ARLA @ARLAlabama
The Alliance for Responsible Lending in Alabama - working to regulate payday and title loans and protect borrowers facebook.com/ARLAlabama Alabama, USA Joined July 2015-
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Alabama borrowers suffered a setback Wednesday when a Senate committee blocked a payday lending reform bill. Policy analyst Dev Wakeley talks about what happened and where we go from here. #30DaysToPay #alpolitics youtube.com/watch?v=VT8MEt…
If #alpolitics lawmakers won't take action to rein in payday loans, maybe members of Congress will! Click below to let your member of Congress know you support H.R. 5050: @RepMarthaRoby @RepByrne @RepTerriSewell @Robert_Aderholt @RepMikeRogers @mobrooksforsen @USRepGaryPalmer
If #alpolitics lawmakers won't take action to rein in payday loans, maybe members of Congress will! Click below to let your member of Congress know you support H.R. 5050: @RepMarthaRoby @RepByrne @RepTerriSewell @Robert_Aderholt @RepMikeRogers @mobrooksforsen @USRepGaryPalmer
"The Legislature has had multiple opportunities to act, and I'm really discouraged to see this committee not move this bill forward," Arise's @robynhyden tells @LydiaNusbaum. #30DaysToPay #StopTheDebtTrap #alpolitics
"The Legislature has had multiple opportunities to act, and I'm really discouraged to see this committee not move this bill forward," Arise's @robynhyden tells @LydiaNusbaum. #30DaysToPay #StopTheDebtTrap #alpolitics
Don't let the Payday Loan Grinch steal your holiday cheer! Triple-digit interest loans can ruin the holidays. The Veterans & Consumers Fair Credit Act (#VCFCA) will extend the 36% rate cap to all consumers, ensuring a joyful season for all. #StopTheDebtTrap | #ProtectConsumers
The Veterans and Consumers Fair Credit Act would extend the military’s 36% rate cap on consumer loans to all consumers. Take action now and tell your legislators you support setting a limit on interest rates for all consumers! votervoice.net/ConsumerAction…
For many payday and auto-title lenders, suing and arresting customers is just a part of the business model. My latest: propublica.org/article/they-l…
A national 36% interest rate cap on small dollar loans would put billions more dollars in consumers’ pockets, helping grow the economy rather than the profits of predatory lenders. Congress should pass the Veterans and Consumers Fair Credit Act. #StopTheDebtTrap #VCFCA
Payday lenders rob Americans of $213 per second from exorbitant fees associated with their terrible financial product. See how much payday lenders are costing US families since @CFPBDirector removed federal protections #StopTheDebtTrap #ProtectConsumers bit.ly/33ImqeN
Veterans use payday loans at a higher rate than most Americans, so instead of providing veterans a tool to improve their lives, payday lenders wealth-gouge the people who have put their lives on the line to keep Americans safe. The VFCA will #ProtectConsumers and #StopTheDebtTrap
Borrowers need protection from predatory lenders. The Veterans and Consumer Fair Credit Act will accomplish just that by capping the astronomical, triple-digit interest rates predatory payday lenders charge everyday Americans. The #VCFCA will #StopTheDebtTrap!
