Tim Dodge @CoverageGeekTim

AVP of research and information for @BigINewYork. Student of insurance policy language. SU Orange and Red Sox fan. Would rather be playing my guitar. biginy.org Syracuse, NY Joined September 2008

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Joel Dodge @joeldodge07

2 years ago

Micron’s chips investment alone could increase the size of Syracuse area economy by a third, not even counting its knock-on effects. (From @techreview technologyreview.com/2023/07/06/107…)

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Joel Dodge @joeldodge07

2 years ago

26 House Republicans voted to jeopardize green jobs in their own districts. That could become a political problem for them. heatmap.news/republicans-mi…

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In the framing of this great @DKThomp piece, my piece for @heatmap_news this week suggests a policy mechanism that can shift the dial on clean energy away from “backyard politics” to actualize the virtues espoused in “front yard politics”: heatmap.news/politics/telec…

Derek Thompson @DKThomp

2 years ago

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Joel Dodge @joeldodge07

2 years ago

As we build our way out of the climate crisis, local communities deserve a say in how and where we build, but not a veto. Congress can help clean energy proliferate just as quickly as cellphones did. Read more @heatmap_news: heatmap.news/politics/telec…

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Tim Dodge @CoverageGeekTim

3 years ago

Seriously? People are still doing this? Creating a PW that's easy to remember & hard for others to crack isn't difficult // Despite Warnings, Weak Password Policies Still Invite Cybercrime iii.org/insuranceindus…

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Tim Dodge @CoverageGeekTim

3 years ago

Insurance agents, your clients want to know more about their policies. This is where you can shine! ow.ly/vI4I50Mm0Po

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Tim Dodge @CoverageGeekTim

3 years ago

Good information to keep in mind before making snap judgments on #HurricaneIan insurance claims

PropertyCasualty360 @PC_360

3 years ago

Good information to keep in mind before making snap judgments on #HurricaneIan insurance claims

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Independent Agent @IndAgent

3 years ago

@PC_360 Add this coverage to your renewal questions for all your commercial clients. Work with a wholesalers beforehand to understand the coverages before you wade in! #ActiveShooterRisk

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Independent Agent @IndAgent

3 years ago

@PC_360 Add this type of event to your disaster plan. The Big I offers a information on developing a disaster plan. This type of incident we often think: "It can't happen here!" Reach out to local law enforcement agencies; they often train or can recommend experts. #ActiveShooterRisk

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Paul Marshall @marshall_aswpv

3 years ago

@PC_360 Have written WPV Policy Inform and train employees on what to do in a violent situation Communicate that policy to all employees Establish an effective EAP Limited access to buildings Security on premises Exit interviews Threat Assessments Disaster recovery #ActiveShooterRisk

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Independent Agent @IndAgent

3 years ago

@PC_360 Don't forget that some of these policies may include pre-loss assistance/collateral The last thing your insured wants to do is be caught without a critical incident response plan should a violent incident occur. #ActiveShooterRisk

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Tim Dodge @CoverageGeekTim

3 years ago

And that figure was from before social media announced these incidents to millions within seconds

Kathleen Maria Bonczyk @BonczykKM

3 years ago

And that figure was from before social media announced these incidents to millions within seconds

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Tim Dodge @CoverageGeekTim

3 years ago

How do underwriters price these policies? What is the premium base? Are rates filed?

Paul Marshall @marshall_aswpv

3 years ago

How do underwriters price these policies? What is the premium base? Are rates filed?

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Independent Agent @IndAgent

3 years ago

@PC_360 Also, any of these incidents arise out of personnel/domestic violence that comes into the workplace, so NO BUSINESS IS IMMUNE today from an #ActiveShooterRisk

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Paul Marshall @marshall_aswpv

3 years ago

@PC_360 Similar to the introduction of cyber. agents and brokers need to review this coverage as we were seeing massive lawsuits and litigation regarding these mass shootings and I feel agents and brokers can and will be held accountable if they do not share. #activeshooterrisk

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Kathleen Maria Bonczyk @BonczykKM

3 years ago

@LucyStraker @PC_360 In states where extra contractual statutory bad faith litigation is permitted, an agent may be brought in as a possible defendant as well, or even in a common law theory #ActiveShooterRisk @PC_360

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Independent Agent @IndAgent

3 years ago

@PC_360 As an agent, we want to never answer the question: "Why didn't you tell me there was a coverage I could have bought that would have protected my assets?" This can fill important gaps like public relations assistance, rebuilds, increased security, training, etc. #ActiveShooterRisk

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Kathleen Maria Bonczyk @BonczykKM

3 years ago

@PC_360 yes 100% agents are sometimes named in litigation under theories alleging they failed to properly review all risks with insureds. Review those circa 2022 risks, get the insureds to sign off on documentation & keep that evidence safe in the event of a lawsuit #ActiveShooterRisk

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Independent Agent @IndAgent

3 years ago

@PC_360 Restaurants, bars and taverns, businesses near where people congregate for example near arenas, and certainly school and public agencies all have heightened concern, so demand only grows as awareness of this critical coverage increases. #ActiveShooterRisk