsarticle/fi…
Cloud-native banks are reshaping finance ☁️ #TrustBank, powered by @awscloud, @gft_tech & @thoughtmachine, shows how #DigitalPlatforms deliver scalable, resilient services. 👉 Discover how #CloudTech is driving the future of banking: siliconangle.com/2025/03/10/clo……
🎉 Huge congrats to our Founder & CEO, @PaulTaylorCEO, for being named @SpearsMagazine's Entrepreneur of the Year 2024. Hear Paul's incredible journey, from his previous ventures & @Google to building Thought Machine, in this insightful interview: spearswms.com/wealth/entrepr…
📢 HUGE NEWS! Thought Machine is a Leader in the 2025 @Gartner_inc Magic Quadrant for Retail Core Banking Systems! 🎉 This validates our hard work & the power of our platform, Vault Core, trusted by top banks globally. Learn more: thoughtmachine.net/press-releases…
12 months to a complete migration! 🚀 @Judo_Bank partnered with us & @AWS to improve reliability, cut costs, & speed up product delivery. "We've seen huge improvements", says Lawrence Hunt, Head of Eng & Architecture. Learn how: aws.amazon.com/partners/succe…
Tier 1 Swedish bank, @SEBGroup, has launched SEB Embedded ––a cutting-edge BaaS platform powered by Vault Core. The platform’s first product, Hemköp Matkonto, was launched in less than 10 months in collaboration with Sweden’s premier supermarket. thoughtmachine.net/press-releases…
Banks today are looking to upgrade their #technology infrastructure to gain the upper hand. However, transitioning away from traditional core systems to a modern core is not without risk. We outline five key considerations for an effective migration strategy in this article with…
We’re pleased to welcome @AfinbankUK as our newest client! Afin Bank is using our technology to launch a digital banking platform that provides mortgage solutions for the African diaspora living in the UK. Read more here: thoughtmachine.net/press-releases…
We spoke with Dan Jones, head of Oliver Wyman's Digital Practice in Asia Pacific, to explore how migrating to a modern cloud-native core helps banks launch flexible, highly configurable products with a faster time to market.
We spoke with Dan Jones, head of Oliver Wyman's Digital Practice in Asia Pacific, to explore how migrating to a modern cloud-native core helps banks launch flexible, highly configurable products with a faster time to market.
Our CEO, @PaulTaylorCEO, celebrated 10 years of the Start Path Programme at @Mastercard's NYC Tech Hub. Since joining in 2020, we've scaled to over 550 employees and deployed Vault in 25+ countries, supporting major banks globally. Here’s to continued growth and innovation! 🚀
We spoke with Vitor D'Agnoluzzo, partner at @BainandCompany , about their recent report on accelerating core banking transformation. Vitor explains how a phased migration approach enables banks to test new systems gradually while driving innovation: youtube.com/watch?v=qIS5N4…
Learn how @Bpifrance, the leading French bank, is transforming SME finance using our technology. Using Vault Core, the bank launched a commercial loan product and cut credit processing times by 8x. Read more here: thoughtmachine.net/case-studies/b…
Congratulations to our client in Vietnam, HDBank, on launching its 100% digital bank, Vikki, powered by Thought Machine technology!
