Tom Wheelwright @tom_wheelwright

Wealthy people don’t play by a different set of rules. They just know them. If you're earning more but still feel stuck here's why: You’re playing offense (more income)... but no defense (tax strategy). That’s not how wealth is built. The wealthy use a proven formula that…

Wealthy people don’t “do taxes.” They design their lives to pay less. Most CPAs work like historians they tell you what happened last year. But if you're trying to build wealth, that’s already too late. Here's the truth: your tax bill isn’t fixed. It’s the result of your…

Your tax return is an X-ray of your wealth strategy. W-2? You’re paying the most. Schedule C? Still overpaying. LLC or Corporation? Now you’re getting strategic. The truth is, your tax return tells me more about your financial future than your income ever will. If you’re not…

Your tax bill is just the scoreboard. The real game is in your facts. If you want to lower your taxes, you don’t start with forms you start with your decisions. The business you choose. How you take income. How your deals are structured. Those are your facts. And the IRS taxes…

The wrong entity can lock up your wealth and the IRS holds the key. One of the biggest mistakes I see? Investors holding real estate inside a C corporation. Bad advice. Big tax bill. And even bigger pain when you try to fix it. Can you fix it? Yes. But it takes real tax…

Working harder won’t make you rich. Working smarter will. The wealthy don’t hustle for every dollar they engineer their wealth through smarter tax strategy, smarter entities, and smarter investing. The formula has never changed: Work smarter, pay less tax, build more wealth.…

If you don’t understand your tax strategy, it’s not your strategy. You’ve probably heard someone say, “Just set up a C Corporation and let the business pay the taxes.” Sounds good until you want to pull money out and get hit with double taxation. Here’s the mindset shift:…

Wealthy investors don’t pay more tax they use better structures. Here’s the mindset shift: The wealthy don’t rely on one-size-fits-all entities. They use multiple entities to take control of how their income is taxed. Your business might be an S or C Corp for payroll and…

The 40/40/40 Plan is a trap not a wealth strategy. Work 40 hours a week for 40 years just to give 40% to the government? That’s not freedom. That’s a hamster wheel disguised as a paycheck. The wealthy don’t work harder they work strategically. They build businesses, create…

Want to drive a Lamborghini but your business partner’s fine with a Tesla? If you're using the wrong entity structure, they might be paying for your Lambo without knowing it. And trust me they won’t be okay with that for long. This is where most business owners go wrong. They…

If you’re still using the wrong entity structure, you’re not just behind you’re bleeding wealth. This isn’t a loophole. It’s not a trick. It’s a simple shift that can unlock permanent tax savings, stronger asset protection, and even access to capital. I’ve helped thousands of…

Want higher returns and lower taxes? Stop outsourcing your financial future. Most entrepreneurs think tax planning is something you “hand off” to an accountant. But the wealthy know better true financial education is a power move that multiplies your returns, slashes your taxes,…

You’re not building wealth if your strategy is missing a leg. Most entrepreneurs have a job or savings but still feel like they’re grinding uphill. That’s because real wealth isn’t built on hustle alone. It’s built on leverage. The wealthy use three pillars: Business,…

It only takes one lawsuit to lose what took you decades to build. Even your best tenant can become your biggest liability. That’s why smart investors protect their assets and reduce their taxes at the same time. Here’s the mindset shift: Entity structure isn’t just about tax…

If your employees are doing the work why are you paying their Social Security taxes? Here’s the truth: If you’re a sole proprietor or filing on Schedule C, you’re doubling up on Social Security taxes. You’re paying tax on income you didn’t even earn personally. That’s a broken…

Your business evolves. Your tax strategy should too. If you haven’t sat down with a tax advisor who specializes in strategy not just compliance you’re leaving money on the table every single year. Your entity structure is not a “set it and forget it” decision. It’s a tool. And…

If you could flip a switch and instantly save 25% on your tax bill, what would that be worth to you? Here’s the truth: Most entrepreneurs choose the wrong business structure and bleed cash in taxes every year. Let’s clear it up: An LLC? That’s just a legal wrapper. It’s not a…

Wealth isn’t found in hustle it's hidden in the tax code. Most entrepreneurs are overworking and overpaying simply because they’ve never been shown the map. The tax law is not a maze it's a roadmap. And every deduction, credit, and incentive is a clear sign pointing you toward…

"If your investment strategy stops at ‘tax-efficient,’ you’re leaving a fortune on the table." Most advisors are stuck in the same tired script: “Just hold for capital gains” or “Max out your 401K.” But here’s the truth… Capital gains aren’t the goal. Deductions are. I was…

Wealthy entrepreneurs don’t wait for tax season. They move when the market moves. If you're still waiting until the end of the year to think about taxes, you're already behind. The top 0.1% make strategic financial decisions monthly not just for compliance, but to accelerate…