Access Realtor: R. A. Malik @Access_Realtor
Macro/Micro Insights & Info. Navigating Risks & Rewards of Real Estate 🏡 •Buy•Sell•Invest• Sprinkle of Sports, Leisure & Politics #RealEstateRiskManagement accessRLTR.com Greater Toronto Area Joined February 2023-
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Interest payments= 9.16% of 🇨🇦 household disposable income, the highest since 1996! • Negative Amortization Impact: While total debt payment (principal + interest) as % of income, remains similar to 2019, interest payments have soared, why? ∼5% only pay interests on their…
Global real estate deals hit a decade-low, plunging 47% to $650 billion in 2024. This worldwide downturn stems from pandemic-induced uncertainties, slowing rent growth, and rising financing costs, which drove up capitalization rates and dampened activity.
Soft demand for homes and stubborn sellers has caused inventory levels in the Toronto area to edge up slightly over the past month
Any thoughts? Appears to be the feeling around Canada these days.
"🇨🇦 dollar in peril as experts forecast catastrophic plunge against 🇺🇸 dollar." 👇🏽
Forever "in-debted" to you. First-time homebuyers can now carry debt for longer as opposed to having a more affordable home 😉 @cafreeland @Freelandebt #CanadaRE #CanadaREalEstate
In Toronto, buying a house is the new 'mission impossible.' Should we call Tom Cruise for help? #TorontoRealEstate #HousingCrisis #RealEstate #TorontoLife #CityLiving #CanadianHousing #AffordableHousing #UrbanPlanning #MarketTrends blogto.com/real-estate-to…
The bigger they are, the harder they fall. Foreclosure and tough economic times.
Spot the difference? 😧 Smooth recovery or a little too late? First, our thoughts were with him, now they're rightly with her. What else can we expect? A royal mix-up or a majestic correction? #JustinTrudeau #JustInFlation #RoyalFamily #CanadaNewsToday
Canada's banking regulator is limiting the number of highly leveraged loans in the banks' residential mortgage portfolios, which have ballooned alongside rising prices to make Canadian borrowers among the most highly indebted in the world. #RealEstateNews
Don't call it a comeback 😭 2024 kicked off with the economy flexing more muscle than anticipated. That has the rate market spooked, as it constantly looks for signs of an inflation comeback tour. Courtesy @financialpost #CanadaRealEstate instagram.com/stories/access…
Wonder why there's no homes to buy? They've been turned into rentals. 2022 was the first year in recorded history where completions intended for rental surpassed those for homeowners. It's higher than this due to undeclared rentals. You'll own nothing an be happy, eat zee bugs!
House price versus income since 1984 in Canada. Thanks for the pic @OntarioHousingMarket
For those following along at home, the mortgage renewal wall in Canada peaks in 2026. @WOWA_Canada
"🇨🇦 on the brink as BoC rate policies push private sector to the edge, igniting inflation fears."👇🏽 bnnbloomberg.ca/chief-market-s…
Hold! As expected.... x.com/bankofcanada/s…
Hold! As expected.... x.com/bankofcanada/s…
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The Endless March Of Renewals Grinds Away On Canadians: Oh And The Crappy Economy Boosts Credit Card Use The research team @WOWA_Canada digs in & gives us insight into just how levered the Canadian Consumer really is And thousands of higher Mortgage Renewals every week
Interest payments= 9.16% of 🇨🇦 household disposable income, the highest since 1996! • Negative Amortization Impact: While total debt payment (principal + interest) as % of income, remains similar to 2019, interest payments have soared, why? ∼5% only pay interests on their…
"Unaffordable 🇨🇦" Millions Flee in Search of a Life They Can Afford H/T @Access_Realtor 👇🏽 nationalpost.com/news/canada/ca…
Soft demand for homes and stubborn sellers has caused inventory levels in the Toronto area to edge up slightly over the past month
Love this new functionality from REALM. Market snapshots are a breeze now.
@ShaziGoalie Government: We artificially inflated the prices of assets. We want that back now.
@Access_Realtor Fake offers can definitely be a problem & difficult to prove that they weren't bonafide. Nothing like that last-minute offer registered to push your buyers into a multiple situation. Nothing will happen unless RECO gets a complaint to work with.
@Access_Realtor For you or anyone else concerned about finding out how many offers you were competing with. reco.on.ca/complaints-and…
LEAFS WIN!!!! @LGCanada | #LeafsForever
@ShaziGoalie Game winner! Just what we asked for from @AM34 bring it back home boys @MapleLeafs #GoLeafsGo
The Truth About Halal Mortgages: It's Not What You Think The Federal Government said they would study a framework to have Halal Mortgages become a mainstream offering of Financial Institutions: should we worry? No, we shouldn't because it has no impact on Non-Muslims 2/
@ronmortgageguy Thank you for this. My first reaction to the concept of what was initially being reported as "interest free" mortgages was "If you can get one, go for it. More power to you". Didn't understand why a bank would do it. Now I get it. A different way to extract their pound of flesh.
@ronmortgageguy thanks for clarifying this so many misinformed people just reinforcing islamphobia
@ronmortgageguy Thank you for sharing the information. Our family tries our best to avoid interest and are willing to pay more (in bank fees) if necessary. Our religion does prohibit usury as does other monetheistic religions (according to the original earliest sources)
@ronmortgageguy A bank is free to try to establish a framework for this with its own money. At the same time, it’s totally OK for people to not be OK with a cent of their tax money being spent on making accommodations for religious beliefs. This has nothing to do with the freedom of religion.
@Mervin_R_Miller What's your point? You want Canada to abandon Freedom of Religion?
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