We've partnered with @ethosventuresuk to launch a digital, Shariah-compliant banking service, a significant milestone for the UK financial services industry. Learn how Ethos will use our technology to offer a full range of expertly designed solutions: thoughtmachine.net/press-releases…
In this new paper by our senior product manager, Yoav Ash, he explores how next-generation systems like Vault Payments give banks a high degree of flexibility in processing payments and the control to adapt to future needs. Read the full paper here 👇 thoughtmachine.net/whitepapers/th…
We’re proud to announce an expanded partnership with @Mastercard, making us their first strategic end-to-end partner in the core banking space. Together we're accelerating the global modernisation of core banking and payments. Learn more here: thoughtmachine.net/press-releases…
Running on Vault Core, @PayUindia is closing the $530 billion credit gap in India. Read our case study to learn about how PayU seamlessly migrated @Lazy_Pay, its BNPL product and credit service, to Vault Core in under a year. thoughtmachine.net/case-studies/p…
Here’s how Italy’s largest bank, @intesasanpaolo, approached its ambitious digital transformation strategy. Claudio Balbo, Head of IT Architecture and Methodologies, explains their choice of Google Cloud and Thought Machine. Watch the full video, here: thoughtmachine.net/case-studies/i…
How does a supportive #Internship shape the future of #TechIndustry? 🤔 @thoughtmachine's program fosters growth, learning, and equality. Tune in to #SpillingTheT to hear powerful stories from female interns who been through the program 🎙️bit.ly/3Vym5G4

Jim Marous 💯 @JimMarous
98K Followers 10K Following Speaker, Publisher, Banking Influencer #fintech #finserv | Co-Publisher, The Financial Brand | Owner, Digital Banking Report | Host, Banking Transformed Podcast
Chris Gledhill @cgledhill
87K Followers 70K Following Freelance #FinTech & #EdTech Futurist, Keynote & TEDx Speaker, Writer and Advisor. [email protected]
Sharon O'Dea @sharonodea
20K Followers 5K Following Consulting, writing and speaking on comms, collaboration & future of work. Cofounder @lithospartners, DWXS and @300_seconds. MCIPR. Gym bore.
Dave Cunningham @davebarna
5K Followers 4K Following Digital Assets | Fintech | Yoga | Golf | Co-founder @portershed All views mine alone.
Quant @quant_network
163K Followers 1K Following The infrastructure of money. Building on #Overledger? Follow @OverledgerDev.
Innovate Finance @InnFin
49K Followers 4K Following Innovate Finance is the independent industry body for UK FinTech supporting the next generation of technology-led innovators.
Spiros Margaris @SpirosMargaris
132K Followers 24K Following #VC | No 1 #Fintech #Banking @Refinitiv & @Onalytica | #AI | @TEDx | @qualco_sa @natechsa @SparkLabsGlobal @ai_mediastalker @HeradoHQ @usebarq
Dr Efi Pylarinou @efipm
27K Followers 10K Following Top Global Fintech & Tech Influencer • Trusted by Finserv & Tech Global • Content & Influencer Services • Advisory for Digital Transformation • Speaking
Fintech Insider @FintechInsiders
34K Followers 7K Following We don't post here anymore. Hang out with us over on LinkedIn (11:FS) and tune in to the podcast wherever you like to listen.
Dr Leda Glyptis @LedaGlyptis
10K Followers 2K Following Recovering banker. NED, Advisor, Keynote Speaker. Author 📚 #BankersLikeUs. Geek, immigrant, optimist. #LedaWrites on Thursdays. This girl can & usually does.
Molten Ventures @MoltenVentures
11K Followers 4K Following We devote our energy to help Europe’s most visionary tech entrepreneurs transform from Series A to wherever their ambition takes them | Formerly Draper Esprit
Shaul David @ShaulDavidUK
3K Followers 2K Following Global amBaaSador #Fintech #BaaS #EmbeddedFinance ex @railsr_ @tradegovuk #basketball #Mavs #MFFL, #livemusic & #coffee. Views my own etc
Alex Johnson @AlexH_Johnson
27K Followers 4K Following Writing and podcasting from the 🏔️ | @FintechTakes
STONΞ @StoneAtwine
27K Followers 5K Following Founder & CEO @eversendapp | Stablecoin-powered payments & APIs | Global USD/EUR accounts | Based in London
Paul Loberman @ploberman
4K Followers 5K Following No longer on X. You can find me almost anywhere else, except here.
aman kohli | he/him |... @akohli
2K Followers 4K Following Hi! Tech Director for Financial Services and Distributed Systems nerd. Music. Movies. All views shared are my own.
Nathan Benaich @nathanbenaich
61K Followers 34K Following solo member of investment staff @airstreet @airstreetpress @stateofaireport @raais
Chris Ibbitson @ibbitsc
1K Followers 2K Following Principal Solutions Architect - Global FinServ @awscloud. Like to tweet about Cloud, FinTech, innovation, travel, food/drink, rugby! Opinions are my own.
