Fiona Smith @The_MMW
The Millennial Money Woman | Helping 1M+ become financially free by 2030 | Former wealth advisor turned writer themillennialmoneywoman.com Join 30k+ readers: Joined May 2020-
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You’re in good financial shape if: 1. You have a positive net worth [25% have $0 or less] 2. You have $0 credit card debt [average balance is $6,501] 3. You are saving & investing for retirement [88% have <$100k] 4. You have an emergency fund [49% can't cover a $1,000…
Every parent wants their kid to have a better life than they had. Below are 4 ways to instill good money habits in your kids:
If you don't understand money, you'll never be truly wealthy. Here are 9 money skills everyone should know:
Millionaires are made EVERY DAY with investing. The winning strategy goes like this: 1. Live below your means 2. Invest in quality stocks/funds/ETFs 3. Consistently buy and HOLD 4. Be patient 5. Win
Thanks for reading! If you found this thread helpful: 1. Follow me @The_MMW for more insights 2. Share the first post so it can help more people 👇 x.com/the_mmw/status…
Thanks for reading! If you found this thread helpful: 1. Follow me @The_MMW for more insights 2. Share the first post so it can help more people 👇 x.com/the_mmw/status…
I've found that most people feel overwhelmed when it comes to personal finance. If that's you, consider following proven strategies. Here are 7 proven strategies to increase your net worth: themillennialmoneywoman.com/increase-your-…
9. Growing Your Network If you want to get rich, Start building relationships with: - Lawyers - Bankers - Investors - Accountants - Wealth advisors - Business owners Your network is your net worth.
Aaron @IAmAaronWill
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3. Show them what things cost At the grocery store point out the prices of common items they love. This gives them a better understanding of the value of a dollar.
2. Show them the uses of money Give them some control over what they do with their allowance and show them their options. - spend it - save it - give it
1. Give them an allowance based on chores Show them the value of hard work by rewarding them with allowance for their chores.
Every parent wants their kid to have a better life than they had. Below are 4 ways to instill good money habits in your kids:
The S&P 500 has historically returned 10% per year since 1957 But more than 90% of active fund managers fail to beat the index These expert traders are an exception Beating the S&P by 94% in 2024 (annualized) Here’s your solution to making better investment decisions:
I buy assets because I don’t want to be 50 years old asking permission for time off.
Millionaires are made EVERY DAY with investing. The winning strategy goes like this: 1. Live below your means 2. Invest in quality stocks/funds/ETFs 3. Consistently buy and HOLD 4. Be patient 5. Win
The biggest lie told about investing and building real wealth: “It’s not that simple.”
Surround yourself with pictures of what you want.
Many people earn $300,000 and are still broke. And some people make $75,000 but are extremely wealthy. Discipline creates wealth, not income.
85% of millionaires read at least 2 books a month. Warren Buffett reads 500 pages a day. How to read any book 10x faster:
Instead of giving your kids an iPad… You should teach them Financial Literacy. • Credit Cards • Check Writing • Compound Interest • Assets vs. Liabilities • Basic Money Management What else?
2. You Need A Budget Fact: The majority of millionaires have a budget Those who don't have what the authors called “an artificial economic environment of scarcity,” more commonly known as “pay yourself first.” i.e., They invest a chunk of their income before they spend any
1. High-income ≠ High wealth Income does matter But, the size of a paycheck accounts for only ~30% of the variation of wealth among households What really matters is how much of the income is invested On average, millionaires invest 20% of their income
If you want to become a millionaire, Study those who've already done it. 'The Millionaire Next Door' is the book that does just that Here are the 9 key takeaways that will put you on track to millionaire status:
Your career will take off when you start taking ownership of your work and the impact it has on your employer.
• Prime Your Environment If you want to write, set up a writing area. If you want to work out, set up a home gym. Setting up our environment to facilitate our desired habits will mean we are more likely to follow through.
• Reduce Friction Choose goals, and habits, that align with your life. Make it as simple as possible to form habits.