We are entering the era of Fintech 3.0. Regulatory clarity, growing consumer adoption, and low-cost chains have paved the way for a golden age of building in crypto — and at YC, @base and @coinbase we want to fund builders to seize this moment. @harjtaggar and @jessepollak sat down to discuss what kinds of companies they're most excited to see, why this is such an exciting time, and what the future could look like onchain. 00:00 – The Golden Age of Crypto 02:00 – Jesse’s Path to Coinbase & Base 04:00 – From Fintech 1.0 to Fintech 3.0 07:00 – Why Lowering Costs Changes Everything 10:00 – L1 vs. L2, Simply Explained 13:00 – How to Build Your First Crypto App 16:00 – Regulation: Bottleneck or Unlock? 19:00 – Stablecoins as the Killer Use Case 23:00 – Beyond the Dollar: Local Stablecoins 27:00 – Tokenization of Assets 31:00 – New Asset Classes & the Creator Economy 35:00 – What Coinbase Looks for in Founders 39:00 – The Future of Crypto in 10 Years
YC x Coinbase RFS: Build Onchain ycombinator.com/blog/build-onc…
@ycombinator @coinbase @harjtaggar @jessepollak fintech is gonna be based
@ycombinator @base @coinbase @harjtaggar @jessepollak builders, your move 🫡 onchain is calling
@ycombinator @jessepollak @base @coinbase @harjtaggar stablecoin companies like Circle and Tether are printing billions by clipping 5% yield off stablecoins. every $1 deposited goes straight into US treasuries. look into $USDUC. the anti-stablecoin. this time WE make the money.
@ycombinator @base @coinbase @harjtaggar @jessepollak couldn’t agree more, we’re already seeing fintech 3.0 play out in real-time. at @BlockradarHQ we’ve watched how stablecoins + low-cost chains are unlocking use cases that weren’t possible before, especially in emerging markets.
@ycombinator @base @coinbase @harjtaggar @jessepollak Great to see the most successful accelerator embracing the space. The timing for builders has never been better.
@ycombinator @base @coinbase @harjtaggar @jessepollak You’re going to need decentralized storage for that future vision of yours
@jessepollak gets it 100%, understanding the base of the stack needs to be decentralized, and the different layers allow you to taylor your application to the market you are solving for. He understands local stablecoins function within local economies and for the first time you can build a products that may be able to plug and pay with all markets! Super bullish on @base
@ycombinator @base @coinbase @harjtaggar @jessepollak Excited to be part of this journey! Remember YC @zxocw’s interview on 2017. New cycle, new preachers!
@ycombinator @base @coinbase @harjtaggar @jessepollak Killer adoption is here and it’s x402. Next generation of startups with be USDC only.
@ycombinator @base @coinbase @harjtaggar @jessepollak the future is now, onchain is the way
@ycombinator @base @coinbase @harjtaggar @jessepollak Waiting to see the what happens at the intersection of web3 and ai.
@ycombinator @base @coinbase @harjtaggar @jessepollak This is so Based 🟦🔵
@ycombinator @base @coinbase @harjtaggar @jessepollak Say @ethereum. You can do it! 🤗
@ycombinator @base @coinbase @harjtaggar @jessepollak great episode
@ycombinator @base @coinbase @harjtaggar @jessepollak 20 trillion APAC credit market coming via @MuDigitalHQ We understand the assignment 🫡
@ycombinator @base @coinbase @harjtaggar @jessepollak Looking good 👍
@ycombinator @base @coinbase @harjtaggar @jessepollak 🤝 the future is bright and based
@ycombinator @base @coinbase @harjtaggar @jessepollak YCombinator will be funding projects building on Base?
@ycombinator @base @coinbase @harjtaggar @jessepollak Wow 😮 @ycombinator this is fantastic…! We would love to sign 🪧 up for your program in San Francisco.
@ycombinator @base @coinbase @harjtaggar @jessepollak Buonasera 🇮🇹☕️ A lovely conversation, it seems. I tried to find it on my podcast feed for an evening walk, but was unlucky. Can you point me to the RSS? 🎧💙
@ycombinator @base @coinbase @harjtaggar @jessepollak @ycombinator not a good look for you to be collaborating with known scammers @jessepollak can not stop rugging his user base, liquidity is basically non existent in @zora scam and will keep getting worse at the very least stop advertising them. It is a health hazard. ⚠️
@ycombinator @base @coinbase @harjtaggar @jessepollak @jessepollak is a crook that stole $20M from 4200 holders by cancelling the number 1 creator coin $kazonomics on @zora do not trust this man!
@ycombinator @base @coinbase @harjtaggar @jessepollak If "golden age" means endless pivots, count me in.
@ycombinator @base @coinbase @harjtaggar @jessepollak Price your returns in terms of bitcoin. Bitcoin is the hurdle rate
@ycombinator @base @coinbase @harjtaggar @jessepollak $REI is the next breakthrough on AI