Fintech Switzerland @FintechCH
23K Followers 14K Following Subscribe to our monthly newsletter: https://t.co/WgR7hEm5nk Curated #fintech news from Switzerland and Europe.
cяyρτσ @crypt2013
14K Followers 14K Following Influencer and marketing strategist, specializing in promotions, campaign management, and social media growth. #crypto #bitcoin #Ethereum #solana
ZenrayHotSauce @ZenrayHotSauce
13K Followers 2K Following Hand Crafted, Small Batch #HotSauce with next level ingredients that create amazing flavors with euphoric heat at just the right level. available at https://t.co/vTA422SQh5
Four Gears @four_gears
408 Followers 2K Following Full Service Creative Agency. Get in touch today on 02890184147 https://t.co/SfKuY2ePcm
BTF Leasing Factoring... @BTFLeasing
7 Followers 107 Following 25 years fintech experience in providing #leasingsoftware & #assetfinance & #loans & #factoring #software - to - #leasing, #banking, #car, #equipment finance.
Eric Lu @bigfatstatue
150 Followers 2K Following
Copperwood Consulting @CopperwoodSco
3 Followers 16 Following Copperwood Consulting Ltd is a modern consultancy firm specializing in IT security, payments and digital channel solutions.
aminnurllah @aminnurllah
6 Followers 117 Following
Ivanildo Bezerra De F... @ivanildo_f42284
40 Followers 1K Following
Bazezew SiSay @BazezewSisay
557 Followers 5K Following ' Don't ever let anyone drag you as low as you hate them, Just use the instrument of natural Love ' Jesus is Coming Soon ! Ready ?
JB Jiang @JbJiang97214
0 Followers 28 Following
Moïse Sangbé @MSangbe224
2 Followers 48 Following
NextLevel Marketing C... @nextlevel_mkt
17 Followers 157 Following NextLevel Marketing Consultancy is a renowned marketing consultancy firm specializing in organic growth strategies.
HABIB ABUBAKAR @HABIBABUBA18017
4 Followers 112 Following
WA @Austria1010
63 Followers 613 Following
Sotra A @sotra_a9073
1 Followers 23 Following
Ricky Smith @RickySmit31321
11 Followers 295 Following Electrical engineer building electrical systems.
Banking.Systems @BankingSys
38 Followers 74 Following
CRYPTO OUTZAROUALTE �... @monkey84978
34 Followers 293 Following
Madhusudhanan @mmadhuin
97 Followers 226 Following Indian || Consultant || Thinker || Interested in Technology,Space,Nature.
Ocreeqac @Ocreeqac584377
0 Followers 809 Following
Thanh Xang @thnhsng_a
4 Followers 138 Following
Senthil / செந�... @americantamil
172 Followers 1K Following "I have no special talents. I am only passionately curious.” ― Albert Einstein
Thepromisebenard @ThePromiseBenrd
269 Followers 1K Following Frontend SoftWare Engineer || Building and crafting awesomeness for the web
Bowie @Bowie138168
0 Followers 66 Following
Harry Songhurst @SonghurstHarry
2 Followers 740 Following
Tommy Muldoon @tmul00
151 Followers 705 Following
J @jjjnnny
0 Followers 9 Following
Sultan Doskhojayev @STWXX
2 Followers 291 Following
Nizo @nizargaafar
256 Followers 1K Following
Zenoo @ZenoOnboard
597 Followers 3K Following Zenoo gives you everything you need to create personalized, high-converting onboarding experiences with blazing speed.
