Age is not just a number in personal finance. There's different things to do at different age groups.
Age 18-24 : Learn the fundamentals, upskill
Age 25-34 : Start saving & Investing, diversify
Age 35-44 : Go for balance, consolidate assets
Age 45-54 : Most productive years,…
Schools teach you how to work for money, but not how to make money work for you.
Society teaches you to live in debt by borrowing for a car, school, wedding, vacations, etc.
It's up to you to learn as much as you can about debt management, budgeting, saving, investing, and…
#EconomicEmpowermentKE
Key Take homes about SACCOs:
☑️All SACCOS are co-operatives but not all co-operatives are SACCOS
☑️The 1st SACCO in Kenya was established in 1964, supported by the Catholic Church
☑️The main objective of SACCOs is to mobilize savings from members and…
Millionaire Habits That Feel Too Simple to Work:
• Say “no” 90% of the time
• Automate → forget → repeat
• Track money like a scientist, not a hypebeast
• Let winners run, cut lifestyle creep
• Play boring games with deadly consistency
Underrated Wealth Tips:
• Don’t upgrade your lifestyle when your income rises
• Max your 401(k) before you max your car payment
• A 20% savings rate beats most financial advice
• Your money grows faster when you leave it alone
• Wealth is built in the boring years
One year ago, the French police detained me for 4 days because some people I’d never heard of used Telegram to coordinate crimes. Arresting a CEO of a major platform over the actions of its users was not only unprecedented — it was legally and logically absurd.
YOLO (You Only Live Once) vs YOYO (You're On Your Own)
Oliver
• 5:15 pm: Salary hits his account.
• 5:17 pm: Orders Black Label and nyama choma.
• 8:00 pm: Big night out with friends.
• Weekend: Road trip to Rusinga Island.
• Next week: Pays rent (after kusumbuana na agent)…
About 4 years ago, someone I don't remember here on Twitter posted a screenshot of how a wealthy friend of theirs managed his wealth with an Excel sheet. That graphic stayed with me, and I built my own document.
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🎯 Set financial goals, save with friends, and grow your money through fun challenges. Download now ⬇️ #SaveWithTunzi
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