Finance Innovation Lab @TheFinanceLab
Our vision is a financial system that serves people and planet - one that is democratic, sustainable, just and resilient. financeinnovationlab.org London Joined March 2010-
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Last week we met @michaelsheen @SKinnock & @KateMPender to talk about why #AffordableCredit matters in strengthening communities & driving economic growth - & the need to scale #CreditUnions & #CDFIs which provide vital lifelines for communities & businesses. #FairBankingForAll
Last Thursday marked #GenderPensionGap Day – the point in the year when retired women have, in effect, stopped receiving a pension compared to men. That’s a £7,600 annual shortfall – over 4 months without income. Time to fix this. filab.uk/4lJBwYI
We've written to the Pensions Commission with partners in the Better Pensions Coalition. We celebrate its mandate to tackle inequality and poverty, ask to participate in the consultation process, and make the case for climate change to be considered. filab.uk/41HfmyW
Hats off to @Everton for taking this step to guarantee all of their staff security when they retire! #LivingPension Now it’s time for the Pensions Commission to recommend that the government follows suit to ensure that everyone can retire with dignity.
Hats off to @Everton for taking this step to guarantee all of their staff security when they retire! #LivingPension Now it’s time for the Pensions Commission to recommend that the government follows suit to ensure that everyone can retire with dignity.
Did you know that greening your pension is the single biggest thing you can do for the climate? The @JustMoneyMvt is part of the Better Pensions Coalition, campaigning for fairer, greener pensions for all cte.org.uk/better-pension… #PensionReform #ClimateJustice
How do our pensions link to our values and faith? How can we use our pensions for the good of others and our planet? In our new blog we reflect on the power our pensions have, and how this shapes the world we live in 🪙🌎 👉 Read it here: justmoney.org.uk/blog/the-power…
A new report from @WomensBudgetGrp finds that nearly all the gender wealth gap is due to differences in pension wealth - with men holding £67,000 more pension wealth than women on average (a 43% gap). Read more here: filab.uk/450vMn2
Find out how civil society groups and unions are working with MPs to shape the debate around the new Pension Schemes Bill, calling for greater government ambition to ensure that the pensions system works for the future prosperity of all ⬇️ financeinnovationlab.org/lab-update-bet…
filab.uk/3IHRd4Q Watering down financial regulation won’t lead to inclusive growth and it won’t improve living standards. But it does risk repeating past mistakes - mistakes that led us to the 2008 financial crisis.
Tweaks to a broken system won’t fix the UK’s credit crisis. Voluntary market fixes have failed to deliver fair, affordable credit for millions. It's time for bold, systemic change. Read our latest blog: filab.uk/4llAZg8 @FBfACampaign #FairBankingForAll
The government is right. Our pensions system is unfair and inadequate. It’s driving poverty, inequality and climate destruction. Will the newly announced Pensions Commission rise to the challenge? Read our CEO, @JesseLGriffiths’, take: filab.uk/3Ur0JvI
The new Pensions Commission must tackle the inequality at the heart of the UK’s pension system. ~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement. Read our statement from @MarloesNicholls, Head of Advocacy: filab.uk/46YlcPU
Our economy needs a boost. But slashing financial regulation isn’t the answer. That just sets us up for another 2008-style crash.
Our economy needs a boost. But slashing financial regulation isn’t the answer. That just sets us up for another 2008-style crash.
Two things that we definitely know: 1️⃣ Getting to net zero is going to be cheaper than we thought 2️⃣ The costs of inaction would be massively higher filab.uk/44TNfO6
What will 3C of warming do to the UK economy? This week we explain why net zero is cheaper and climate damages are more expensive than previously thought, and why we need fiscal reforms to enable more investment in tackling and adapting to climate change: neweconomybrief.net/the-digest/the…
The poverty premium costs each parliamentary constituency £4.5million per year. @FairByDesign recommends a #FairBankingAct as a way to increase access to affordable credit and reduce the #povertypremium in this new briefing. #FairBankingForAll fairbydesign.com/wp-content/upl…
The recent heatwaves across the UK and Europe show us that the climate crisis is accelerating. We need central banks to use their powers to better align finance with a safe, just and green future.

Kate Raworth @KateRaworth
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