Chris TechJourney @ChrisTechVC
18 Followers 128 Following
QutritNet @QutritNet
143 Followers 2K Following
Jarosław Szczepaniak @j_szczepaniak
3 Followers 10 Following
Nazar Sharif @nazarsharif
8 Followers 180 Following
Voy @Voy__LoL
60 Followers 687 Following 25🏴🇵🇱 | jungle enjoyer the best Lillia on the planet, beat faker in soloq, can bench ur mom
Spell Hunter @spellhunter72
62 Followers 2K Following ...I hunt spells on a chess board using @poe_platform... ■ #marathon #bungie ■ https://t.co/Qpj6EFQYUa ■
Kolawole Jacob @kolawolejacob4
411 Followers 2K Following Entrepreneur, Investor| Passionate about growth and development
kardashev civilian @thatfrankang
226 Followers 655 Following Christ is King; Decentralize; Disobey; EndTheFed; Eschatology; Ponerology #nostr npub1vuggnsewfrzuxh4atuszy352wht6uu0uftmt3ng49k8llfxv5sgs0cxu72
Sunny Britto @bburritto
14 Followers 336 Following
Jim Marous 💯 @JimMarous
98K Followers 10K Following Speaker, Publisher, Banking Influencer #fintech #finserv | Co-Publisher, The Financial Brand | Owner, Digital Banking Report | Host, Banking Transformed Podcast
Chris Gledhill @cgledhill
87K Followers 70K Following Freelance #FinTech & #EdTech Futurist, Keynote & TEDx Speaker, Writer and Advisor. [email protected]
Brett King #TheFuturi... @BrettKing
71K Followers 8K Following Bestselling Author https://t.co/t0oInlL54a | AI Healthcare | Speaker | Top-10 Futurist | Host #1 podcasts https://t.co/zw6wd1debF | https://t.co/NXxwowBTqH
Innovate Finance @InnFin
49K Followers 4K Following Innovate Finance is the independent industry body for UK FinTech supporting the next generation of technology-led innovators.
Spiros Margaris @SpirosMargaris
132K Followers 24K Following #VC | No 1 #Fintech #Banking @Refinitiv & @Onalytica | #AI | @TEDx | @qualco_sa @natechsa @SparkLabsGlobal @ai_mediastalker @HeradoHQ @usebarq
Finextra @Finextra
62K Followers 266 Following News, views, networking, and discussion for everyone in the global #fintech community.
Dr Efi Pylarinou @efipm
27K Followers 10K Following Top Global Fintech & Tech Influencer • Trusted by Finserv & Tech Global • Content & Influencer Services • Advisory for Digital Transformation • Speaking
Fintech Insider @FintechInsiders
34K Followers 7K Following We don't post here anymore. Hang out with us over on LinkedIn (11:FS) and tune in to the podcast wherever you like to listen.
Dharmesh Mistry @dharmeshmistry
2K Followers 2K Following Entrepreneur, investor author. Passionate about Property, PropTech, Real Estate, FinTech, Digital Banking/Insurance and User Experience
Dr Leda Glyptis @LedaGlyptis
10K Followers 2K Following Recovering banker. NED, Advisor, Keynote Speaker. Author 📚 #BankersLikeUs. Geek, immigrant, optimist. #LedaWrites on Thursdays. This girl can & usually does.
Molten Ventures @MoltenVentures
11K Followers 4K Following We devote our energy to help Europe’s most visionary tech entrepreneurs transform from Series A to wherever their ambition takes them | Formerly Draper Esprit
Tom Blomfield @t_blom
66K Followers 883 Following Group Partner at @ycombinator Cofounded @gocardless and @monzo
Alex Johnson @AlexH_Johnson
27K Followers 4K Following Writing and podcasting from the 🏔️ | @FintechTakes
Paul Loberman @ploberman
4K Followers 5K Following No longer on X. You can find me almost anywhere else, except here.
Charlotte Crosswell O... @ccrosswell
4K Followers 1K Following Chair, CFIT (Centre for Finance, Innovation and Technology) NED; Tweeting on fintech, innovation, capital markets and diversity. All views my own.
Sarah Kocianski — o... @SarahKocianski
6K Followers 531 Following Freelance Fintech and Insurtech Strategist, SJK Insights. Speaker, advisor, analyst and researcher.
Nik @NikMilanovic
30K Followers 400 Following Fintech enthusiast @twifintech Founder @thestablecon General Partner @thefintechfund The dogs bark but the caravan moves on
Helene Li ✨🍀💜 @helene_wpli
32K Followers 3K Following Purpose is the new profit 🎯🔝2🏆#Influencer on #Sustainability #fintech Co-Founder GoImpact @jpmorgan @bnpparibas alum & best role of all: Mom (views my own)
Fintech Switzerland @FintechCH
23K Followers 14K Following Subscribe to our monthly newsletter: https://t.co/WgR7hEm5nk Curated #fintech news from Switzerland and Europe.
