Joy Wallet || Money, Success, Happiness @JoyWallet
Making money is hard. Let us help you make money easy. 💰 joywallet.com United States Joined February 2020-
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Homeownership 101
KEEP IT SIMPLE 💸
A serious economics lesson is baked into Seattle’s minimum wage implementation. Orders have dropped by 30% for UberEats and a 300,000 order decline from DoorDash.
"Remember that money is of a prolific, generating nature. Money can beget money, and its offspring can beget more, and so on." - Benjamin Franklin, Advice to a Young Tradesman (1748) This quote speaks to Franklin's belief in the power of investing and compound interest. He…
Is crypto under attack?
Amazon is now offering grocery delivery for just $9.99… How much will this change consumer habits over the next decade?
Amazon is now offering grocery delivery for just $9.99… How much will this change consumer habits over the next decade? https://t.co/a1lw3R44Ub
General Motors is making waves. Up almost $10 per share since the start of the year. Is GM in your portfolio?
Addition by subtraction is always a great framework. If you can add more money in your pockets by eliminating an unnecessary habit (like drinking) it can be a massive win. Especially since drinking not only affects the health of your wallet but your overall health & vitality.
Addition by subtraction is always a great framework. If you can add more money in your pockets by eliminating an unnecessary habit (like drinking) it can be a massive win. Especially since drinking not only affects the health of your wallet but your overall health & vitality.
More people need to hear this: Just because you do not own a home does not mean you’re wasting your money. Renting can living afford you more financial flexibility (and flexibility with your time).
More people need to hear this: Just because you do not own a home does not mean you’re wasting your money. Renting can living afford you more financial flexibility (and flexibility with your time).
What does everyone think about automatically tipping 20% on everything?
What does everyone think about automatically tipping 20% on everything?
Absolutely 👍 It’s just part of the equation.
Absolutely 👍 It’s just part of the equation.
You’ve been told a lot of things about money. Here are things the experts are telling you (but you need to know): Misconception #1: You need a high income to become wealthy. One of the most pervasive myths about money is that you need a six-figure salary to build wealth. While…
San Francisco has the most billionaires. New York has the most centi-millionaires. Crazy how much money is in some of the major US cities 🤯 Which cities will join this list soon?
San Francisco has the most billionaires. New York has the most centi-millionaires. Crazy how much money is in some of the major US cities 🤯 Which cities will join this list soon? https://t.co/aHjiXVVXgB
Shares of Dr. Martens dropped 32% after a negative outlook on the US market. Management changes and stress on the business ensued. This is a story worth following.
Investors are pulling back. Are you seeing opportunities in the market yet?
The Fed is stuck in a difficult situation. Rates go down, inflation goes up. Rates go up, asset prices go down. How do you expect the Fed to manage rates going forward?
The Fed is stuck in a difficult situation. Rates go down, inflation goes up. Rates go up, asset prices go down. How do you expect the Fed to manage rates going forward?
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You get rich when you prioritize building generational wealth over lifestyle.
Credit card debt is the real pandemic. This must be fixed.
My next big financial goal: Have a household income of $15,000 per month with no debt 💰
Mortgage rates are still high right now. With a 800 credit score plus 20% down payment I was approved for a 6.9% interest rate. How low do you think rate will go in the next few years?
"Thank god I didn't invest 20 years ago." – No one, ever
You inherit $53,000,006. What’s your next step?
It's not how much you make It's how much you keep and grow
Love him or hate him Dave Ramsey is the personal finance GOAT. Agree or Disagree?
What are the biggest mistakes that beginners make when investing?
If you are shocked by your tax bill, you need to do tax planning with a professional. This is not the same as tax preparation.
I bought my first property in 2018 at 24 years old. It was a single family 3 bed 2 bath in Dallas, TX. The PITI was $1650 a month & I house hacked it with 2 friends. We each paid $550 which made it an affordable way for me to get started without tons of experience or capital.…
Taking Dave Ramsey’s approach would help the majority of people. Even many “money nerds”
What is the most financially responsible fast food option?
What is your favorite money saving tip at Costco?
@JoyWallet Well, if those are the secret ingredients, I better start recalculating how many times I've hit snooze on my alarm!
What's something that always puts you in a good mood?