🦠 @technikhal

medium.com/@technikhal Joined July 2009

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🦠 @technikhal

6 years ago

Mansfield-Devine, S. (2016) Open banking: Opportunity and danger. Computer Fraud & Security, 2016 European Commission. (2017) Digital Single Market: Final results of the European Data market study measuring the size and trends of the EU data economy.

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🦠 @technikhal

6 years ago

Emerging innovation in retail banking indicative of the digital single market priority presents an opportunity to investigate the accessibility and readability of privacy policies provided by financial firms intending to target profit in the open-banking ecosystem.

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🦠 @technikhal

6 years ago

UK’s nine largest banks and building societies must make customer personal data available through Open Banking. Smaller banks and building societies can choose to take part. Open Banking (2019) "The future of money, where you are in control."

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🦠 @technikhal

6 years ago

RBS Group offers a customer support guide about their authorised third party providers, an additional 2,333 words to its privacy policy of 5,088.

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🦠 @technikhal

6 years ago

The level of social potential achievable with digital technology is aligned to the interest of investors without a regulation for the way information is communicated. Hamelink, C. J. (2014) Global communication. Sage.

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🦠 @technikhal

6 years ago

Suggesting that regulation thoroughly examine services that lead consumers to be faced with a negative experience in order to make privacy protective choices.

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🦠 @technikhal

6 years ago

Drawing from structural complexities within a linguistics knowledge domain, syntax and character insights of policies may inform a universal communication framework for commercial content.

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🦠 @technikhal

6 years ago

How is the greater good determined when surveillance capitalism owns the machines and the means of behavioural modification? (Zuboff, 2019) #TheAgeofSurveillanceCapitalism

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🦠 @technikhal

6 years ago

"Goodness" arrives already oriented toward the interests of the owners of the means of behavioural modification and the clients whose guaranteed outcomes they seek to achieve (Zuboff, 2019). @shoshanazuboff

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🦠 @technikhal

6 years ago

Autonomy requires the capacity to make an independent moral judgment, the willingness to exercise it, and the courage to act on the results of this exercise even when the judgment is not a popular one - Gavison, Privacy and the Limits of Law, 1980

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🦠 @technikhal

6 years ago

Governance of markets, contracts and the basic entitlements of citizens, are delegated to dominant ecosystems of private actors as an emerging trend (Cheffins, 2013; Matten & Moon, 2013)

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🦠 @technikhal

6 years ago

Information asymmetry positions service providers with substantial power over users where nudging through user-centric design towards cognitive bias and decision-making become ethically controversial.

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🦠 @technikhal

6 years ago

The UK Government has publicised itself as one of the largest data businesses in the UK (Gov.uk, 2017)

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🦠 @technikhal

6 years ago

Inflation of present as a moment of emergency invests now w cont. sense of precariousness that heightens fragility of everyday life: very terms of collective existence dramatized as a spectacle in which we can envision imminent loss of what we have and are - Blum, 1996

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🦠 @technikhal

6 years ago

Markets emerge as a process of legitimation, involving identity formation and categorization mechanisms that are highly influenced by public statements and media coverage - Ozcan & Santos, 2015 #markets

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🦠 @technikhal

6 years ago

Unveil the mysteries of the growth and decay of custom and other phenomena which we are not any longer contented to take as ultimate and insoluble facts given by nature - Marshall & Marshall 1920 #worldassumptions

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🦠 @technikhal

6 years ago

As capital trajectory positions ecology at extinction’s vortex by opencast extraction, active confidence in uncertainty will awaken the imagination to widespread interconnectedness and a more congruent narrative. #socialphysics

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🦠 @technikhal

6 years ago

An inability to participate in the maintenance and use of one’s information can lead to feelings of powerlessness and frustration - Solove, 2005 #freewill

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🦠 @technikhal

6 years ago

Overlapping companies and institutions are constructing a surveillance economy infringing on the basic right of privacy. The centralisation of data power and control has resulted in millions of people vulnerable to invisible abuse, identity theft, and discrimination. #privacy