The @CFPB will keep its consumer complaints database open to the public. This database is critical for transparency on abusive lenders and collectors. #StopTheDebtTrap | 📝: @hrw hrw.org/news/2019/09/2…
What are payday loans? They're a nightmare. 😱 These "short-term" loans carry triple-digit interest rates that often lead to a debt trap that is anything but "short-term," lasting months or even years. 😵 #StopTheDebtTrap | 📝: @moneywisecom moneywise.com/a/what-is-a-pa…
Terry had just returned to work following cancer treatment when she received a phone call. Then another. And another. The calls were to collect a debt she'd paid 10 years prior. Terry's story is far from unique. @CFPB #StopTheDebtTrap #FairDebt businessinsider.com/debt-collector…
Zombie Debt is a problem that won’t die. Seven in ten voters are concerned a @CFPB plan would let debt collectors use tricks to resurrect very old debts after the time to sue has expired. #StopTheDebtTrap #FairDebt @CFPBDirector
Harassed by debt collectors with phone calls at work? Home phones and cell phones ringing off the hook? Tell us your story. #FairDebtCollection #ProtectConsumers #StopTheDebtTrap #EndRobocalls docs.google.com/forms/d/e/1FAI…
The @CFPB should protect regular folks — not collectors who make false or deceptive representations in court filings, sue on zombie debt, or harass consumers with regular phone calls. #StopTheDebtTrap #FairDebt @BusinessInsider businessinsider.com/debt-collector…
Today a CFPB rule was supposed to begin protecting consumers from debt trap payday loans -- but Director Kraninger blocked it. Americans are losing $213 a SECOND to the payday loan sharks! See for yourself at debttraptracker.com
A Tiger Shark is second deadliest shark behind the Great White. With Payday Loans, the second loan is almost as deadly as the first, since it usually jump-starts the payday debt trap #SharkWeek #StopTheDebtTrap #ProtectConsumers
The Great White Shark is considered one of the deadliest predators on earth. Meanwhile, Payday Loan Sharks trap consumers in one of the most dangerous financial products on the market. It’s past time @CFPB strengthen rules to #ProtectConsumers and #StopTheDebtTrap! #SharkWeek
The AL Legislature protected predatory lenders again this year. We need the whole story. #alpolitics propublica.org/article/trump-…
Robyn Hyden @robynhyden
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Alabama Arise @AlabamaArise
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Name @Name__0033
45 Followers 2K Following The more people chant about their freedom and how free they are, the more loudly I hear their chains rattling - George Orwell
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Enroll Alabama @EnrollAlabama
133 Followers 221 Following A program to enroll Alabamians in the Health Insurance Marketplace. Navigators located in Anniston, Birmingham, Auburn and Mobile and assistance statewide
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96 Followers 857 Following Awesome*Dragon*Romantic*Love changes lives-Cualquier comentario publicado se emite de manera personal y refleja mis opiniones.
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140K Followers 105K Following FMR Sr Advisor @WhiteHouse, FMR US Dep Asst Secretary🇺🇸#MAGA|Guest @SkyNews @BBCWorld @LBC🇬🇧|@FoxNews|@MSNBC|@CNN|@CGTNOfficial🇨🇳|BookMe [email protected]
Impact America @_impact_america
897 Followers 437 Following Engaging students and recent graduates to address community needs, empowering a generation to promote change in the communities we serve.
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1K Followers 4K Following Wife to @PeterDaigle91. Paralegal @ACLU Voting Rights Project. @ACLUStaffUnited member. @Georgetown Alum. @TrumanApp Scholar. Views my own. She/they 🏳️🌈
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389K Followers 1K Following All things Alabama. Managed by the social media team at https://t.co/3Gx0Qoqtx6.
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6K Followers 5K Following We advance public policies to improve the lives of Alabamians who are marginalized by poverty. Want to become an Arise member? Visit https://t.co/NirIPEuCLs.
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12K Followers 2K Following AFR is a coalition of over 200 organizations campaigning for real reform in our banking & financial systems. We want to #ProtectConsumers and #StopTheDebtTrap
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54K Followers 4K Following Selma native, U.S. Congresswoman working #ForThePeople of Alabama's 7th District https://t.co/0uBlTm34B9
Consumer Federation o.. @ConsumerFed
8K Followers 1K Following The Consumer Federation of America is an association of more than 250 nonprofit consumer organizations established to advance the consumer interest.
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@ARLAlabama @RepMarthaRoby @RepByrne @RepTerriSewell @Robert_Aderholt @RepMikeRogers @mobrooksforsen @USRepGaryPalmer why is there no #publicbanksnow movement in alabama? this is so dumb, there's literally 22m small business in america that need them right now, especially since payroll protection just dried up, and who knows if version 2 will work, ugh
@ARLAlabama @RepMarthaRoby @RepByrne @RepTerriSewell @Robert_Aderholt @mobrooksforsen @USRepGaryPalmer Hi, I think you mean @RepMikeRogersAL.