Harry Stebbings @HarryStebbings
294K Followers 364 Following 🎤 @twentyminutevc, 🏦 @20vcfund, @projecteurope_😇 @perplexity_ai @linear @fyxerai @tripledotgames @lovable_dev @airwallex @mercor_ai @getcaptionsapp
Form3 @Form3Cloud
1K Followers 2K Following We design, build and run the technology that powers payments. #fintech #cloudnative #banks #paytech #RealTimePayments #Europeanbanks #SEPA #BACS #SWIFT #FPS
Jordan Ahli Bank @JordanAhliBank
39K Followers 3 Following You do your thing. We’ll do the banking! Tweet with ahli bank representatives 24/7! https://t.co/YD4Tc2ep6X
HMBradley @hmbradley
2K Followers 125 Following Start building the life you want with the financial platform designed to make personal finance truly rewarding.
José Caparroso @JoseCaparroso
16K Followers 3K Following General Editor @ForbesColombia // Tech, business and LatAm. Bylines at Forbes, CNN, Semana, Dinero, El Tiempo, El Espectador and El Heraldo.
Caspar @casparschlenk
2K Followers 1K Following Journalist mit Fernweh / Redakteur @capitalMagazin @financefwd Früher: @gruenderszene / Co-Autor von „Keinhorn“, Campus Verlag, Threema SWR8DE9X
Crain's New York @CrainsNewYork
53K Followers 6K Following We cover what's next for power, money & property in New York City. Get free news alerts: https://t.co/wrBjbYkqxh & share tips: https://t.co/O97wNecZrR
Great British Entrepr... @EntrepreneursGB
19K Followers 5K Following Acknowledging the hard work & inspiring stories of entrepreneurs across the UK in association with Allica Bank. #GBEA 🇬🇧 Register your interest for 2024👇
M1 @M1Finance
14K Followers 820 Following Sophisticated wealth building, simplified. Help: https://t.co/iQNieOIOLJ Disclosures: https://t.co/itjeN3yOeN Member FINRA/SIPC
Temasek @Temasek
36K Followers 170 Following A generational investor, with sustainability at our core. We do not provide investment advice, gather personal information or ask for payment from followers.
Charlie Conchie @CharlieConchie
2K Followers 554 Following
Ben Martin @Benjaminwmartin
5K Followers 2K Following Banking Editor of @thetimes Tweets, opinions my own. Email: [email protected]
Together @Together_Money
6K Followers 238 Following For 50 years we’ve helped people, businesses and professionals unlock the doors to their property ambitions with our common-sense approach to lending.
Founders Forum Group @Founders_Forum
12K Followers 1K Following Supporting entrepreneurs at every stage of their journeys. Co-host of #LondonTechWeek. Subscribe to our newsletter: https://t.co/mIgcOWsqRu
Lunar Bank @lunarbank2
58 Followers 10 Following
Publicis Sapient @PublicisSapient
97K Followers 18K Following Community News | Tech Consulting | Tweets about #DigitalBusinessTransformation in 280 characters or less ⭕️ | Tweet us @PublicisSapient
Mukund Mohan @mukund
58K Followers 145 Following I help long term investors achieve better returns on their stock investment research and education. Subscribe to my daily newsletter at https://t.co/9CsbGgAktB
Emily O.K. @emilyoconnorkel
238 Followers 934 Following Mostly working on fintech x AI stuff, financial inclusion, and fintech policy.
dakin campbell @dakincampbell
5K Followers 29 Following Investigations @businessinsider. Author of GOING PUBLIC (https://t.co/jGzoyMpnNY). Ex-@business. Signal: dakin.11. [email protected].
David Henry @DHenryReports
466 Followers 451 Following Retired journalist. Wrote for Reuters about big U.S. banks, financial risks and regulation. Formerly BusinessWeek, USA Today, New York Newsday, Forbes.
