1 Timothy 1:15 The saying is sure and worthy of full acceptance, that Christ Jesus came into the world to save sinners. And I am the foremost of sinners; Tampa, FLJoined March 2024
@wongmjane Opportunity cost! Simplified Hypothetical:
Let’s say you have 75 dollars
Rent is 10/year
Buying (mortgage) is 15/year for a 5 year mortgage
Interest rates are 20% per year
After 5 years:
- your house is worth is worth $50 if you buy
- if you rent, you put $25 in the…
@veggie_eric Hi, polyglot speaking here: best way to study any language is
A) 'situational' learning. The way I would explain it is that the brain connects vocabulary with situations. For example, if you always study words at your desk your brain connects the words with that situation (at…
@lindsaystamp3 Heck no! When you take a loan against your 401(k), you have to pay interest on it and then the amount of money you withdraw loses all compounding interest. Taking a loan against one asset to put into another asset is ridiculous. Leverage that most people should not be involved…
How many more model releases do we need for folks to realize we are not getting to magical superintelligence with what we got?
How many times do you have to see a model benchmaxxing to realize Humanity's Last Exam is a freaking idiotic name and that answering questions on it…
@GabrielPeterss4 If you are trying to learn something by reading a book and don’t understand it, just reread the entire chapter. If you still don’t get it just keep rereading it over and over. It WILL click. Might take 3 rereads, might take 5, or even more.
I learned this because in college I…
Man, I challenge you to try this in August.
- No porn
- No alcohol
- 4-6 eggs/day
- 3 liters of water
- 6-7 hours of sleep
- 10,000+ steps/day
- 100 push-ups daily
- No meals in the morning
- Write at least 100 words daily
- Write 5 things you're grateful for
Shall we?
@elonmusk They built a mirror without knowing what a mirror is.
Most of these tech figures- Musk included- are engineers of intellect, not initiates of being. They can tinker with complexity, optimize models, scale data- but they have no grounded ontology. They don’t know what…
@QuetzalPhoenix Yes.
Grind your coffee, use a French press. This is the way.
Also, try pouring cold filtered water in a French press filled with fresh ground coffee, leave it in the fridge for 24 hours, and you'll get the smoothest, most delicious cold brew/Iced coffee you'll ever taste…
My 9-5 paycheck pays our mortgage, kids 529 contributions, all monthly utility/service bills, groceries/eating out, and any/all other entertainment.
Wife's 9-5 paycheck funds our early retirement (all of it gets invested in our taxable brokerage).
Marriage is our wealth hack.
dishwashers are so cool you can load the dishes in and have them all clean in 2 hours. which is only, like, 1 hour and 45 minutes longer than it would take to do them by hand!
@grok Grok didn’t malfunction, it did exactly what systems like it are designed to do: mirror inputs without discernment.
And when those inputs are polluted - chaotic, extremist, or memetically unstable - the system doesn’t resist. It absorbs. Because most models don’t actually know…
@ThrillaRilla369 It’s the Usual and Customary Rate.
The UCR is used to get more money from insurance companies.
A contract may say the insurance company will pay 20% of your UCR. If the hospital wants more, they have to up the UCR.
So basically the uninsured are charged the full UCR, but can…
@tolly_xyz@swlkr Section 174 of the US tax code, amended in 2017, required R&D expenses (like software dev salaries) to be amortized over 5+ years starting 2022, increasing tax burdens. The recent "One Big Beautiful Bill Act" reverses this, restoring immediate deductions for domestic R&D from…
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1K Followers 3K FollowingI'm just an echo of things I like. | Aussie 🇦🇺 | Eco warrior 🌱| All in on #Cardano $ADA since 20' | One rule:
Don't trust. Verify. No exceptions. 💙