Thanks @MontgomeryYMCA & @AARPAL
Thanks YMCA for hosting our first AARP lunch and learn of the year. Nice crowd with good questions #fraudwatchnetwork
In one example cited by the @CFPB, "a consumer who borrowed $2,500 would have concluded that they would pay $625 in finance charges, but instead would be charged $3,437.50 over the course of the loan." #ALPolitics #StopTheDebtTrap bit.ly/2uNFJTP
#StopTheDebtTrap x.com/arlalabama/sta…
Colorado is looking at a ballot initiative to cap the APR on payday loans at 36%. “It’s legal loan sharking,” said Noreen Wilson, a financial well-being coach with Operation HOPE, Inc. coloradoindependent.com/170145/payday-…
Learn more about Colorado's proposed 36% interest rate cap on payday loans in @NCLC4consumers issue brief: Why 36? The History, Use, and Purpose of the 36% Interest Rate #StopTheDebtTrap nclc.org/images/pdf/pr-… x.com/arlalabama/sta…
Colorado is looking at a ballot initiative to cap the APR on payday loans at 36%. “It’s legal loan sharking,” said Noreen Wilson, a financial well-being coach with Operation HOPE, Inc. coloradoindependent.com/170145/payday-…
LOAN SHARKS LOSE! Payday lenders convinced 45 members of the House and 4 members... actionnetwork.org/letters/we-fou…
@crowchristy Thank you! It was a great team effort with our partners in @ARLAlabama & @noalpaydayloans & with community members making their voice heard! On to the House!
SB 138, the #30DaysToPay bill, would be a simple but important step forward on #paydayreform for Alabama borrowers: arisecitizens.org/index.php/publ… #alpolitics x.com/jimcarnesal/st…
Senate Banking and Insurance Committee unanimously approves “30 days to pay” payday loan bill. #alpolitics
#StopTheDebtTrap x.com/arlalabama/sta…
Supporters of payday lending reform and SB138 will be speaking out in Madison County tonight! Have you told your... fb.me/1MXbEnxJp
#alpol This affects you even if you never take out a loan yourself, because community money goes out of state and wealth-building is reduced. #alpolitics x.com/arlalabama/sta…
Now is the time to speak out in support of SB138, the #30DaystoPay bill. Predatory loans cost Alabama too much. Call your Senators now. #StopTheDebtTrap #alpolitics
Our final speaker, Brent Buchanan, from @cygnal is speaking to #CreditUnions about the importance of grassroots advocacy and the 2018 elections.
Glad to join our partners at @ALCreditUnions to discuss why our legislators must pass the #30DaystoPay bill (SB138). Predatory lending hurts people in our community + drains our economy. The time for reform is now! x.com/alcreditunions…
Attendees are currently listening to a panel on predatory lending. Thank you to @splcenter @AmFirstFCU @CRLONLINE @comfoundbham @AlaAppleseed for being part of our panel.
Mary Lynn Bates of League of Women Voters of Alabama speaking in support of the bill. Says it will improve situations for most vulnerable borrowers in the state. #alpolitics
Alabama's credit unions and their 2 million members support #30daystopay. #alpolitics
#30daystopay places payday loans on the same schedule as most other bills (credit card, mortgage, car loan, etc.). #alpolitics
Over $100,000,000 in fees collected by predatory lenders in Alabama in ONE year alone. We need #30daystopay! #alpolitics
Jason Cochran of Alabama Credit Union Association speaks in support of bill to increase terms of payday loans from two weeks to 30 days.
Kimble Forrister of Alabama Arise speaking in support of Sen. Orr's payday loan bill.
Kim Rogers of Community Foundation of Greater Birmingham speaking in support of bill to increase terms of payday loans from two weeks to 30 days.
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