Ross Kay HomeOwnership Advisors @rosskay
Housing Market Intelligence you can Trust Canada's Authority on HomeOwnership and The Trading Cycle. Powering brands you trust including The Wealthy HomeOwner™ rosskay.com Ontario, Canada Joined January 2010-
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#HowWeSeeIt 390 Sandurst Dr, Oakville reveals the deceptive design of this Stat It has been counted as new listing over 20 times in the last 5 yrs. It will be counted 4 times more in the last 30 days alone. No kids this isn't counting newly listed homes it's counting paperwork!
#HowWeSeeIt Watching as a political leader attempts to discredit another who in turn has chosen the same election strategy of discrediting their opponent makes you ask, "do they really believe we are this stupid" or "are they genuinely stupid"? Give us two plans & let us choose
#HowWeSeeIt #Strata Strata is a ticking timebomb as BC has already demonstrated. Asking future taxpayers to insure a no longer insurable home is lunacy. Ontario already has robust case law on Co-Op Condo Ownership that makes this suggestion worse than redundant.
Maybe @deeb_nina could educate @MikeSchreiner on Ontario's Co-Op legislation and why it keeps house price gains to the minimum. Ontario does not need a future homeownership timebomb being introduced from BC when Co-Ops are already here.
Maybe @deeb_nina could educate @MikeSchreiner on Ontario's Co-Op legislation and why it keeps house price gains to the minimum. Ontario does not need a future homeownership timebomb being introduced from BC when Co-Ops are already here.
My set of 100 Canadian macroeconomic indicator charts is up-to-date with the statistics available as of April 26. #cdnecon philipsmith.ca/Canadian_macro…
#HowWeSeeIt #TheyThinkYourStupid 1) A Canadian's Vote has decreased in power by 16% since the current government was elected. 2) A Canadian Home Buyer must pay 67% more since the current government was elected Did these two facts improve or worsen Average Quality of Life ?
#HowWeSeeIt #TheyThinkYourStupid That is equal to 567 Brand New MRI machines. or 283 new MRIs fully staffed for the next 5 years running 16 hrs a day.
#HowWeSeeIt #TheyThinkYourStupid That is equal to 567 Brand New MRI machines. or 283 new MRIs fully staffed for the next 5 years running 16 hrs a day.
Good Morning! Would you negotiate a price on a Used Car without checking the odometer? Would you negotiate a price on a Used Car without checking to see if the transmission worked or if frame was rusted out? So why are negoitiating a price on a Used Home that way? 🥸
#HowWeSeeIt When you hear pundits demanding an increase of Balconies and Concrete with a reduction in Backyards and Green Space because of a need to house workers, what happens if you don't actually add workers for 35 yrs?
#HowWeSeeIt #MLSstats In the Spring of 1992 the Average Home Buyer in BC was spending 16.5% more than the Average Home Buyer in ON In the Spring of 2024 the Average Home Buyer in BC was spending 16.5% more than the Average Home Buyer in ON Coincidence or similar #SleightOfStats
#HowWeSeeIt Tax Free Savings Account vs Tax Free Investing Account MLS Average Sales Price vs MLS Average Purchase Price Yes, a single word can create a false narrative that harms those who believe and follow said narrative to its conclusion.
#HowWeSeeIt Tax Free Savings Account vs Tax Free Investing Account MLS Average Sales Price vs MLS Average Purchase Price Yes, a single word can create a false narrative that harms those who believe and follow said narrative to its conclusion.
#HoWeSeeIt #YVR #HomeBuyers in Vancouver who must buy into the house price correction market should NOT be offering a price above 88% of a homes formal BC Assessment valuation of 23 Yes same house prices have dropped between 10-15% on average in the last 12 months in Vancouver
#HowWeSeeIt #YYC You go to sleep on March 31st 2024 after being told by your Realtor you made 8% on the home they sold you last year. You wake up on April 1st to find your neighbour next door with a bigger and better home sold for $37K less than you paid. You were April Fooled
#HowWeSeeIt #Acton You wake up on April 12th 2024 and see a sold sign on your street for the same home you purchased in 2022. You realize you paid 42% more that what the Buyer paid today. You accept that Buyer will be over $1.5 Million Richer than you in 2050.
#HowWeSeeIt Mar/Apr/May #homebuying is the most financially dangerous in a year. Buyers are directed into making rush decisions that can result in the loss of the Annual Median Household Income within days of their purchase decision being made. In many cases double that!
#AskYourself #Budget24 1) Was increasing the skilled trades that builds houses mentioned? 2) Was increasing R&D in the building materials industry mentioned? 3) Was Canadian Solar Panel and Heat Pump manufacturing mentioned? 4) Any Mandatory Energy Audit of a CMHC insured home?