Nicholas Megaw @NicholasMegaw
2K Followers 685 Following Now: US capital markets @financialtimes. Previously: European banks and fintech Always: Terrible emo music nicholasdotmegawatftdotcom
Stephen Morris @sjhmorris
7K Followers 2K Following @FT San Francisco Bureau Chief. Ex-@Business. Also #Arsenal 🔴 & 🇬🇬
Hannah Levitt @hannahlevitt
2K Followers 703 Following 🤑🤑finance reporter @business by way of @medillschool and @umich. views = mine, RT ≠ endorsement. [email protected]
Jenny Surane @jennysurane
6K Followers 2K Following Team leader for UK and Middle East finance coverage at Bloomberg News. Tar Heel. Opinions my own.
Hugh Son @Hugh_Son
10K Followers 1K Following CNBC reporter , banks + payments . Served 12 years @business .
Joshua Franklin @FTJFranklin
4K Followers 944 Following US Banking Editor @FT. Used to write about IPOs, M&A and Spacs for Reuters. RTs not endorsements
Peter Rudegeair @rudegeair
6K Followers 471 Following Wall Street Journal reporter covering hedge funds and investing.
Justin Boerrigter @ElasticJustin
36 Followers 158 Following Truly interested in IT and helping getting more out of your data. Learning more about Elastic from the masters - Users and champions around the world.
Penny Crosman @pennycrosman
9K Followers 3K Following Executive Editor, Technology, American Banker @amerbanker. Interested in technology, innovation, justice and the humane treatment of animals
American Banker @AmerBanker
73K Followers 592 Following In-depth analysis, perspective and commentary on key issues affecting the banking industry. (American Banker is an Arizent Brand)
Miriam Cross @MiriamSCross
1K Followers 626 Following Writer-Editor @uspto. Former: Tech reporter @AmerBanker, Associate editor @Kiplinger. Toronto, Canada and Washington DC are both home.
Nitesh Palana @Nitesh_Palana
272 Followers 491 Following Director of Risk & Compliance @thoughtmachine | UK Politics: Conservative. Views are my own
Antony Peyton @TonyFintech
15K Followers 10K Following Managing Editor, @TechRepublic Premium/Academy and @Datamation. Covers all #tech, but mainly #fintech, #AI, #data and #cybersecurity.
Arvest Bank @ArvestBank
7K Followers 119 Following Arvest Bank - Serving local communities since 1961. Member FDIC and Equal Housing Lender.
Inside Those Beyond @InThoseBeyond
548 Followers 53 Following A look inside the next generation entertainment studio of Those Beyond. Building ARISE. A platform dedicated to the dawn of Epic Community Roleplay.
Computerworld @Computerworld
245K Followers 2K Following The Voice of Business #Technology. We help #ITleaders create business advantage.
Google Cloud UK & Ire... @GoogleCloud_UKI
13K Followers 405 Following Welcome to the Official Google Cloud UK/I X page! Find out how computing power delivered everywhere, for everyone, is transforming business.
YBF Ventures @YBFVentures
8K Followers 2K Following Australia’s leaders in tech-focused co-working for startups and scaleups, corporate innovation, and entrepreneurial education.
Eric Salzmann @Salz_Er
5K Followers 2K Following entrepreneur, enthusiast & fanatic in #fintech #blockchain #VR #AI #agility #scrum and more. Part of @fintechrockers views are my own
Xavier Gomez @Xbond49
26K Followers 5K Following Thought Leader Speaker #Fintech #AI #Data #VentureCapital | #Blockchain #DeFi #Crypto | @Vancelian_app @invyo_ |Ex @CreditSuisse @PictetGroup | @MITFinTech
Sebastien Meunier @sbmeunier
52K Followers 14K Following Digital Transformation, IT Risk, Cybersecurity, Data Privacy, Technology, Operations | Strategic Thinker, Leader, Doer | COO, CIO, CTO, CISO
Theodora (Theo) Lau -... @psb_dc
62K Followers 7K Following Founder @UnconventionVc | 📚 Author: Beyond Good and The Metaverse Economy | #OneVision Podcast | Advisor | Speaker | #Fintech | #AI | #Longevity | #TechForGood
Dealroom.co @dealroomco
9K Followers 3K Following Mapping the world's tech ecosystems. Founder @yoramdw