#HowWeSeeIt The irrevocable clause is a pre-printed Law Society compliant way of limiting the time a Buyer or Seller is responsible for the offer they are presenting. Never allow your agent to write their own added clause that then supercedes the pre-printed ones accuracy.
#HowWeSeeIt Here is a crazy idea? What if an opportunity presented itself to allow us to inflate the Value of an Asset an additional 16% in 3 yrs in order to allow us to Tax that Asset by an additional 16%. 50+16= 66. Wow what a crazy Capital Gains Taxation idea!
#HowWeSeeIt The Government of Canada has decided to reduce the HomeOwnership Rate in Canada. The Government of Canada has decided to increase your Lifetime Shelter Expense and the share of your Lifetime Income required to house your family.
#HowWeSeeIt Housing Science 100% endorses @CouncillorKnoll constituents wisdom. Oakville will already become 12% more dense by 2025 than 2020. The Municipal Vote is the most democratic vote a family has in Canada. Yes, Oakville has the right to self-determine how it evolves.
#HowWeSeeIt Housing Science 100% endorses @CouncillorKnoll constituents wisdom. Oakville will already become 12% more dense by 2025 than 2020. The Municipal Vote is the most democratic vote a family has in Canada. Yes, Oakville has the right to self-determine how it evolves.
Daniel Foch @daniel_foch
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3.4M Followers 0 Following OpenAI’s mission is to ensure that artificial general intelligence benefits all of humanity. We’re hiring: https://t.co/dJGr6LgzPA@rosskay @doughoyes Good idea; you can walk down the street and argue with yourself. Who'll know?
@rosskay Local (gone!) regional (gone!) & Provincial (going, going….). The feds are the only ones that haven’t gotten in the ring with me yet.
@rosskay Agree, both very aggressive.
😳 yikes. I’m sure there are many stories like these. #housingcrisis #greed #canada
Realtors collected $90K trading 302-2470 Prince Michael Dr , Oakville in less than two years. The Buyer who just liquidated lost $126K in less than two years. This is why CMHC ended the first-time buyer incentive. @CMHC_ca @OSFICanada @bankofcanada
Happy Heavenly Birthday Barry. You were taken way too soon and you made me a better person. We will celebrate you today and remember all the love you brought to our family and lives. Xoxo 🤍❤️🎂💋🪽 #Toughday #LifeisShort
@rosskay The truth is out there, you just gotta know where to find it. I am already teaching my young children about this.
The real news today is my daughter got 105% on her financial literacy test, by answering everything right including the bonus question. She is available for all your trading and policy needs, and apparently I should be asking her for advice too.
Double ball screen to a backdoor cut. But most importantly we show some angles and intent from the screeners in a double ball screen.
You're all going to get a quick lesson in Collateral Charge Mortgages over the next 6 months.
I had somebody who works for RBC customer service get in touch with me and they said 90% of the calls are people saying they cannot afford to pay their: mortgage, line of credit, credit card, or bills.
@rosskay That’s a bit much controlling and owning for me, to be honest.
'The Scotty' Charity Golf Tournament raised over $100,000 for Community Living Huntsville, Mind-Aid Muskoka, and the Stan Darling Environmental Fund. Thank you to all the volunteers, participants, and sponsors. Looking forward to next year's edition in Seguin!
If your take-away from this tweet is that "Canada is broken," may I suggest you take a deep breath and put the facts in perspective across time and space. Canada faces some significant economic challenges but it is *absolutely* not broken.
The average wage of Canada's low-skill workers, after adjusting for inflation, was *lower* in June 2023 than it was in June 2019. Good if you employ low-skill workers. Not so good if you are one. 1/4
People in BC are embracing electric cars faster than any other province. We’re working with @myVCC to build a new centre to teach electric vehicle automotive trades, giving thousands of students the skills to get good-paying jobs in our clean economy. news.gov.bc.ca/29260
Now this is granular data coming from @StatCan_eng July 11: "Proportion of the rural population who live within 2 km of an all-season road" #canada
#technological change seems to be accelerating without a commensurate acceleration in #regulation. #AI #technology #tech
@rosskay Oh, there' lots of cognitive dissonance out there; no doubt about it. Known as "doublethink" in Orwell's 1984.
@rosskay I think the agent will list on a Thursday. Just thinking ahead of what will happen over the weekend. I would list on a Thursday.
💯💯
#HowWeSeeIt "Today TRREB convinced @BMO @RBC @TD_Economics @CIBCeconomics That the Median Oakville Home Increased in Price $300,000 from January through April. No of course this didn't happen but Bankers will issue reports pretending it is! "🥸 @CMHC_ca @OSFICanada